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About This Property

Discover what makes this home special

The Silversmith is a stunning four-bedroom detached home located in the picturesque town of Stowmarket, Suffolk. Designed with modern family living in mind, this property offers spacious interiors, including a contemporary kitchen/family room, a bright living room, and a separate dining area. The master bedroom boasts an en-suite, while three additional bedrooms and a family bathroom provide ample space for growing families. The south-west facing garden ensures plenty of sunlight throughout the day, perfect for outdoor entertaining and relaxation.

Property Features

This property is thoughtfully designed to meet the needs of modern living, offering a blend of style, comfort, and functionality. The south-west facing garden provides an ideal space for outdoor enjoyment, while the contemporary kitchen is equipped with integrated appliances to make cooking a breeze. The master bedroom features an en-suite, and the NHBC warranty ensures peace of mind for years to come.

South-West facing gardenGarageEn-suite to master bedroomContemporary kitchen with integrated appliancesSpacious living and dining areasNHBC warranty+1

Local Amenities

Located in the heart of Stowmarket, The Silversmith benefits from excellent local amenities. Families will appreciate the proximity to highly-rated schools, while commuters can take advantage of the nearby train station offering direct routes to London and Ipswich. The town centre provides a variety of shops, supermarkets, and healthcare facilities, ensuring all daily needs are met. Green spaces and parks are also within easy reach, offering plenty of opportunities for leisure and recreation.

Primary and secondary schoolsTrain stationSupermarketsParksTown centreHealthcare facilities
Stowmarket Train Station Train Station (1.5 miles, 5 mins drive) • 1 hour 20 mins by train to London

Mortgage Calculator

25%
25
4.5%
Monthly Payment-
Purchase Costs
Total Price£430,000
Mortgage Deposit-
Stamp Duty-
Deposit Contribution£0
Searches & Other£1,500
Legal Fees£2,000
Total Cash Required-
Monthly Costs & Income
Service Charge£0/mo
Ground Rent£0/mo
Mortgage-
Landlord's Insurance£25/mo
Agency Fees (10%)-
Est. Rent-
Net Monthly-

Mortgage Calculator

10%
25
4.5%
Monthly Payment-
Purchase Costs
Total Price£430,000
Mortgage Deposit-
Stamp Duty-
Deposit Contribution£0
Searches & Other£1,500
Legal Fees£1,500
Total Cash Required-
Monthly Costs
Service Charge£0/mo
Ground Rent£0/mo
Mortgage-
Home Insurance£30/mo
Total Monthly-

International Suitability

Excellent Opportunity
80/100
ChallengingModerateGoodExcellent
Strong rental demand due to proximity to London
Modern design and energy efficiency
Good transport links to major cities and airports

International Buyer Calculator

35%
20
5.5%
Monthly Payment-
International buyers typically require 25-40% deposit with limited lender options
Purchase Costs (Non-UK Resident)
Total Price£430,000
Mortgage Deposit (Min 25%)-
Stamp Duty + 2% Surcharge-
Legal Fees (Intl Complex)£3,500
AML & ID Verification£500
Bank Transfer Fees£1,000
Total Cash Required-
Monthly Costs & Income
Service Charge£0/mo
Ground Rent£0/mo
Mortgage-
Full Management (15%)-
Landlord's Insurance£35/mo
Est. Rent-
Net Monthly-
Key Considerations for International Buyers
+2% Stamp DutyAdditional surcharge for non-UK residents on property purchases
Higher DepositMost lenders require 25-40% deposit for non-UK residents
AML ComplianceEnhanced due diligence and source of funds verification required
Property ManagementFull management service recommended for overseas landlords

Investment Analytics

Key metrics for investors & buyers
Gross Rental Yield
5.9%
Based on £2,100/mo rent
Area Price Growth
+4.2%
Average annual increase
5-Year Value Forecast
£528,211
+£98,211 projected gain
5-Year Rent Forecast
£2,494/mo
Based on 3.5% annual growth
Price per Sq Ft£269
Annual Rent Income£25,200
10-Year ROI234%
Break-Even Point17 yrs

Property Value Projection

Based on 4.2% annual growth
£528,211
5yr
£648,852
10yr
£797,048
15yr
£979,090
20yr
£1,202,711
25yr
Current: £430,000

Monthly Rental Income

Based on 3.5% annual growth
£2,494
5yr
£2,962
10yr
£3,518
15yr
£4,179
20yr
£4,963
25yr
Current: £2,100/mo
* Projections are estimates based on historical market data and are not guaranteed. Past performance does not indicate future results.

Property Features

Local Area & Amenities

Floorplans

Ground Floor

Property Floorplan

Site Plan

Site Plan

Location

Nearby Schools

Wood Ley Community Primary SchoolPrimary
Good0.6 miles
Stowmarket High SchoolSecondary
Good1.2 miles
Cedars Park Community Primary SchoolPrimary
Good0.8 miles
Finborough SchoolIndependent
Outstanding3.5 miles

Commute Time Planner

London Liverpool Street
1 hour 20 mins
2 hours
Ipswich
20 mins
25 mins

Sun Path & Natural Light

NESW
South-West-Facing Excellent
10h
Garden Sun (Summer)
No
Morning Sun
Yes
Afternoon Sun

Room-by-Room Light Analysis

Living Room
Morning Moderate
Afternoon Excellent
Evening Good
Kitchen/Family Room
Morning Excellent
Afternoon Good
Evening Moderate
Bedrooms
Morning Good
Afternoon Moderate
Evening Low

Location Scores

72
Walk Score
Very Walkable
65
Transit Score
Good Transit
58
Bike Score
Bikeable

Area Vibe

Family-Friendly
Green
Good Schools

Connectivity

Broadband Speed
67 Mbps
FTTP (Fibre to the Premises)
Good
Mobile Signal
Good
EE, Three, Vodafone, O2

Future Developments Nearby

Commercial and Residential+Positive Impact
Stowmarket Town Centre Regeneration
1 mileEst. 2025
* Information based on local planning applications and may be subject to change

Portfolio Analysis

75
Portfolio Fit Score
Good Investment Match
Risk LevelLow
Liquidity
70%
Market DemandHigh Demand
This property shows strong fundamentals with low risk and high demand - ideal for conservative investors.
£430,000

The Silversmith

Stowmarket, Suffolk, IP14 5XN
4
Bedrooms
3
Bathrooms
1,600
Sq Ft
detached
Type

Property Grades

Amenities88
Features90
Growth84
Yield86
Connect89
Transport87
Future85
Location88
Overall87

Developer

Bellway
Available Plot Numbers
107
1 plot available
Ownershipfreehold

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