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About This Property

Discover what makes this home special

The Harper is a stunning semi-detached property located in the sought-after area of St Albans. This modern home offers a perfect blend of contemporary design and functional living spaces. With three spacious bedrooms, including a master with en-suite, and a thoughtfully designed layout, it is ideal for families or professionals seeking a comfortable and stylish residence. The south-west facing garden ensures ample sunlight throughout the day, making it perfect for outdoor relaxation or entertaining guests. Situated in a vibrant community, this property benefits from excellent transport links, local amenities, and proximity to picturesque parks.

Property Features

This property boasts a range of premium features, including a bright south-west facing garden, a garage for secure parking, and a luxurious en-suite master bedroom. The modern fitted kitchen is perfect for culinary enthusiasts, while the spacious living areas offer flexibility for family life. With a ground floor WC and contemporary design throughout, The Harper provides both style and practicality. Additionally, the NHBC warranty ensures peace of mind for years to come.

South-West facing gardenGarageEn-suite master bedroomModern fitted kitchenGround floor WCSpacious living areas+2

Local Amenities

The Harper is ideally situated near a range of local amenities, including outstanding schools such as St Albans School and Beaumont School. St Albans City Station offers quick access to London, making it perfect for commuters. Nearby supermarkets and local shops provide convenience, while the area’s parks and leisure facilities offer opportunities for relaxation and recreation. With a variety of restaurants and cafes, residents can enjoy a vibrant lifestyle in this thriving community.

Outstanding schoolsSt Albans City StationSupermarketsParksLocal shopsRestaurants+1
Winslow Station Train Station (1.5 miles, 5 minutes drive) • 20 minutes by car to Milton Keynes

Mortgage Calculator

25%
25
4.5%
Monthly Payment-
Purchase Costs
Total Price£400,000
Mortgage Deposit-
Stamp Duty-
Deposit Contribution£0
Searches & Other£1,500
Legal Fees£2,000
Total Cash Required-
Monthly Costs & Income
Service Charge£0/mo
Ground Rent£0/mo
Mortgage-
Landlord's Insurance£25/mo
Agency Fees (10%)-
Est. Rent-
Net Monthly-

Mortgage Calculator

10%
25
4.5%
Monthly Payment-
Purchase Costs
Total Price£400,000
Mortgage Deposit-
Stamp Duty-
Deposit Contribution£0
Searches & Other£1,500
Legal Fees£1,500
Total Cash Required-
Monthly Costs
Service Charge£0/mo
Ground Rent£0/mo
Mortgage-
Home Insurance£30/mo
Total Monthly-

International Suitability

Excellent Opportunity
80/100
ChallengingModerateGoodExcellent
Strong rental demand
Proximity to London
Modern design and NHBC warranty

International Buyer Calculator

35%
20
5.5%
Monthly Payment-
International buyers typically require 25-40% deposit with limited lender options
Purchase Costs (Non-UK Resident)
Total Price£400,000
Mortgage Deposit (Min 25%)-
Stamp Duty + 2% Surcharge-
Legal Fees (Intl Complex)£3,500
AML & ID Verification£500
Bank Transfer Fees£1,000
Total Cash Required-
Monthly Costs & Income
Service Charge£0/mo
Ground Rent£0/mo
Mortgage-
Full Management (15%)-
Landlord's Insurance£35/mo
Est. Rent-
Net Monthly-
Key Considerations for International Buyers
+2% Stamp DutyAdditional surcharge for non-UK residents on property purchases
Higher DepositMost lenders require 25-40% deposit for non-UK residents
AML ComplianceEnhanced due diligence and source of funds verification required
Property ManagementFull management service recommended for overseas landlords

Investment Analytics

Key metrics for investors & buyers
Gross Rental Yield
6.5%
Based on £2,167/mo rent
Area Price Growth
+4.2%
Average annual increase
5-Year Value Forecast
£491,359
+£91,359 projected gain
5-Year Rent Forecast
£2,574/mo
Based on 3.5% annual growth
Price per Sq Ft£381
Annual Rent Income£26,004
10-Year ROI260%
Break-Even Point14 yrs

Property Value Projection

Based on 4.2% annual growth
£491,359
5yr
£603,583
10yr
£741,440
15yr
£910,782
20yr
£1,118,801
25yr
Current: £400,000

Monthly Rental Income

Based on 3.5% annual growth
£2,574
5yr
£3,057
10yr
£3,630
15yr
£4,312
20yr
£5,121
25yr
Current: £2,167/mo
* Projections are estimates based on historical market data and are not guaranteed. Past performance does not indicate future results.

Property Features

Local Area & Amenities

Floorplans

Ground Floor

Property Floorplan

Site Plan

Site Plan

Location

Nearby Schools

Winslow Church of England SchoolPrimary
Good0.8 miles
Sir Thomas Fremantle SchoolSecondary
Good1.2 miles
The Royal Latin SchoolSecondary
Outstanding4.5 miles
Steeple Claydon SchoolPrimary
Good3.0 miles

Commute Time Planner

London Euston
55 minutes
1 hour 20 minutes
Oxford
40 minutes
50 minutes

Sun Path & Natural Light

NESW
South-West-Facing Excellent
12h
Garden Sun (Summer)
No
Morning Sun
Yes
Afternoon Sun

Room-by-Room Light Analysis

Living Room
Morning Moderate
Afternoon Excellent
Evening Good
Kitchen/Dining
Morning Good
Afternoon Excellent
Evening Moderate

Location Scores

72
Walk Score
Very Walkable
65
Transit Score
Good Transit
58
Bike Score
Bikeable

Area Vibe

Family-Friendly
Green Spaces
Excellent Schools
Quiet Residential Area

Connectivity

Broadband Speed
100 Mbps
Full Fibre (FTTP)
Excellent
Mobile Signal
Excellent
EE, Vodafone, O2, Three

Future Developments Nearby

TransportSignificant Positive Impact Impact
East West Rail Project
0.5 milesEst. 2025
* Information based on local planning applications and may be subject to change

Portfolio Analysis

85
Portfolio Fit Score
Excellent Investment Match
Risk LevelLow
Liquidity
80%
Market DemandHigh Demand
This property shows strong fundamentals with low risk and high demand - ideal for conservative investors.
£400,000

The Harper

St Albans, St Albans MK18 1GY
3
Bedrooms
2
Bathrooms
1,050
Sq Ft
semi detached
Type

Property Grades

Amenities90
Features88
Growth85
Yield84
Connect90
Transport89
Future87
Location92
Overall89

Developer

Bellway
Available Plot Numbers
113
1 plot available
Ownershipfreehold

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