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About This Property

Discover what makes this home special

Nestled in the serene neighborhood of Rainham, Kent, 'The Philosopher' offers a perfect blend of contemporary design and family-friendly living. This four-bedroom detached home is thoughtfully designed with spacious interiors and modern features, making it ideal for growing families or those looking for a peaceful retreat. The south-west facing garden ensures ample sunlight throughout the day, creating a warm and inviting outdoor space for relaxation or entertaining. The property boasts a sleek fitted kitchen with integrated appliances, a light-filled family/dining area, and a cozy living room. Upstairs, the master bedroom features an en-suite, while three additional bedrooms provide ample space for family or guests. A family bathroom and a ground floor cloakroom add to the convenience.

Property Features

This stunning new-build home is packed with premium features, including a south-west facing garden that captures sunlight for most of the day, a garage for secure parking, and a sleek fitted kitchen with integrated appliances. The property also includes a utility room, a dedicated study for home working, and spacious living areas designed for modern family life. With an NHBC warranty, you can enjoy peace of mind knowing your home is built to the highest standards.

South-west facing gardenGarageEn-suiteFitted kitchen with integrated appliancesUtility roomStudy+2

Local Amenities

Situated in the vibrant area of Rainham, this property is surrounded by excellent amenities. Rainham Station offers direct links to London, making it perfect for commuters. Families will appreciate the proximity to top-rated schools such as Rainham Mark Grammar School. For leisure, Riverside Country Park provides scenic walking trails and outdoor activities, while Hempstead Valley Shopping Centre caters to all your retail needs. Local supermarkets, restaurants, and medical facilities are all within easy reach, ensuring convenience for everyday living.

Rainham StationRainham Mark Grammar SchoolRiverside Country ParkHempstead Valley Shopping CentreLocal supermarketsRestaurants+2
Rainham (Kent) Station Train Station (1.5 miles, 5 mins drive) • 45 mins by train to London

Mortgage Calculator

25%
25
4.5%
Monthly Payment-
Purchase Costs
Total Price£589,995
Mortgage Deposit-
Stamp Duty-
Deposit Contribution£0
Searches & Other£1,500
Legal Fees£2,000
Total Cash Required-
Monthly Costs & Income
Service Charge£0/mo
Ground Rent£0/mo
Mortgage-
Landlord's Insurance£25/mo
Agency Fees (10%)-
Est. Rent-
Net Monthly-

Mortgage Calculator

10%
25
4.5%
Monthly Payment-
Purchase Costs
Total Price£589,995
Mortgage Deposit-
Stamp Duty-
Deposit Contribution£0
Searches & Other£1,500
Legal Fees£1,500
Total Cash Required-
Monthly Costs
Service Charge£0/mo
Ground Rent£0/mo
Mortgage-
Home Insurance£30/mo
Total Monthly-

International Suitability

Excellent Opportunity
80/100
ChallengingModerateGoodExcellent
Strong rental demand
Proximity to transport links
Prime location with growth potential

International Buyer Calculator

35%
20
5.5%
Monthly Payment-
International buyers typically require 25-40% deposit with limited lender options
Purchase Costs (Non-UK Resident)
Total Price£589,995
Mortgage Deposit (Min 25%)-
Stamp Duty + 2% Surcharge-
Legal Fees (Intl Complex)£3,500
AML & ID Verification£500
Bank Transfer Fees£1,000
Total Cash Required-
Monthly Costs & Income
Service Charge£0/mo
Ground Rent£0/mo
Mortgage-
Full Management (15%)-
Landlord's Insurance£35/mo
Est. Rent-
Net Monthly-
Key Considerations for International Buyers
+2% Stamp DutyAdditional surcharge for non-UK residents on property purchases
Higher DepositMost lenders require 25-40% deposit for non-UK residents
AML ComplianceEnhanced due diligence and source of funds verification required
Property ManagementFull management service recommended for overseas landlords

Investment Analytics

Key metrics for investors & buyers
Gross Rental Yield
6.0%
Based on £2,950/mo rent
Area Price Growth
+4.2%
Average annual increase
5-Year Value Forecast
£724,748
+£134,753 projected gain
5-Year Rent Forecast
£3,504/mo
Based on 3.5% annual growth
Price per Sq Ft£369
Annual Rent Income£35,400
10-Year ROI240%
Break-Even Point16 yrs

Property Value Projection

Based on 4.2% annual growth
£724,748
5yr
£890,278
10yr
£1,093,614
15yr
£1,343,392
20yr
£1,650,218
25yr
Current: £589,995

Monthly Rental Income

Based on 3.5% annual growth
£3,504
5yr
£4,161
10yr
£4,942
15yr
£5,870
20yr
£6,972
25yr
Current: £2,950/mo
* Projections are estimates based on historical market data and are not guaranteed. Past performance does not indicate future results.

Property Features

Local Area & Amenities

Floorplans

Ground Floor

Property Floorplan

Site Plan

Site Plan

Location

Nearby Schools

St. Margaret's Church of England Junior SchoolPrimary
Good0.4 miles
Rainham Mark Grammar SchoolSecondary
Outstanding1.2 miles
Park Wood Infant SchoolPrimary
Good0.6 miles
The Howard SchoolSecondary
Good1.1 miles
Fairview Community Primary SchoolPrimary
Outstanding0.8 miles
Rainham School for GirlsSecondary
Good1.3 miles

Commute Time Planner

London Victoria
45 mins
1h 15m
Heathrow Airport
1h 30m
1h 10m

Sun Path & Natural Light

NESW
South-West-Facing Excellent
12h
Garden Sun (Summer)
No
Morning Sun
Yes
Afternoon Sun

Room-by-Room Light Analysis

Living Room
Morning Good
Afternoon Excellent
Evening Moderate
Kitchen
Morning Excellent
Afternoon Good
Evening Low
Family/Dining
Morning Good
Afternoon Excellent
Evening Moderate
Bedrooms (rear-facing)
Morning Good
Afternoon Excellent
Evening Moderate

Location Scores

72
Walk Score
Very Walkable
65
Transit Score
Good Transit
58
Bike Score
Bikeable

Area Vibe

Family-Friendly
Green
Good Schools

Connectivity

Broadband Speed
67 Mbps
FTTP
Good
Mobile Signal
Good
EE, Three, Vodafone

Future Developments Nearby

Commercial and Residential+Positive Impact
Rainham Town Centre Regeneration
1.2 milesEst. 2025
* Information based on local planning applications and may be subject to change

Portfolio Analysis

85
Portfolio Fit Score
Excellent Investment Match
Risk LevelLow
Liquidity
80%
Market DemandHigh Demand
This property shows strong fundamentals with low risk and high demand - ideal for conservative investors.
£589,995

The Philosopher

Rainham, Kent, ME8 8GS
4
Bedrooms
3
Bathrooms
1,600
Sq Ft
detached
Type

Property Grades

Amenities88
Features90
Growth85
Yield84
Connect87
Transport88
Future86
Location89
Overall88

Developer

Bellway
Available Plot Numbers
1
1 plot available
Ownershipfreehold

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