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About This Property

Discover what makes this home special

The Philosopher is a stunning detached property located in the heart of Exeter, offering modern living with a touch of elegance. This four-bedroom, three-bathroom home is designed to cater to families and professionals alike, with spacious interiors, contemporary fittings, and a thoughtfully planned layout. The ground floor boasts a welcoming living room, a versatile study, and an open-plan kitchen/dining area that opens onto the garden, creating the perfect space for entertaining or relaxing. Upstairs, the bedrooms are generously sized, with the master featuring an en-suite for added privacy and luxury.

Positioned within a newly developed community, The Philosopher benefits from a peaceful setting while remaining close to local amenities and transport links. With an EPC rating of A and NHBC warranties, this property delivers energy efficiency and peace of mind, making it a prime choice for buyers seeking quality and sustainability.

Property Features

This property boasts a range of premium features, including a landscaped garden perfect for outdoor activities, a garage offering secure parking, and a modern fitted kitchen equipped with high-quality appliances. The study provides a quiet space for work or hobbies, while the utility room ensures practicality and convenience. The master bedroom’s en-suite adds a touch of luxury, and the property's energy-efficient design ensures lower utility bills and environmental impact. With NHBC warranties included, buyers can enjoy peace of mind knowing their home is built to the highest standards.

GardenGarageEn-suiteFitted KitchenStudyUtility Room+2

Local Amenities

Located in the thriving city of Exeter, The Philosopher enjoys proximity to a wide range of local amenities. Excellent transport links, including Exeter St David's and Exeter Central stations, make commuting a breeze. Families will appreciate the nearby schools such as St James School and Exeter College, while shopping and leisure options abound with Tesco Superstore, Princesshay Shopping Centre, and Belmont Park all within easy reach. The area combines urban convenience with green spaces, ensuring a balanced lifestyle for residents.

Exeter St David's StationExeter Central StationSt James SchoolTesco SuperstoreBelmont ParkExeter College+1
Crediton Train Station Train Station (1.5 miles, 5 minutes drive) • 20 minutes by car, 15 minutes by train to Exeter

Mortgage Calculator

25%
25
4.5%
Monthly Payment-
Purchase Costs
Total PriceTo Be Confirmed
Mortgage Deposit-
Stamp Duty-
Deposit Contribution£0
Searches & Other£1,500
Legal Fees£2,000
Total Cash Required-
Monthly Costs & Income
Service Charge£0/mo
Ground Rent£0/mo
Mortgage-
Landlord's Insurance£25/mo
Agency Fees (10%)-
Est. Rent-
Net Monthly-

Mortgage Calculator

10%
25
4.5%
Monthly Payment-
Purchase Costs
Total PriceTo Be Confirmed
Mortgage Deposit-
Stamp Duty-
Deposit Contribution£0
Searches & Other£1,500
Legal Fees£1,500
Total Cash Required-
Monthly Costs
Service Charge£0/mo
Ground Rent£0/mo
Mortgage-
Home Insurance£30/mo
Total Monthly-

International Suitability

Good Opportunity
70/100
ChallengingModerateGoodExcellent
Strong rental demand
Good transport links

International Buyer Calculator

35%
20
5.5%
Monthly Payment-
International buyers typically require 25-40% deposit with limited lender options
Purchase Costs (Non-UK Resident)
Total PriceTo Be Confirmed
Mortgage Deposit (Min 25%)-
Stamp Duty + 2% Surcharge-
Legal Fees (Intl Complex)£3,500
AML & ID Verification£500
Bank Transfer Fees£1,000
Total Cash Required-
Monthly Costs & Income
Service Charge£0/mo
Ground Rent£0/mo
Mortgage-
Full Management (15%)-
Landlord's Insurance£35/mo
Est. Rent-
Net Monthly-
Key Considerations for International Buyers
+2% Stamp DutyAdditional surcharge for non-UK residents on property purchases
Higher DepositMost lenders require 25-40% deposit for non-UK residents
AML ComplianceEnhanced due diligence and source of funds verification required
Property ManagementFull management service recommended for overseas landlords

Investment Analytics

Key metrics for investors & buyers
Gross Rental Yield
0.0%
Based on £1,800/mo rent
Area Price Growth
+4.2%
Average annual increase
5-Year Value Forecast
To Be Confirmed
+To Be Confirmed projected gain
5-Year Rent Forecast
£2,138/mo
Based on 3.5% annual growth
Price per Sq FtTo Be Confirmed
Annual Rent Income£21,600
10-Year ROI0%
Break-Even Point1 yrs

Property Value Projection

Based on 4.2% annual growth
To Be Confirmed
5yr
To Be Confirmed
10yr
To Be Confirmed
15yr
To Be Confirmed
20yr
To Be Confirmed
25yr
Current: To Be Confirmed

Monthly Rental Income

Based on 3.5% annual growth
£2,138
5yr
£2,539
10yr
£3,016
15yr
£3,582
20yr
£4,254
25yr
Current: £1,800/mo
* Projections are estimates based on historical market data and are not guaranteed. Past performance does not indicate future results.

Property Features

Local Area & Amenities

Floorplans

Ground Floor

Property Floorplan

Site Plan

Site Plan

Location

Nearby Schools

Landscore Primary SchoolPrimary
Good0.8 miles
Queen Elizabeth's SchoolSecondary
Outstanding1.2 miles
Hayward's Primary SchoolPrimary
Good1.5 miles
Exeter CollegeFurther Education
Outstanding10 miles

Commute Time Planner

Exeter St David's Station
15 minutes
20 minutes
London Paddington
2 hours 30 minutes
3 hours 30 minutes

Location Scores

70
Walk Score
Very Walkable
65
Transit Score
Good Transit
60
Bike Score
Bikeable

Area Vibe

Family-Friendly
Green Spaces
Excellent Schools

Connectivity

Broadband Speed
100 Mbps
FTTP (Fibre to the Premises)
Excellent
Mobile Signal
Excellent
EE, Vodafone, O2

Future Developments Nearby

Commercial and Residential+Positive Impact
Town Centre Regeneration
1 mileEst. 2025
* Information based on local planning applications and may be subject to change

Portfolio Analysis

75
Portfolio Fit Score
Good Investment Match
Risk LevelLow
Liquidity
70%
Market DemandHigh Demand
This property shows strong fundamentals with low risk and high demand - ideal for conservative investors.
To Be Confirmed

The Philosopher

Over Garage, Exeter EX17 1AB
4
Bedrooms
3
Bathrooms
1,600
Sq Ft
detached
Type

Property Grades

Amenities68
Features72
Growth60
Yield65
Connect70
Transport62
Future55
Location68
Overall65

Developer

Bellway
Ownershipfreehold

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