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About This Property

Discover what makes this home special

The Spey is a charming two-bedroom apartment located in the peaceful Hallhill North area of Dunbar, offering a comfortable and modern living space ideal for first-time buyers, downsizers, or investors. Priced at £207,000, this property benefits from a well-designed layout featuring a spacious living room, a separate kitchen, and a family bathroom. The apartment enjoys a quiet setting off Yosemite Park, with easy access to local amenities and transport links.

This home is perfect for those seeking a balance between coastal village tranquility and convenient connectivity to Edinburgh. The nearby Dunbar Railway Station provides swift access to the city, making it an excellent choice for commuters. The property’s garden faces north-west, capturing pleasant afternoon and evening light, enhancing the living experience with natural illumination during key parts of the day.

Property Features

This apartment offers two well-proportioned bedrooms and a single bathroom, ideal for small families or couples. The separate kitchen is fitted with modern appliances and ample storage, while the living room provides a comfortable space for relaxation and entertaining. The north-west facing garden allows for enjoyable afternoon and evening sunlight, perfect for outdoor activities or quiet evenings. Additional benefits include off-street parking and energy-efficient double glazing throughout.

Two BedroomsOne BathroomSeparate KitchenSpacious Living RoomNorth-West Facing GardenOff-Street Parking+2

Local Amenities

Situated in a well-established community, The Spey benefits from proximity to reputable schools such as Dunbar Primary and Dunbar Grammar, making it suitable for families. The nearby Dunbar Railway Station offers convenient rail connections to Edinburgh and beyond. Residents can enjoy shopping at the Tesco Superstore and recreational activities at Dunbar Leisure Pool and John Muir Country Park, which offers extensive walking and cycling trails. Local cafes and a medical centre further enhance the convenience and quality of life in this area.

Dunbar Primary SchoolDunbar Grammar SchoolDunbar Railway StationTesco SuperstoreDunbar Leisure PoolJohn Muir Country Park+2
Dunbar Railway Station Train Station (2.1 miles, 7 mins drive) • 30 mins to Edinburgh

Estimate Calculator

Mortgage Calculator

25%
25
4.5%
Monthly Payment-
Purchase Costs
Total Price£207,000
Mortgage Deposit-
Stamp Duty-
Deposit Contribution£0
Searches & Other£1,500
Legal Fees£2,000
Total Cash Required-
Monthly Costs & Income
Estimated Service Charge£86/mo
Estimated Ground Rent£7/mo
Mortgage-
Landlord's Insurance£25/mo
Agency Fees-
Est. Rent-
Net Monthly-

Mortgage Calculator

10%
25
4.5%
Monthly Payment-
Purchase Costs
Total Price£207,000
Mortgage Deposit-
Stamp Duty-
Deposit Contribution£0
Searches & Other£1,500
Legal Fees£1,500
Total Cash Required-
Monthly Costs
Estimated Service Charge£86/mo
Estimated Ground Rent£7/mo
Mortgage-
Home Insurance£30/mo
Total Monthly-

International Suitability

Moderate Opportunity
65/100
ChallengingModerateGoodExcellent
Stable local market
Limited direct international transport links
Good rental demand from local workforce

International Buyer Calculator

35%
20
5.5%
Monthly Payment-
International buyers typically require 25-40% deposit with limited lender options
Purchase Costs (Non-UK Resident)
Total Price£207,000
Mortgage Deposit (Min 25%)-
Stamp Duty + 2% Surcharge-
Legal Fees (Intl Complex)£3,500
AML & ID Verification£500
Bank Transfer Fees£1,000
Total Cash Required-
Monthly Costs & Income
Estimated Service Charge£86/mo
Estimated Ground Rent£7/mo
Mortgage-
Full Management (10%)-
Landlord's Insurance£35/mo
Est. Rent-
Net Monthly-
Key Considerations for International Buyers
+2% Stamp DutyAdditional surcharge for non-UK residents on property purchases
Higher DepositMost lenders require 25-40% deposit for non-UK residents
AML ComplianceEnhanced due diligence and source of funds verification required
Property ManagementFull management service recommended for overseas landlords

Investment Analytics

Key metrics for investors & buyers
Gross Rental Yield
5.5%
Based on £949/mo rent
Area Price Growth
+2.9%
Average annual increase
5-Year Value Forecast
£238,343
+£31,343 projected gain
5-Year Rent Forecast
£1,090/mo
Based on 2.8% annual growth
Price per Sq Ft£344
Annual Rent Income£11,388
10-Year ROI220%
Break-Even Point24 yrs

Property Value Projection

Based on 2.9% annual growth
£238,343
5yr
£274,433
10yr
£315,986
15yr
£363,832
20yr
£418,922
25yr
Current: £207,000

Monthly Rental Income

Based on 2.8% annual growth
£1,090
5yr
£1,251
10yr
£1,436
15yr
£1,649
20yr
£1,893
25yr
Current: £949/mo
* Projections are estimates based on historical market data and are not guaranteed. Past performance does not indicate future results.

Property Features

Local Area & Amenities

Floorplan

Floorplan

Property Floorplan

Site Plan

Site Plan

Location

Commute Time Planner

Edinburgh Waverley
30 mins
40 mins
Edinburgh Airport
40 mins
45 mins

Sun Path & Natural LightAI generated - Estimated

NESW
North-West-Facing Moderate
5h
Garden Sun (Summer)
No
Morning Sun
Yes
Afternoon Sun

Room-by-Room Light Analysis

Living Room
Morning Low
Afternoon Moderate
Evening Good
Kitchen
Morning Low
Afternoon Moderate
Evening Moderate
Master Bedroom
Morning Moderate
Afternoon Good
Evening Low
Second Bedroom
Morning Moderate
Afternoon Moderate
Evening Low

Location Scores

45
Walk Score
Car-Dependent
38
Transit Score
Some Transit
52
Bike Score
Bikeable
View Location Details

Future Developments Nearby

Residential+Positive Impact
Hallhill North Expansion
On-siteEst. 2025
* Information based on local planning applications and may be subject to change

Loading location insights...

£207,000
AvailableNB0000027747
View Location Analytics

The Spey

off Yosemite Park, Hallhill North, Dunbar EH42 1FL
Belhaven Way
2
Bedrooms
1
Bathrooms
601
Est. Sq ft
apartment
Type

Developer

Taylor Wimpey
Available Plot Numbers
177
1 plot(s) available
Ownershipleasehold

Request Information

£207,000The Spey

Enquire About This Property

The Spey
The Speyoff Yosemite Park, Hallhill North£207,000

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