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About This Property

Discover what makes this home special

The Joiner is a beautifully designed two-bedroom semi-detached home located in the serene town of Stowmarket, Suffolk. With contemporary interiors, a spacious kitchen/dining area, and a south-west facing garden, this property offers the perfect balance of comfort and style. Ideal for first-time buyers, small families, or those looking to downsize, this home is situated within a highly sought-after development, offering peace and convenience.

Property Features

This property boasts a thoughtfully designed layout with a spacious kitchen/dining area that opens onto a south-west facing garden, perfect for entertaining or relaxing. The two double bedrooms provide ample space, complemented by a modern family bathroom and a convenient ground floor cloakroom. Built to high standards, The Joiner comes with an NHBC warranty, ensuring peace of mind for years to come.

South-West Facing GardenSpacious Kitchen/Dining AreaGround Floor CloakroomTwo Double BedroomsFamily BathroomModern Design+1

Local Amenities

The Joiner is ideally located near top-rated schools, including Wood Ley Primary School and Stowmarket High School. Stowmarket Station is just a short drive away, offering excellent transport links to Ipswich and London. Nearby amenities include supermarkets, parks, and a variety of dining and retail options, making this location perfect for families and professionals alike.

SchoolsTrain StationSupermarketsParksRestaurantsRetail Outlets
Stowmarket Station Train Station (1.5 miles, 5 mins drive) • 20 mins by train to Ipswich

Mortgage Calculator

25%
25
4.5%
Monthly Payment-
Purchase Costs
Total Price£260,000
Mortgage Deposit-
Stamp Duty-
Deposit Contribution£0
Searches & Other£1,500
Legal Fees£2,000
Total Cash Required-
Monthly Costs & Income
Service Charge£0/mo
Ground Rent£0/mo
Mortgage-
Landlord's Insurance£25/mo
Agency Fees (10%)-
Est. Rent-
Net Monthly-

Mortgage Calculator

10%
25
4.5%
Monthly Payment-
Purchase Costs
Total Price£260,000
Mortgage Deposit-
Stamp Duty-
Deposit Contribution£0
Searches & Other£1,500
Legal Fees£1,500
Total Cash Required-
Monthly Costs
Service Charge£0/mo
Ground Rent£0/mo
Mortgage-
Home Insurance£30/mo
Total Monthly-

International Suitability

Excellent Opportunity
80/100
ChallengingModerateGoodExcellent
Strong rental demand
Proximity to London
Modern design and warranty

International Buyer Calculator

35%
20
5.5%
Monthly Payment-
International buyers typically require 25-40% deposit with limited lender options
Purchase Costs (Non-UK Resident)
Total Price£260,000
Mortgage Deposit (Min 25%)-
Stamp Duty + 2% Surcharge-
Legal Fees (Intl Complex)£3,500
AML & ID Verification£500
Bank Transfer Fees£1,000
Total Cash Required-
Monthly Costs & Income
Service Charge£0/mo
Ground Rent£0/mo
Mortgage-
Full Management (15%)-
Landlord's Insurance£35/mo
Est. Rent-
Net Monthly-
Key Considerations for International Buyers
+2% Stamp DutyAdditional surcharge for non-UK residents on property purchases
Higher DepositMost lenders require 25-40% deposit for non-UK residents
AML ComplianceEnhanced due diligence and source of funds verification required
Property ManagementFull management service recommended for overseas landlords

Investment Analytics

Key metrics for investors & buyers
Gross Rental Yield
6.0%
Based on £1,300/mo rent
Area Price Growth
+4.2%
Average annual increase
5-Year Value Forecast
£319,383
+£59,383 projected gain
5-Year Rent Forecast
£1,544/mo
Based on 3.5% annual growth
Price per Sq Ft£347
Annual Rent Income£15,600
10-Year ROI240%
Break-Even Point16 yrs

Property Value Projection

Based on 4.2% annual growth
£319,383
5yr
£392,329
10yr
£481,936
15yr
£592,008
20yr
£727,221
25yr
Current: £260,000

Monthly Rental Income

Based on 3.5% annual growth
£1,544
5yr
£1,834
10yr
£2,178
15yr
£2,587
20yr
£3,072
25yr
Current: £1,300/mo
* Projections are estimates based on historical market data and are not guaranteed. Past performance does not indicate future results.

Property Features

Local Area & Amenities

Floorplans

Ground Floor

Property Floorplan

Site Plan

Site Plan

Location

Nearby Schools

Wood Ley Primary SchoolPrimary
Good0.6 miles
Freeman Community Primary SchoolPrimary
Good1.2 miles
Stowmarket High SchoolSecondary
Good1.5 miles
Finborough SchoolSecondary (Private)
Outstanding3.2 miles

Commute Time Planner

London Liverpool Street
1h 20m
2h
Cambridge
1h
1h 20m

Sun Path & Natural Light

NESW
South-West-Facing Excellent
12h
Garden Sun (Summer)
No
Morning Sun
Yes
Afternoon Sun

Room-by-Room Light Analysis

Living Room
Morning Moderate
Afternoon Excellent
Evening Good
Kitchen/Dining
Morning Good
Afternoon Excellent
Evening Moderate

Location Scores

65
Walk Score
Somewhat Walkable
55
Transit Score
Good Transit
70
Bike Score
Very Bikeable

Area Vibe

Family-Friendly
Peaceful
Green Spaces

Connectivity

Broadband Speed
67 Mbps
FTTP
Good
Mobile Signal
Excellent
EE, Vodafone, O2

Future Developments Nearby

Commercial+Positive Impact
Retail Expansion
1 mileEst. 2025
* Information based on local planning applications and may be subject to change

Portfolio Analysis

85
Portfolio Fit Score
Excellent Investment Match
Risk LevelLow
Liquidity
80%
Market DemandHigh Demand
This property shows strong fundamentals with low risk and high demand - ideal for conservative investors.
£260,000

The Joiner

Stowmarket, Suffolk, IP14 5XN
2
Bedrooms
1
Bathrooms
750
Sq Ft
semi detached
Type

Property Grades

Amenities88
Features90
Growth85
Yield84
Connect87
Transport83
Future86
Location89
Overall87

Developer

Bellway
Available Plot Numbers
113
1 plot available
Ownershipfreehold

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