Sign Up to Continue

Create a free account to access this content.

About This Property

Discover what makes this home special

Nestled in the picturesque town of Bedford, 'The Philosopher' is a stunning four-bedroom detached home designed to meet the needs of modern families. With a spacious layout, contemporary design, and premium finishes, this property offers a perfect blend of comfort and elegance. The south-west facing garden ensures ample sunlight throughout the day, creating an inviting outdoor space for relaxation and entertainment. Inside, the home boasts a large living room, a family/dining area, a sleek fitted kitchen, and a study on the ground floor, while the upper floor houses four generously sized bedrooms, including a master with an en-suite. Located in the thriving MK42 0XL area, this property is ideal for families seeking a serene yet well-connected lifestyle.

Property Features

This property boasts a range of premium features, including a south-west facing garden that maximizes sunlight, a detached garage for secure parking, and a contemporary fitted kitchen with modern appliances. The master bedroom includes an en-suite for added convenience, while the utility room and study provide functional spaces for daily living. With spacious living and dining areas, 'The Philosopher' is designed to cater to the needs of modern families, offering both style and practicality.

South-west facing gardenDetached garageEn-suite to master bedroomContemporary fitted kitchenUtility roomStudy+2

Local Amenities

Situated in the vibrant town of Bedford, this property benefits from excellent local amenities. Bedford Train Station provides direct links to London and other major cities, making it ideal for commuters. Families will appreciate the proximity to highly rated schools such as Bedford Academy, while outdoor enthusiasts can enjoy the nearby Bedford Park and Priory Country Park. The area also boasts a range of shopping options, including a Tesco Superstore, as well as a variety of pubs, restaurants, and sports facilities, ensuring a well-rounded lifestyle for residents.

Bedford Train StationBedford AcademyBedford ParkPriory Country ParkTesco SuperstoreRiver Great Ouse+2
Bedford Train Station Train Station (1.5 miles, 6 mins drive) • 45 mins by train to London

Mortgage Calculator

25%
25
4.5%
Monthly Payment-
Purchase Costs
Total Price£550,000
Mortgage Deposit-
Stamp Duty-
Deposit Contribution£0
Searches & Other£1,500
Legal Fees£2,000
Total Cash Required-
Monthly Costs & Income
Service Charge£0/mo
Ground Rent£0/mo
Mortgage-
Landlord's Insurance£25/mo
Agency Fees (10%)-
Est. Rent-
Net Monthly-

Mortgage Calculator

10%
25
4.5%
Monthly Payment-
Purchase Costs
Total Price£550,000
Mortgage Deposit-
Stamp Duty-
Deposit Contribution£0
Searches & Other£1,500
Legal Fees£1,500
Total Cash Required-
Monthly Costs
Service Charge£0/mo
Ground Rent£0/mo
Mortgage-
Home Insurance£30/mo
Total Monthly-

International Suitability

Excellent Opportunity
80/100
ChallengingModerateGoodExcellent
Proximity to London with direct train links
High rental demand in Bedford
Modern design and energy efficiency

International Buyer Calculator

35%
20
5.5%
Monthly Payment-
International buyers typically require 25-40% deposit with limited lender options
Purchase Costs (Non-UK Resident)
Total Price£550,000
Mortgage Deposit (Min 25%)-
Stamp Duty + 2% Surcharge-
Legal Fees (Intl Complex)£3,500
AML & ID Verification£500
Bank Transfer Fees£1,000
Total Cash Required-
Monthly Costs & Income
Service Charge£0/mo
Ground Rent£0/mo
Mortgage-
Full Management (15%)-
Landlord's Insurance£35/mo
Est. Rent-
Net Monthly-
Key Considerations for International Buyers
+2% Stamp DutyAdditional surcharge for non-UK residents on property purchases
Higher DepositMost lenders require 25-40% deposit for non-UK residents
AML ComplianceEnhanced due diligence and source of funds verification required
Property ManagementFull management service recommended for overseas landlords

Investment Analytics

Key metrics for investors & buyers
Gross Rental Yield
6.0%
Based on £2,750/mo rent
Area Price Growth
+4.2%
Average annual increase
5-Year Value Forecast
£675,618
+£125,618 projected gain
5-Year Rent Forecast
£3,266/mo
Based on 3.5% annual growth
Price per Sq Ft£344
Annual Rent Income£33,000
10-Year ROI240%
Break-Even Point16 yrs

Property Value Projection

Based on 4.2% annual growth
£675,618
5yr
£829,927
10yr
£1,019,479
15yr
£1,252,325
20yr
£1,538,352
25yr
Current: £550,000

Monthly Rental Income

Based on 3.5% annual growth
£3,266
5yr
£3,879
10yr
£4,607
15yr
£5,472
20yr
£6,499
25yr
Current: £2,750/mo
* Projections are estimates based on historical market data and are not guaranteed. Past performance does not indicate future results.

Property Features

Local Area & Amenities

Floorplans

Ground Floor

Property Floorplan

Site Plan

Site Plan

Location

Nearby Schools

Shortstown Primary SchoolPrimary
Good0.5 miles
Bedford AcademySecondary
Good1.2 miles
Goldington AcademySecondary
Outstanding2.1 miles
Castle Newnham SchoolPrimary & Secondary
Good2.5 miles

Commute Time Planner

London Waterloo
45 mins
1h 10m
Heathrow Airport
1h 30m
50 mins

Sun Path & Natural Light

NESW
South-West-Facing Excellent
14h
Garden Sun (Summer)
No
Morning Sun
Yes
Afternoon Sun

Room-by-Room Light Analysis

Living Room
Morning Moderate
Afternoon Excellent
Evening Good
Family/Dining
Morning Good
Afternoon Excellent
Evening Moderate
Kitchen
Morning Excellent
Afternoon Good
Evening Low

Location Scores

72
Walk Score
Very Walkable
65
Transit Score
Good Transit
58
Bike Score
Bikeable

Area Vibe

Family-Friendly
Green
Good Schools
Thriving Community

Connectivity

Broadband Speed
67 Mbps
FTTP (Fiber to the Premises)
Good
Mobile Signal
Good
EE, Vodafone, Three, O2

Future Developments Nearby

Commercial and Residential+Positive Impact
Bedford Town Centre Regeneration
2 milesEst. 2026
* Information based on local planning applications and may be subject to change

Portfolio Analysis

85
Portfolio Fit Score
Excellent Investment Match
Risk LevelLow
Liquidity
80%
Market DemandHigh Demand
This property shows strong fundamentals with low risk and high demand - ideal for conservative investors.
£550,000

The Philosopher

Bedford, Bedfordshire, MK42 0XL
4
Bedrooms
3
Bathrooms
1,600
Sq Ft
detached
Type

Property Grades

Amenities88
Features90
Growth85
Yield84
Connect89
Transport88
Future87
Location90
Overall88

Developer

Bellway
Available Plot Numbers
548
1 plot available
Ownershipfreehold

Request Information