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About This Property

Discover what makes this home special

The Philosopher is a stunning 4-bedroom detached home located in the charming town of Rainham, Kent. This modern property is designed with family living in mind, offering spacious interiors and an abundance of natural light. The ground floor features an open-plan kitchen and family/dining area with French doors leading to the south-west facing garden, perfect for entertaining and enjoying the sun throughout the day. A separate living room, study, utility room, and cloakroom complete the ground floor, ensuring practicality and style. Upstairs, the property boasts four generously sized bedrooms, including a master bedroom with an en-suite, alongside a family bathroom. The Philosopher is part of a thoughtfully designed development with excellent transport links and local amenities, making it an ideal home for families and professionals alike.

Property Features

This property offers a harmonious blend of modern design and functionality. The south-west facing garden ensures ample sunlight, while the open-plan kitchen and family space provide a perfect hub for family gatherings. Additional features such as a study and utility room add convenience, and the en-suite master bedroom offers a luxurious retreat. Designed with energy efficiency and contemporary living in mind, this home is an excellent choice for those seeking comfort and style.

South-west facing gardenGarageEn-suite to master bedroomFitted kitchen with integrated appliancesStudyUtility room+2

Local Amenities

Situated in the vibrant town of Rainham, this property benefits from excellent local amenities. Families will appreciate the proximity to top-rated schools such as Rainham Mark Grammar School, while commuters will enjoy the convenience of Rainham Station, offering direct links to London. Shopping and leisure options abound with Hempstead Valley Shopping Centre and Riverside Country Park nearby, providing a mix of retail, dining, and outdoor activities. The area also boasts a range of healthcare facilities and community amenities, making it a highly desirable location.

Rainham Mark Grammar SchoolRainham StationHempstead Valley Shopping CentreRiverside Country ParkLocal pubs and restaurantsMedical centers+1
Rainham (Kent) Station Train Station (1.5 miles, 5 mins drive) • 45 mins by train to London

Mortgage Calculator

25%
25
4.5%
Monthly Payment-
Purchase Costs
Total Price£584,995
Mortgage Deposit-
Stamp Duty-
Deposit Contribution£0
Searches & Other£1,500
Legal Fees£2,000
Total Cash Required-
Monthly Costs & Income
Service Charge£0/mo
Ground Rent£0/mo
Mortgage-
Landlord's Insurance£25/mo
Agency Fees (10%)-
Est. Rent-
Net Monthly-

Mortgage Calculator

10%
25
4.5%
Monthly Payment-
Purchase Costs
Total Price£584,995
Mortgage Deposit-
Stamp Duty-
Deposit Contribution£0
Searches & Other£1,500
Legal Fees£1,500
Total Cash Required-
Monthly Costs
Service Charge£0/mo
Ground Rent£0/mo
Mortgage-
Home Insurance£30/mo
Total Monthly-

International Suitability

Good Opportunity
75/100
ChallengingModerateGoodExcellent
Strong rental demand
Proximity to London
Modern specifications and energy efficiency

International Buyer Calculator

35%
20
5.5%
Monthly Payment-
International buyers typically require 25-40% deposit with limited lender options
Purchase Costs (Non-UK Resident)
Total Price£584,995
Mortgage Deposit (Min 25%)-
Stamp Duty + 2% Surcharge-
Legal Fees (Intl Complex)£3,500
AML & ID Verification£500
Bank Transfer Fees£1,000
Total Cash Required-
Monthly Costs & Income
Service Charge£0/mo
Ground Rent£0/mo
Mortgage-
Full Management (15%)-
Landlord's Insurance£35/mo
Est. Rent-
Net Monthly-
Key Considerations for International Buyers
+2% Stamp DutyAdditional surcharge for non-UK residents on property purchases
Higher DepositMost lenders require 25-40% deposit for non-UK residents
AML ComplianceEnhanced due diligence and source of funds verification required
Property ManagementFull management service recommended for overseas landlords

Investment Analytics

Key metrics for investors & buyers
Gross Rental Yield
6.6%
Based on £3,200/mo rent
Area Price Growth
+4.2%
Average annual increase
5-Year Value Forecast
£718,606
+£133,611 projected gain
5-Year Rent Forecast
£3,801/mo
Based on 3.5% annual growth
Price per Sq Ft£366
Annual Rent Income£38,400
10-Year ROI263%
Break-Even Point14 yrs

Property Value Projection

Based on 4.2% annual growth
£718,606
5yr
£882,733
10yr
£1,084,346
15yr
£1,332,007
20yr
£1,636,233
25yr
Current: £584,995

Monthly Rental Income

Based on 3.5% annual growth
£3,801
5yr
£4,514
10yr
£5,361
15yr
£6,367
20yr
£7,562
25yr
Current: £3,200/mo
* Projections are estimates based on historical market data and are not guaranteed. Past performance does not indicate future results.

Property Features

Local Area & Amenities

Floorplans

Ground Floor

Property Floorplan

Site Plan

Site Plan

Location

Nearby Schools

St. Margaret's Church of England Junior SchoolPrimary
Good0.4 miles
Rainham Mark Grammar SchoolSecondary
Outstanding1.2 miles
Park Wood Infant SchoolPrimary
Good0.6 miles
The Howard SchoolSecondary
Good1.1 miles
Fairview Community Primary SchoolPrimary
Outstanding0.8 miles
Rainham School for GirlsSecondary
Good1.3 miles

Commute Time Planner

London Victoria
45 mins
1h 15m
Heathrow Airport
1h 30m
1h 10m

Sun Path & Natural Light

NESW
South-West-Facing Excellent
12h
Garden Sun (Summer)
No
Morning Sun
Yes
Afternoon Sun

Room-by-Room Light Analysis

Living Room
Morning Good
Afternoon Excellent
Evening Moderate
Kitchen
Morning Excellent
Afternoon Good
Evening Low
Family/Dining
Morning Good
Afternoon Excellent
Evening Moderate

Location Scores

72
Walk Score
Very Walkable
65
Transit Score
Good Transit
58
Bike Score
Bikeable

Area Vibe

Family-Friendly
Green
Good Schools

Connectivity

Broadband Speed
67 Mbps
FTTP
Good
Mobile Signal
Good
EE, Three, Vodafone

Future Developments Nearby

Commercial and Residential+Positive Impact
Rainham Town Centre Regeneration
1.2 milesEst. 2025
* Information based on local planning applications and may be subject to change

Portfolio Analysis

80
Portfolio Fit Score
Excellent Investment Match
Risk LevelLow
Liquidity
75%
Market DemandHigh Demand
This property shows strong fundamentals with low risk and high demand - ideal for conservative investors.
£584,995

The Philosopher

Rainham, Kent, ME8 8GS
4
Bedrooms
3
Bathrooms
1,600
Sq Ft
detached
Type

Property Grades

Amenities72
Features78
Growth65
Yield70
Connect75
Transport68
Future60
Location70
Overall72

Developer

Bellway
Available Plot Numbers
6
1 plot available
Ownershipfreehold

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