Expert guides, market updates, and everything you need to know about buying a new-build home in the UK
Mortgages & FinanceUnderstand how Bank of England base rate changes impact your new build mortgage, from affordability stress tests to rate forecasts, and learn strategies for locking in the best deal in a rising rate environment.
Mortgages & FinanceCompare tracker and fixed rate mortgages for new build properties, understand how the Bank of England base rate affects each, and learn which option suits your financial situation and risk appetite.
Mortgages & FinanceDiscover the benefits and limitations of overpaying your new build mortgage, including interest savings calculations, typical lender limits, and when investing your money elsewhere might be the smarter choice.
Mortgages & FinanceNavigate the common causes of mortgage delays on new build homes, from builder construction setbacks to solicitor bottlenecks, and learn practical strategies for keeping your purchase on track.
Mortgages & FinanceUnderstand what mortgage retention is, why lenders hold back funds on new builds, how snagging lists affect your completion, and what you need to do to get retained funds released.
Mortgages & FinanceA comprehensive UK guide to build stage payments for off-plan new build purchases, covering the CML stage payment schedule, when mortgage funds are released, solicitor involvement, progress inspections, and the risks and protections available to buyers.
Mortgages & FinanceA comprehensive UK guide to offset mortgages for new build homes, explaining how offset works, savings-linked structures, family offset options, tax efficiency benefits, and which lenders offer offset products for new build purchases.
Mortgages & FinanceA comprehensive UK guide to obtaining a mortgage for a new build home with adverse credit history, covering CCJs, defaults, IVAs, missed payments, specialist lenders, credit score improvement strategies, and time-based recovery paths.
Mortgages & FinanceA detailed UK guide to comparing mortgage deals for new build homes, covering APRC, total cost of borrowing, fees vs rates trade-offs, fixed vs variable products, and a step-by-step methodology for finding the best mortgage for your new build purchase.
Mortgages & FinanceA comprehensive guide to mortgage protection insurance for UK new build buyers, covering life insurance, critical illness cover, income protection, cost comparisons, decreasing vs level term policies, and when to arrange cover during your purchase.
Mortgages & FinanceA comprehensive guide to porting your mortgage when moving to a new build home, covering eligibility, additional borrowing, early repayment charge avoidance, and whether porting or remortgaging is the better financial choice.
Mortgages & FinanceA complete guide to mortgage offer validity periods, what happens when your offer expires before your new build completes, extension options, re-application processes, and how to protect yourself from new build delays.