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About This Property

Discover what makes this home special

The Philosopher is a stunning new-build, four-bedroom detached home located in the charming village of Ryton, Tyne and Wear. Designed with modern family living in mind, this property offers a spacious and versatile layout, featuring a bright and airy family/dining area, a contemporary fitted kitchen, and a separate living room perfect for relaxing evenings. Upstairs, the master bedroom boasts an en-suite, while three additional bedrooms and a family bathroom provide ample space for growing families or guests. With its elegant design, high-quality finishes, and energy-efficient features, this home combines comfort and style in a sought-after location.

Situated in a tranquil neighborhood, The Philosopher also benefits from excellent transport links, local amenities, and access to reputable schools, making it an ideal choice for families and professionals alike. The private garden, garage, and driveway further enhance the practicality and appeal of this exceptional property.

Property Features

This property boasts an array of desirable features tailored for modern living. The spacious family/dining area opens onto a private garden, creating a perfect space for entertaining or relaxing. The contemporary fitted kitchen, complete with a utility room, ensures practicality and style, while the ground floor WC adds convenience. Upstairs, the master bedroom with an en-suite offers a luxurious retreat, complemented by three additional bedrooms and a family bathroom. The energy-efficient design and NHBC warranty provide peace of mind, making this home an excellent investment.

Private gardenGarageDrivewayEn-suite to master bedroomContemporary fitted kitchenUtility room+4

Local Amenities

Located in the picturesque village of Ryton, The Philosopher enjoys proximity to a wealth of local amenities. Families will appreciate the nearby Ryton Infant and Junior Schools, as well as the highly regarded Thorp Academy. Nature enthusiasts can explore the scenic Ryton Willows Nature Reserve, while shoppers can enjoy the convenience of Blaydon Shopping Centre. With excellent transport links, including Blaydon Train Station and easy access to Newcastle and Gateshead, this property is perfectly positioned for both work and leisure. Local pubs, restaurants, and parks further enhance the vibrant community atmosphere.

Ryton Infant and Junior SchoolsThorp AcademyRyton Willows Nature ReserveBlaydon Shopping CentreBlaydon Train StationLocal pubs and restaurants+2
Blaydon Station Train Station (2.5 miles, 7 mins drive) • 15 mins by car, 20 mins by train to Newcastle upon Tyne

Mortgage Calculator

25%
25
4.5%
Monthly Payment-
Purchase Costs
Total Price£389,995
Mortgage Deposit-
Stamp Duty-
Deposit Contribution£0
Searches & Other£1,500
Legal Fees£2,000
Total Cash Required-
Monthly Costs & Income
Service Charge£0/mo
Ground Rent£0/mo
Mortgage-
Landlord's Insurance£25/mo
Agency Fees (10%)-
Est. Rent-
Net Monthly-

Mortgage Calculator

10%
25
4.5%
Monthly Payment-
Purchase Costs
Total Price£389,995
Mortgage Deposit-
Stamp Duty-
Deposit Contribution£0
Searches & Other£1,500
Legal Fees£1,500
Total Cash Required-
Monthly Costs
Service Charge£0/mo
Ground Rent£0/mo
Mortgage-
Home Insurance£30/mo
Total Monthly-

International Suitability

Excellent Opportunity
80/100
ChallengingModerateGoodExcellent
Strong rental demand
Good transport links to Newcastle and Gateshead
Proximity to schools and amenities

International Buyer Calculator

35%
20
5.5%
Monthly Payment-
International buyers typically require 25-40% deposit with limited lender options
Purchase Costs (Non-UK Resident)
Total Price£389,995
Mortgage Deposit (Min 25%)-
Stamp Duty + 2% Surcharge-
Legal Fees (Intl Complex)£3,500
AML & ID Verification£500
Bank Transfer Fees£1,000
Total Cash Required-
Monthly Costs & Income
Service Charge£0/mo
Ground Rent£0/mo
Mortgage-
Full Management (15%)-
Landlord's Insurance£35/mo
Est. Rent-
Net Monthly-
Key Considerations for International Buyers
+2% Stamp DutyAdditional surcharge for non-UK residents on property purchases
Higher DepositMost lenders require 25-40% deposit for non-UK residents
AML ComplianceEnhanced due diligence and source of funds verification required
Property ManagementFull management service recommended for overseas landlords

Investment Analytics

Key metrics for investors & buyers
Gross Rental Yield
5.5%
Based on £1,800/mo rent
Area Price Growth
+4.2%
Average annual increase
5-Year Value Forecast
£479,069
+£89,074 projected gain
5-Year Rent Forecast
£2,138/mo
Based on 3.5% annual growth
Price per Sq Ft£244
Annual Rent Income£21,600
10-Year ROI222%
Break-Even Point18 yrs

Property Value Projection

Based on 4.2% annual growth
£479,069
5yr
£588,486
10yr
£722,894
15yr
£888,001
20yr
£1,090,817
25yr
Current: £389,995

Monthly Rental Income

Based on 3.5% annual growth
£2,138
5yr
£2,539
10yr
£3,016
15yr
£3,582
20yr
£4,254
25yr
Current: £1,800/mo
* Projections are estimates based on historical market data and are not guaranteed. Past performance does not indicate future results.

Property Features

Local Area & Amenities

Floorplans

Ground Floor

Property Floorplan

Location

Nearby Schools

Ryton Community Infant SchoolPrimary
Good0.4 miles
Thorp AcademySecondary
Good1.2 miles
Crookhill Primary SchoolPrimary
Outstanding1.0 miles
St. Agnes' Catholic Primary SchoolPrimary
Good0.8 miles
Emmaville Primary SchoolPrimary
Outstanding0.6 miles
Whickham School and Sports CollegeSecondary
Good3.5 miles

Location Scores

65
Walk Score
Somewhat Walkable
55
Transit Score
Good Transit
50
Bike Score
Bikeable

Area Vibe

Quiet
Family-Friendly
Green Spaces
Good Schools

Connectivity

Broadband Speed
100 Mbps
FTTP (Fibre to the Premises)
Excellent
Mobile Signal
Excellent
EE, Three, Vodafone, O2

Portfolio Analysis

85
Portfolio Fit Score
Excellent Investment Match
Risk LevelLow
Liquidity
80%
Market DemandHigh Demand
This property shows strong fundamentals with low risk and high demand - ideal for conservative investors.
£389,995

The Philosopher

Ryton, Tyne and Wear, NE40 3NL
4
Bedrooms
3
Bathrooms
1,600
Sq Ft
detached
Type

Property Grades

Amenities88
Features90
Growth85
Yield84
Connect89
Transport87
Future86
Location88
Overall88

Developer

Bellway
Available Plot Numbers
238
1 plot available
Ownershipfreehold

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