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About This Property

Discover what makes this home special

The Towy is a stunning contemporary two-bedroom apartment located in the heart of Reading, Berkshire. Situated within a highly sought-after development, this property boasts modern design and exceptional finishes throughout. The spacious open-plan living area seamlessly connects the living, dining, and kitchen spaces, creating an inviting atmosphere perfect for entertaining or relaxing. The apartment features two generously sized bedrooms, including a master bedroom with an en-suite, and a separate family bathroom. A private balcony offers outdoor space to enjoy views and fresh air, while the property benefits from ample storage solutions and energy-efficient features. Its prime location provides easy access to Reading Station, local amenities, and green spaces, making it ideal for professionals, couples, or investors.

Property Features

This apartment is designed to offer comfort and functionality with its open-plan layout and contemporary finishes. The private balcony provides outdoor space, while the en-suite master bedroom and family bathroom ensure convenience. Energy-efficient features and ample storage make this property a practical and stylish choice for modern living.

Private balconyOpen-plan living areaEn-suite in master bedroomFamily bathroomEnergy-efficient designAmple storage+2

Local Amenities

The Towy is ideally positioned to take advantage of Reading’s vibrant offerings. Reading Station, just a short walk away, provides excellent transport links, including direct trains to London Paddington. The Oracle Shopping Centre and Broad Street Mall offer a variety of retail and dining options, while Forbury Gardens and the Thames Path provide tranquil outdoor spaces. Nearby schools, supermarkets, and healthcare facilities ensure convenience for residents, making this location highly desirable for families and professionals alike.

Reading StationOracle Shopping CentreBroad Street MallForbury GardensReading UniversityRoyal Berkshire Hospital+4
Reading Station Train Station (0.8 miles, 4 mins drive) • 25 mins by train to London

Mortgage Calculator

25%
25
4.5%
Monthly Payment-
Purchase Costs
Total Price£400,000
Mortgage Deposit-
Stamp Duty-
Deposit Contribution£0
Searches & Other£1,500
Legal Fees£2,000
Total Cash Required-
Monthly Costs & Income
Service Charge£0/mo
Ground Rent£0/mo
Mortgage-
Landlord's Insurance£25/mo
Agency Fees (10%)-
Est. Rent-
Net Monthly-

Mortgage Calculator

10%
25
4.5%
Monthly Payment-
Purchase Costs
Total Price£400,000
Mortgage Deposit-
Stamp Duty-
Deposit Contribution£0
Searches & Other£1,500
Legal Fees£1,500
Total Cash Required-
Monthly Costs
Service Charge£0/mo
Ground Rent£0/mo
Mortgage-
Home Insurance£30/mo
Total Monthly-

International Suitability

Excellent Opportunity
80/100
ChallengingModerateGoodExcellent
Strong rental demand
Excellent transport links to London
Proximity to key amenities

International Buyer Calculator

35%
20
5.5%
Monthly Payment-
International buyers typically require 25-40% deposit with limited lender options
Purchase Costs (Non-UK Resident)
Total Price£400,000
Mortgage Deposit (Min 25%)-
Stamp Duty + 2% Surcharge-
Legal Fees (Intl Complex)£3,500
AML & ID Verification£500
Bank Transfer Fees£1,000
Total Cash Required-
Monthly Costs & Income
Service Charge£0/mo
Ground Rent£0/mo
Mortgage-
Full Management (15%)-
Landlord's Insurance£35/mo
Est. Rent-
Net Monthly-
Key Considerations for International Buyers
+2% Stamp DutyAdditional surcharge for non-UK residents on property purchases
Higher DepositMost lenders require 25-40% deposit for non-UK residents
AML ComplianceEnhanced due diligence and source of funds verification required
Property ManagementFull management service recommended for overseas landlords

Investment Analytics

Key metrics for investors & buyers
Gross Rental Yield
6.6%
Based on £2,200/mo rent
Area Price Growth
+4.2%
Average annual increase
5-Year Value Forecast
£491,359
+£91,359 projected gain
5-Year Rent Forecast
£2,613/mo
Based on 3.5% annual growth
Price per Sq Ft£471
Annual Rent Income£26,400
10-Year ROI264%
Break-Even Point14 yrs

Property Value Projection

Based on 4.2% annual growth
£491,359
5yr
£603,583
10yr
£741,440
15yr
£910,782
20yr
£1,118,801
25yr
Current: £400,000

Monthly Rental Income

Based on 3.5% annual growth
£2,613
5yr
£3,103
10yr
£3,686
15yr
£4,378
20yr
£5,199
25yr
Current: £2,200/mo
* Projections are estimates based on historical market data and are not guaranteed. Past performance does not indicate future results.

Property Features

Local Area & Amenities

Floorplan

Ground Floor

Property Floorplan

Location

Nearby Schools

St John's Primary SchoolPrimary
Good0.5 miles
Kendrick SchoolSecondary
Outstanding0.7 miles
The Abbey SchoolSecondary
Outstanding0.9 miles
Reading SchoolSecondary
Outstanding1.2 miles
New Town Primary SchoolPrimary
Good0.8 miles

Commute Time Planner

London Paddington
25 mins
1h 10m
Heathrow Airport
1h 15m
45 mins

Location Scores

82
Walk Score
Very Walkable
78
Transit Score
Excellent Transit
65
Bike Score
Bikeable

Area Vibe

Vibrant
Family-Friendly
Excellent Transport Links

Connectivity

Broadband Speed
100 Mbps
FTTP (Full Fibre)
Excellent
Mobile Signal
Excellent
EE, Vodafone, Three, O2

Future Developments Nearby

Mixed-Use+Positive Impact
Reading Green Park Development
2 milesEst. 2025
* Information based on local planning applications and may be subject to change

Portfolio Analysis

85
Portfolio Fit Score
Excellent Investment Match
Risk LevelLow
Liquidity
80%
Market DemandHigh Demand
This property shows strong fundamentals with low risk and high demand - ideal for conservative investors.
£400,000

The Towy

Reading, Berkshire, RG1 8AR
2
Bedrooms
2
Bathrooms
850
Sq Ft
apartment
Type

Property Grades

Amenities90
Features88
Growth85
Yield84
Connect90
Transport92
Future88
Location92
Overall89

Developer

Bellway
Available Plot Numbers
41
1 plot available
Ownershipfreehold

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