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About This Property

Discover what makes this home special

Nestled in the heart of the charming village of Ryton, 'The Philosopher' is a stunning 4-bedroom detached home that perfectly blends modern design with timeless elegance. With a spacious layout designed for family living, this property boasts a contemporary open-plan kitchen and dining area that opens onto a beautifully landscaped garden, creating the perfect space for entertaining. The separate living room offers a cozy retreat, while the ground floor study provides the ideal spot for working from home. Upstairs, the master bedroom features a luxurious en-suite, complemented by three additional well-proportioned bedrooms and a family bathroom.

Situated on Plot 196, this new-build property enjoys the benefits of energy-efficient construction, ensuring reduced utility costs and a minimal environmental footprint. With its prime location in NE40 3NL, 'The Philosopher' offers easy access to a range of local amenities and transport links, making it an excellent choice for families and professionals alike.

Property Features

This property offers a host of modern features designed to enhance everyday living. The open-plan kitchen and dining area is perfect for entertaining, while the landscaped garden provides a tranquil outdoor space. The master bedroom boasts a private en-suite, and the ground floor includes a dedicated study, ideal for remote working. Additional conveniences such as a utility room, detached garage, and energy-efficient construction make this home both practical and stylish.

Landscaped gardenDetached garageEn-suite to master bedroomOpen-plan kitchen/diningGround floor studyUtility room+2

Local Amenities

Located in the sought-after area of Ryton, this property offers access to a range of excellent amenities. Families will appreciate the proximity to highly-rated schools such as Ryton Community Infant School, while outdoor enthusiasts can enjoy the nearby Ryton Willows Nature Reserve and Ryton Golf Club. The Blaydon Shopping Centre provides convenient retail options, and Blaydon Train Station ensures easy connectivity to Newcastle and beyond. With local pubs, restaurants, and leisure facilities within reach, this location caters to a variety of lifestyles.

Ryton Community Infant SchoolRyton Golf ClubBlaydon Shopping CentreRyton Willows Nature ReserveBlaydon Train StationLocal pubs and restaurants+2
Blaydon Station Train Station (2.5 miles, 7 mins drive) • 15 mins by car, 20 mins by train to Newcastle upon Tyne

Mortgage Calculator

25%
25
4.5%
Monthly Payment-
Purchase Costs
Total Price£399,995
Mortgage Deposit-
Stamp Duty-
Deposit Contribution£0
Searches & Other£1,500
Legal Fees£2,000
Total Cash Required-
Monthly Costs & Income
Service Charge£0/mo
Ground Rent£0/mo
Mortgage-
Landlord's Insurance£25/mo
Agency Fees (10%)-
Est. Rent-
Net Monthly-

Mortgage Calculator

10%
25
4.5%
Monthly Payment-
Purchase Costs
Total Price£399,995
Mortgage Deposit-
Stamp Duty-
Deposit Contribution£0
Searches & Other£1,500
Legal Fees£1,500
Total Cash Required-
Monthly Costs
Service Charge£0/mo
Ground Rent£0/mo
Mortgage-
Home Insurance£30/mo
Total Monthly-

International Suitability

Good Opportunity
78/100
ChallengingModerateGoodExcellent
Strong rental demand
Good transport links
Proximity to nature and leisure facilities

International Buyer Calculator

35%
20
5.5%
Monthly Payment-
International buyers typically require 25-40% deposit with limited lender options
Purchase Costs (Non-UK Resident)
Total Price£399,995
Mortgage Deposit (Min 25%)-
Stamp Duty + 2% Surcharge-
Legal Fees (Intl Complex)£3,500
AML & ID Verification£500
Bank Transfer Fees£1,000
Total Cash Required-
Monthly Costs & Income
Service Charge£0/mo
Ground Rent£0/mo
Mortgage-
Full Management (15%)-
Landlord's Insurance£35/mo
Est. Rent-
Net Monthly-
Key Considerations for International Buyers
+2% Stamp DutyAdditional surcharge for non-UK residents on property purchases
Higher DepositMost lenders require 25-40% deposit for non-UK residents
AML ComplianceEnhanced due diligence and source of funds verification required
Property ManagementFull management service recommended for overseas landlords

Investment Analytics

Key metrics for investors & buyers
Gross Rental Yield
5.4%
Based on £1,800/mo rent
Area Price Growth
+4.2%
Average annual increase
5-Year Value Forecast
£491,352
+£91,357 projected gain
5-Year Rent Forecast
£2,138/mo
Based on 3.5% annual growth
Price per Sq Ft£250
Annual Rent Income£21,600
10-Year ROI216%
Break-Even Point19 yrs

Property Value Projection

Based on 4.2% annual growth
£491,352
5yr
£603,576
10yr
£741,430
15yr
£910,770
20yr
£1,118,787
25yr
Current: £399,995

Monthly Rental Income

Based on 3.5% annual growth
£2,138
5yr
£2,539
10yr
£3,016
15yr
£3,582
20yr
£4,254
25yr
Current: £1,800/mo
* Projections are estimates based on historical market data and are not guaranteed. Past performance does not indicate future results.

Property Features

Local Area & Amenities

Floorplans

Ground Floor

Property Floorplan

Location

Nearby Schools

Ryton Community Infant SchoolPrimary
Good0.4 miles
Thorp AcademySecondary
Good1.2 miles
Crookhill Primary SchoolPrimary
Outstanding1.0 miles
St. Agnes' Catholic Primary SchoolPrimary
Good0.8 miles
Emmaville Primary SchoolPrimary
Outstanding0.6 miles
Whickham School and Sports CollegeSecondary
Good3.5 miles

Location Scores

65
Walk Score
Somewhat Walkable
55
Transit Score
Good Transit
50
Bike Score
Bikeable

Area Vibe

Quiet
Family-Friendly
Green Spaces
Good Schools

Connectivity

Broadband Speed
100 Mbps
FTTP (Fibre to the Premises)
Excellent
Mobile Signal
Excellent
EE, Three, Vodafone, O2

Portfolio Analysis

85
Portfolio Fit Score
Excellent Investment Match
Risk LevelLow
Liquidity
80%
Market DemandHigh Demand
This property shows strong fundamentals with low risk and high demand - ideal for conservative investors.
£399,995

The Philosopher

Ryton, Tyne and Wear, NE40 3NL
4
Bedrooms
3
Bathrooms
1,600
Sq Ft
detached
Type

Property Grades

Amenities88
Features90
Growth85
Yield84
Connect89
Transport87
Future82
Location88
Overall88

Developer

Bellway
Available Plot Numbers
196229230
3 plots available
Ownershipfreehold

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