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About This Property

Discover what makes this home special

The Oak is a stunning semi-detached property situated in the desirable Wixams development in Bedfordshire. With its modern design and high-quality finishes, this three-bedroom home offers a perfect blend of style and functionality. The spacious living room opens onto a beautifully landscaped south-west facing garden, ideal for enjoying sunny afternoons. The contemporary kitchen/dining area is equipped with integrated appliances, ensuring convenience and elegance. Upstairs, the master bedroom boasts an en-suite, while two additional well-proportioned bedrooms and a family bathroom complete the accommodation. This property is perfect for families seeking a comfortable and energy-efficient home in a thriving community.

Property Features

This property is designed with modern living in mind, offering a range of features that enhance comfort and convenience. The south-west facing garden provides ample sunlight throughout the day, while the en-suite master bedroom ensures privacy and luxury. The contemporary fitted kitchen is equipped with integrated appliances, making daily tasks effortless. With energy-efficient construction and an NHBC warranty, this home is both stylish and practical.

South-west facing gardenEn-suite master bedroomContemporary fitted kitchenEnergy-efficient designNHBC warrantySpacious living room+2

Local Amenities

The Oak is ideally located within the Wixams development, offering excellent access to local amenities. Families will appreciate the proximity to Wixams Academy and Lakeview Primary School, both highly regarded educational institutions. The planned Wixams Railway Station will provide convenient links to Bedford and beyond, while nearby parks and walking trails offer opportunities for outdoor activities. With supermarkets and a community centre just a short distance away, everything you need is within easy reach.

Wixams AcademyLakeview Primary SchoolWixams Railway Station (planned)Bedford Town CentreSupermarketsParks+2
Bedford Train Station Train Station (4.5 miles, 10 mins drive) • 45 mins by train from Bedford Station to London

Mortgage Calculator

25%
25
4.5%
Monthly Payment-
Purchase Costs
Total Price£400,000
Mortgage Deposit-
Stamp Duty-
Deposit Contribution£0
Searches & Other£1,500
Legal Fees£2,000
Total Cash Required-
Monthly Costs & Income
Service Charge£0/mo
Ground Rent£0/mo
Mortgage-
Landlord's Insurance£25/mo
Agency Fees (10%)-
Est. Rent-
Net Monthly-

Mortgage Calculator

10%
25
4.5%
Monthly Payment-
Purchase Costs
Total Price£400,000
Mortgage Deposit-
Stamp Duty-
Deposit Contribution£0
Searches & Other£1,500
Legal Fees£1,500
Total Cash Required-
Monthly Costs
Service Charge£0/mo
Ground Rent£0/mo
Mortgage-
Home Insurance£30/mo
Total Monthly-

International Suitability

Good Opportunity
75/100
ChallengingModerateGoodExcellent
Strong rental demand
Proximity to London
Energy-efficient new build

International Buyer Calculator

35%
20
5.5%
Monthly Payment-
International buyers typically require 25-40% deposit with limited lender options
Purchase Costs (Non-UK Resident)
Total Price£400,000
Mortgage Deposit (Min 25%)-
Stamp Duty + 2% Surcharge-
Legal Fees (Intl Complex)£3,500
AML & ID Verification£500
Bank Transfer Fees£1,000
Total Cash Required-
Monthly Costs & Income
Service Charge£0/mo
Ground Rent£0/mo
Mortgage-
Full Management (15%)-
Landlord's Insurance£35/mo
Est. Rent-
Net Monthly-
Key Considerations for International Buyers
+2% Stamp DutyAdditional surcharge for non-UK residents on property purchases
Higher DepositMost lenders require 25-40% deposit for non-UK residents
AML ComplianceEnhanced due diligence and source of funds verification required
Property ManagementFull management service recommended for overseas landlords

Investment Analytics

Key metrics for investors & buyers
Gross Rental Yield
6.0%
Based on £2,000/mo rent
Area Price Growth
+4.2%
Average annual increase
5-Year Value Forecast
£491,359
+£91,359 projected gain
5-Year Rent Forecast
£2,375/mo
Based on 3.5% annual growth
Price per Sq Ft£364
Annual Rent Income£24,000
10-Year ROI240%
Break-Even Point16 yrs

Property Value Projection

Based on 4.2% annual growth
£491,359
5yr
£603,583
10yr
£741,440
15yr
£910,782
20yr
£1,118,801
25yr
Current: £400,000

Monthly Rental Income

Based on 3.5% annual growth
£2,375
5yr
£2,821
10yr
£3,351
15yr
£3,980
20yr
£4,726
25yr
Current: £2,000/mo
* Projections are estimates based on historical market data and are not guaranteed. Past performance does not indicate future results.

Property Features

Local Area & Amenities

Floorplans

Ground Floor

Property Floorplan

Site Plan

Site Plan

Location

Nearby Schools

Lakeview Primary SchoolPrimary
Good0.4 miles
Sharnbrook AcademySecondary
Outstanding6.2 miles
Wixams Tree Primary SchoolPrimary
Good0.6 miles
Bedford AcademySecondary
Good4.8 miles

Commute Time Planner

London St Pancras
45 mins
1h 15m
Milton Keynes
20 mins
30 mins

Sun Path & Natural Light

NESW
South-West-Facing Excellent
10h
Garden Sun (Summer)
No
Morning Sun
Yes
Afternoon Sun

Room-by-Room Light Analysis

Living Room
Morning Moderate
Afternoon Excellent
Evening Good
Kitchen/Dining
Morning Excellent
Afternoon Good
Evening Moderate

Location Scores

65
Walk Score
Somewhat Walkable
60
Transit Score
Good Transit
55
Bike Score
Bikeable

Area Vibe

Family-Friendly
Quiet
Green Spaces
Well-Connected

Connectivity

Broadband Speed
100 Mbps
FTTP (Fibre to the Premises)
Excellent
Mobile Signal
Excellent
EE, O2, Vodafone, Three

Future Developments Nearby

Mixed-Use+Positive Impact
Wixams Town Centre Development
0.7 milesEst. 2025
* Information based on local planning applications and may be subject to change

Portfolio Analysis

78
Portfolio Fit Score
Good Investment Match
Risk LevelLow
Liquidity
72%
Market DemandHigh Demand
This property shows strong fundamentals with low risk and high demand - ideal for conservative investors.
£400,000

The Oak

Wixams, Bedfordshire, MK45 3RE
3
Bedrooms
2
Bathrooms
1,100
Sq Ft
semi detached
Type

Property Grades

Amenities70
Features75
Growth65
Yield68
Connect72
Transport65
Future60
Location70
Overall68

Developer

Bellway
Available Plot Numbers
302
1 plot available
Ownershipfreehold

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