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About This Property

Discover what makes this home special

The Philosopher is a stunning 4-bedroom detached home located in the picturesque St Leonards-on-Sea, East Sussex. Designed for modern family living, this property boasts a spacious layout with contemporary finishes throughout. The ground floor features a bright and airy living room, a large open-plan kitchen and dining area, and a separate study for those working from home. Upstairs, the master bedroom includes an en-suite, accompanied by three additional well-sized bedrooms and a family bathroom. The south-west facing garden ensures plenty of sunlight, perfect for outdoor entertaining or relaxing. Situated in a prime location, this home combines luxury living with convenience, making it an ideal choice for families and professionals alike.

Property Features

This property is designed with modern living in mind, offering a spacious and practical layout. The open-plan kitchen and dining area is perfect for family gatherings, while the separate study provides a quiet space for work or hobbies. The south-west facing garden ensures ample sunlight throughout the day, making it ideal for outdoor activities. Additional features include a utility room, garage, and an en-suite to the master bedroom, all complemented by high-quality finishes and energy-efficient design.

South-west facing gardenGarageEn-suite to master bedroomOpen-plan kitchen/dining areaStudyUtility room+2

Local Amenities

Located in the thriving area of St Leonards-on-Sea, this property benefits from excellent local amenities. Families will appreciate the proximity to well-regarded schools such as St Leonards Academy and Silverdale Primary. Commuters are well-served by the nearby train station, offering direct links to London and surrounding areas. The town boasts a variety of supermarkets, restaurants, and healthcare facilities, ensuring all daily needs are met. For leisure, residents can enjoy coastal walks, parks, and nearby leisure centers, making this a perfect location for a balanced lifestyle.

SchoolsTrain stationSupermarketsParksRestaurantsHealthcare facilities+2
West St Leonards Station Train Station (1.1 miles, 5 mins drive) • 1 hour by train to Brighton

Mortgage Calculator

25%
25
4.5%
Monthly Payment-
Purchase Costs
Total Price£514,995
Mortgage Deposit-
Stamp Duty-
Deposit Contribution£0
Searches & Other£1,500
Legal Fees£2,000
Total Cash Required-
Monthly Costs & Income
Service Charge£0/mo
Ground Rent£0/mo
Mortgage-
Landlord's Insurance£25/mo
Agency Fees (10%)-
Est. Rent-
Net Monthly-

Mortgage Calculator

10%
25
4.5%
Monthly Payment-
Purchase Costs
Total Price£514,995
Mortgage Deposit-
Stamp Duty-
Deposit Contribution£0
Searches & Other£1,500
Legal Fees£1,500
Total Cash Required-
Monthly Costs
Service Charge£0/mo
Ground Rent£0/mo
Mortgage-
Home Insurance£30/mo
Total Monthly-

International Suitability

Good Opportunity
75/100
ChallengingModerateGoodExcellent
Strong rental demand
Proximity to transport links
Appealing coastal location

International Buyer Calculator

35%
20
5.5%
Monthly Payment-
International buyers typically require 25-40% deposit with limited lender options
Purchase Costs (Non-UK Resident)
Total Price£514,995
Mortgage Deposit (Min 25%)-
Stamp Duty + 2% Surcharge-
Legal Fees (Intl Complex)£3,500
AML & ID Verification£500
Bank Transfer Fees£1,000
Total Cash Required-
Monthly Costs & Income
Service Charge£0/mo
Ground Rent£0/mo
Mortgage-
Full Management (15%)-
Landlord's Insurance£35/mo
Est. Rent-
Net Monthly-
Key Considerations for International Buyers
+2% Stamp DutyAdditional surcharge for non-UK residents on property purchases
Higher DepositMost lenders require 25-40% deposit for non-UK residents
AML ComplianceEnhanced due diligence and source of funds verification required
Property ManagementFull management service recommended for overseas landlords

Investment Analytics

Key metrics for investors & buyers
Gross Rental Yield
6.1%
Based on £2,600/mo rent
Area Price Growth
+4.2%
Average annual increase
5-Year Value Forecast
£632,618
+£117,623 projected gain
5-Year Rent Forecast
£3,088/mo
Based on 3.5% annual growth
Price per Sq Ft£332
Annual Rent Income£31,200
10-Year ROI242%
Break-Even Point16 yrs

Property Value Projection

Based on 4.2% annual growth
£632,618
5yr
£777,106
10yr
£954,594
15yr
£1,172,620
20yr
£1,440,443
25yr
Current: £514,995

Monthly Rental Income

Based on 3.5% annual growth
£3,088
5yr
£3,668
10yr
£4,356
15yr
£5,173
20yr
£6,144
25yr
Current: £2,600/mo
* Projections are estimates based on historical market data and are not guaranteed. Past performance does not indicate future results.

Property Features

Local Area & Amenities

Floorplans

Ground Floor

Property Floorplan

Site Plan

Site Plan

Location

Nearby Schools

St Leonards Church of England Primary AcademyPrimary
Good0.4 miles
Claverham Community CollegeSecondary
Outstanding3.2 miles
Silverdale Primary AcademyPrimary
Good0.8 miles
The Hastings AcademySecondary
Good2.5 miles

Commute Time Planner

London Bridge
1 hour 30 minutes
2 hours
Gatwick Airport
1 hour 10 minutes
1 hour

Sun Path & Natural Light

NESW
South-West-Facing Excellent
12h
Garden Sun (Summer)
No
Morning Sun
Yes
Afternoon Sun

Room-by-Room Light Analysis

Living Room
Morning Good
Afternoon Excellent
Evening Moderate
Kitchen
Morning Excellent
Afternoon Good
Evening Low
Family/Dining
Morning Good
Afternoon Excellent
Evening Moderate

Location Scores

72
Walk Score
Very Walkable
65
Transit Score
Good Transit
58
Bike Score
Bikeable

Area Vibe

Family-Friendly
Coastal
Quiet
Good Schools

Connectivity

Broadband Speed
67 Mbps
FTTP (Fibre to the Premises)
Good
Mobile Signal
Good
EE, Vodafone, Three

Future Developments Nearby

Commercial+Positive Impact
St Leonards Town Centre Regeneration
1.5 milesEst. 2025
* Information based on local planning applications and may be subject to change

Portfolio Analysis

78
Portfolio Fit Score
Good Investment Match
Risk LevelLow
Liquidity
75%
Market DemandHigh Demand
This property shows strong fundamentals with low risk and high demand - ideal for conservative investors.
£514,995

The Philosopher

St Leonards-on-Sea, East Sussex, TN38 9TN
4
Bedrooms
3
Bathrooms
1,550
Sq Ft
detached
Type

Property Grades

Amenities70
Features75
Growth65
Yield68
Connect72
Transport70
Future60
Location72
Overall70

Developer

Bellway
Available Plot Numbers
74
1 plot available
Ownershipfreehold

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