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About This Property

Discover what makes this home special

The Smith is a beautifully designed semi-detached home located in the desirable area of Ipswich, Suffolk. This modern property offers a perfect blend of contemporary living and practical design, making it ideal for first-time buyers, growing families, or those looking to downsize. The ground floor features a spacious living room, a well-appointed kitchen/dining area with French doors leading to the garden, and a convenient cloakroom. Upstairs, you will find two generously sized bedrooms, including a master bedroom with an en-suite, and a family bathroom. A study room provides additional flexibility for a home office or guest space.

Situated in the vibrant IP4 3AB area, The Smith benefits from excellent transport links, local amenities, and access to highly rated schools. With its modern features, energy-efficient EPC A rating, and NHBC warranty, this property is a fantastic opportunity for those seeking a stylish and low-maintenance home.

Property Features

This property boasts a range of modern features designed for comfortable living. The open-plan kitchen/dining area is perfect for entertaining, while the French doors provide seamless access to the garden. The master bedroom includes an en-suite for added convenience, and the additional study room offers versatility as a home office or guest space. With an EPC A rating and NHBC warranty, this home is both energy-efficient and built to the highest standards.

GardenGarageEn-suiteFitted KitchenStudyEPC A Rating+3

Local Amenities

The Smith is located in a thriving area with access to a wide range of amenities. Families will appreciate the proximity to highly regarded schools such as Northgate High School and St. Helen's Primary School. For leisure, Christchurch Park offers beautiful green spaces, while Ipswich town centre provides a variety of shopping, dining, and entertainment options. Commuters will benefit from excellent transport links, including Ipswich Station, which offers direct trains to London and other major cities.

Ipswich StationNorthgate High SchoolSt. Helen's Primary SchoolChristchurch ParkIpswich HospitalLocal Supermarkets+2
Ipswich Train Station Train Station (2.1 miles, 8 minutes drive) • 1 hour 10 minutes by train to London

Mortgage Calculator

25%
25
4.5%
Monthly Payment-
Purchase Costs
Total Price£309,995
Mortgage Deposit-
Stamp Duty-
Deposit Contribution£0
Searches & Other£1,500
Legal Fees£2,000
Total Cash Required-
Monthly Costs & Income
Service Charge£0/mo
Ground Rent£0/mo
Mortgage-
Landlord's Insurance£25/mo
Agency Fees (10%)-
Est. Rent-
Net Monthly-

Mortgage Calculator

10%
25
4.5%
Monthly Payment-
Purchase Costs
Total Price£309,995
Mortgage Deposit-
Stamp Duty-
Deposit Contribution£0
Searches & Other£1,500
Legal Fees£1,500
Total Cash Required-
Monthly Costs
Service Charge£0/mo
Ground Rent£0/mo
Mortgage-
Home Insurance£30/mo
Total Monthly-

International Suitability

Excellent Opportunity
80/100
ChallengingModerateGoodExcellent
Strong rental demand
Proximity to transport links
Energy-efficient design

International Buyer Calculator

35%
20
5.5%
Monthly Payment-
International buyers typically require 25-40% deposit with limited lender options
Purchase Costs (Non-UK Resident)
Total Price£309,995
Mortgage Deposit (Min 25%)-
Stamp Duty + 2% Surcharge-
Legal Fees (Intl Complex)£3,500
AML & ID Verification£500
Bank Transfer Fees£1,000
Total Cash Required-
Monthly Costs & Income
Service Charge£0/mo
Ground Rent£0/mo
Mortgage-
Full Management (15%)-
Landlord's Insurance£35/mo
Est. Rent-
Net Monthly-
Key Considerations for International Buyers
+2% Stamp DutyAdditional surcharge for non-UK residents on property purchases
Higher DepositMost lenders require 25-40% deposit for non-UK residents
AML ComplianceEnhanced due diligence and source of funds verification required
Property ManagementFull management service recommended for overseas landlords

Investment Analytics

Key metrics for investors & buyers
Gross Rental Yield
6.0%
Based on £1,550/mo rent
Area Price Growth
+4.2%
Average annual increase
5-Year Value Forecast
£380,797
+£70,802 projected gain
5-Year Rent Forecast
£1,841/mo
Based on 3.5% annual growth
Price per Sq Ft£365
Annual Rent Income£18,600
10-Year ROI240%
Break-Even Point16 yrs

Property Value Projection

Based on 4.2% annual growth
£380,797
5yr
£467,769
10yr
£574,606
15yr
£705,845
20yr
£867,057
25yr
Current: £309,995

Monthly Rental Income

Based on 3.5% annual growth
£1,841
5yr
£2,186
10yr
£2,597
15yr
£3,084
20yr
£3,663
25yr
Current: £1,550/mo
* Projections are estimates based on historical market data and are not guaranteed. Past performance does not indicate future results.

Property Features

Local Area & Amenities

Floorplans

Ground Floor

Property Floorplan

Location

Nearby Schools

St. John's Primary SchoolPrimary
Outstanding0.4 miles
Northgate High SchoolSecondary
Good0.6 miles
Clifford Road Primary SchoolPrimary
Good0.8 miles
Ipswich SchoolIndependent Secondary
Outstanding1.2 miles

Commute Time Planner

London Liverpool Street
1 hour 10 minutes
1 hour 30 minutes
Cambridge
1 hour 20 minutes
1 hour 10 minutes

Location Scores

75
Walk Score
Very Walkable
68
Transit Score
Good Transit
62
Bike Score
Bikeable

Area Vibe

Family-Friendly
Green Spaces
Excellent Schools
Quiet Residential

Connectivity

Broadband Speed
100 Mbps
FTTP (Fibre to the Premises)
Excellent
Mobile Signal
Strong
EE, Vodafone, O2, Three

Future Developments Nearby

Mixed-Use Development+Positive Impact
Ipswich Waterfront Regeneration
1.5 milesEst. 2025
* Information based on local planning applications and may be subject to change

Portfolio Analysis

85
Portfolio Fit Score
Excellent Investment Match
Risk LevelLow
Liquidity
80%
Market DemandHigh Demand
This property shows strong fundamentals with low risk and high demand - ideal for conservative investors.
£309,995

The Smith

Ipswich, Suffolk, IP4 3AB
2
Bedrooms
2
Bathrooms
850
Sq Ft
semi detached
Type

Property Grades

Amenities88
Features90
Growth85
Yield84
Connect89
Transport87
Future86
Location89
Overall88

Developer

Bellway
Available Plot Numbers
21
1 plot available
Ownershipfreehold

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