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About This Property

Discover what makes this home special

The Philosopher is a stunning, detached four-bedroom home located in the thriving town of Stevenage, Hertfordshire. Combining contemporary design with practical living spaces, this property is perfect for families seeking a balance of comfort and convenience. The open-plan family/dining area is complemented by a modern fitted kitchen, while the separate living room offers a cozy retreat for relaxation. Upstairs, the four spacious bedrooms include a luxurious master with en-suite, ensuring privacy and comfort. With three bathrooms and ample storage throughout, this home is perfectly equipped for modern living.

Property Features

This property boasts a contemporary design with features that cater to modern living. The open-plan kitchen/dining area is ideal for entertaining, while the separate living room provides a quiet retreat. The master bedroom includes an en-suite, and the additional three bedrooms offer flexibility for family living or home office spaces. With a private garden, garage, and utility room, this home is both practical and stylish.

DetachedFour BedroomsEn-suiteFamily BathroomOpen-Plan Kitchen/DiningCloakroom+3

Local Amenities

Located in Stevenage, this property benefits from proximity to excellent schools, convenient transport links, and a range of amenities. The nearby railway station provides quick access to London, while local supermarkets and parks cater to daily needs and leisure. Stevenage's vibrant town centre offers restaurants, shopping, and entertainment options, making it a fantastic place to live.

SchoolsStevenage Railway StationSupermarketsParksRestaurantsLeisure Centre
Stevenage Railway Station Train Station (1.5 miles, 6 mins drive) • 25 mins by train to London

Mortgage Calculator

25%
25
4.5%
Monthly Payment-
Purchase Costs
Total PriceTo Be Confirmed
Mortgage Deposit-
Stamp Duty-
Deposit Contribution£0
Searches & Other£1,500
Legal Fees£2,000
Total Cash Required-
Monthly Costs & Income
Service Charge£0/mo
Ground Rent£0/mo
Mortgage-
Landlord's Insurance£25/mo
Agency Fees (10%)-
Est. Rent-
Net Monthly-

Mortgage Calculator

10%
25
4.5%
Monthly Payment-
Purchase Costs
Total PriceTo Be Confirmed
Mortgage Deposit-
Stamp Duty-
Deposit Contribution£0
Searches & Other£1,500
Legal Fees£1,500
Total Cash Required-
Monthly Costs
Service Charge£0/mo
Ground Rent£0/mo
Mortgage-
Home Insurance£30/mo
Total Monthly-

International Suitability

Excellent Opportunity
80/100
ChallengingModerateGoodExcellent
Strong rental demand
Proximity to London
Modern design and amenities

International Buyer Calculator

35%
20
5.5%
Monthly Payment-
International buyers typically require 25-40% deposit with limited lender options
Purchase Costs (Non-UK Resident)
Total PriceTo Be Confirmed
Mortgage Deposit (Min 25%)-
Stamp Duty + 2% Surcharge-
Legal Fees (Intl Complex)£3,500
AML & ID Verification£500
Bank Transfer Fees£1,000
Total Cash Required-
Monthly Costs & Income
Service Charge£0/mo
Ground Rent£0/mo
Mortgage-
Full Management (15%)-
Landlord's Insurance£35/mo
Est. Rent-
Net Monthly-
Key Considerations for International Buyers
+2% Stamp DutyAdditional surcharge for non-UK residents on property purchases
Higher DepositMost lenders require 25-40% deposit for non-UK residents
AML ComplianceEnhanced due diligence and source of funds verification required
Property ManagementFull management service recommended for overseas landlords

Investment Analytics

Key metrics for investors & buyers
Gross Rental Yield
0.0%
Based on £2,800/mo rent
Area Price Growth
+4.2%
Average annual increase
5-Year Value Forecast
To Be Confirmed
+To Be Confirmed projected gain
5-Year Rent Forecast
£3,326/mo
Based on 3.5% annual growth
Price per Sq FtTo Be Confirmed
Annual Rent Income£33,600
10-Year ROI0%
Break-Even Point1 yrs

Property Value Projection

Based on 4.2% annual growth
To Be Confirmed
5yr
To Be Confirmed
10yr
To Be Confirmed
15yr
To Be Confirmed
20yr
To Be Confirmed
25yr
Current: To Be Confirmed

Monthly Rental Income

Based on 3.5% annual growth
£3,326
5yr
£3,950
10yr
£4,691
15yr
£5,571
20yr
£6,617
25yr
Current: £2,800/mo
* Projections are estimates based on historical market data and are not guaranteed. Past performance does not indicate future results.

Property Features

Local Area & Amenities

Floorplans

Ground Floor

Property Floorplan

Location

Nearby Schools

Letchmore Infants' and Nursery SchoolPrimary
Good0.4 miles
The Thomas Alleyne AcademySecondary
Outstanding0.9 miles
Martins Wood Primary SchoolPrimary
Good0.6 miles
John Henry Newman Catholic SchoolSecondary
Outstanding1.2 miles

Commute Time Planner

London King's Cross
25 mins
1h 10m
Heathrow Airport
1h 30m
50 mins

Location Scores

72
Walk Score
Very Walkable
65
Transit Score
Good Transit
58
Bike Score
Bikeable

Area Vibe

Family-Friendly
Green Spaces
Excellent Schools

Connectivity

Broadband Speed
67 Mbps
FTTP
Good
Mobile Signal
Good
EE, Three, Vodafone

Future Developments Nearby

Commercial/Residential+Positive Impact
Stevenage Town Centre Regeneration
1 mileEst. 2026
* Information based on local planning applications and may be subject to change

Portfolio Analysis

80
Portfolio Fit Score
Excellent Investment Match
Risk LevelLow
Liquidity
75%
Market DemandHigh Demand
This property shows strong fundamentals with low risk and high demand - ideal for conservative investors.
To Be Confirmed

The Philosopher

Stevenage, Hertfordshire, SG1 4BB
4
Bedrooms
3
Bathrooms
1,600
Sq Ft
detached
Type

Property Grades

Amenities88
Features90
Growth85
Yield84
Connect90
Transport88
Future86
Location89
Overall88

Developer

Bellway
Ownershipfreehold

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