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About This Property

Discover what makes this home special

The Philosopher is a stunning detached home located in the vibrant NP19 area of Cardiff. Boasting four spacious bedrooms, including a master suite with en-suite, this property is perfect for families seeking comfort and style. The ground floor includes a modern fitted kitchen, a family/dining area, a separate living room, and a study, offering versatile spaces for work and leisure. With high-quality finishes and thoughtful design throughout, this property is a true gem. Situated in a family-friendly neighborhood with excellent schools, green spaces, and convenient transport links, The Philosopher combines modern living with community charm.

Property Features

This property features a beautifully landscaped garden, a spacious garage, and a master bedroom with en-suite facilities. The fitted kitchen is equipped with modern appliances, while the family/dining area provides a welcoming space for entertaining. Additional highlights include a study, utility room, and ample storage throughout.

GardenGarageEn-suiteFitted KitchenStudyUtility Room+1

Local Amenities

Located in a thriving area, The Philosopher benefits from proximity to excellent schools, including St Julian's Primary and Lliswerry High. Newport Train Station is just a short drive away, providing convenient access to Cardiff and Bristol. Nearby amenities include supermarkets, parks, and the Newport Retail Park, offering a variety of shopping and dining options.

SchoolsTrain StationSupermarketParksRetail ParkRestaurants
Newport Train Station Train Station (2.5 miles, 7 mins drive) • 20 mins by train, 25 mins by car to Cardiff

Mortgage Calculator

25%
25
4.5%
Monthly Payment-
Purchase Costs
Total PriceTo Be Confirmed
Mortgage Deposit-
Stamp Duty-
Deposit Contribution£0
Searches & Other£1,500
Legal Fees£2,000
Total Cash Required-
Monthly Costs & Income
Service Charge£0/mo
Ground Rent£0/mo
Mortgage-
Landlord's Insurance£25/mo
Agency Fees (10%)-
Est. Rent-
Net Monthly-

Mortgage Calculator

10%
25
4.5%
Monthly Payment-
Purchase Costs
Total PriceTo Be Confirmed
Mortgage Deposit-
Stamp Duty-
Deposit Contribution£0
Searches & Other£1,500
Legal Fees£1,500
Total Cash Required-
Monthly Costs
Service Charge£0/mo
Ground Rent£0/mo
Mortgage-
Home Insurance£30/mo
Total Monthly-

International Suitability

Good Opportunity
70/100
ChallengingModerateGoodExcellent
Strong rental demand
Good transport links
Proximity to schools and amenities

International Buyer Calculator

35%
20
5.5%
Monthly Payment-
International buyers typically require 25-40% deposit with limited lender options
Purchase Costs (Non-UK Resident)
Total PriceTo Be Confirmed
Mortgage Deposit (Min 25%)-
Stamp Duty + 2% Surcharge-
Legal Fees (Intl Complex)£3,500
AML & ID Verification£500
Bank Transfer Fees£1,000
Total Cash Required-
Monthly Costs & Income
Service Charge£0/mo
Ground Rent£0/mo
Mortgage-
Full Management (15%)-
Landlord's Insurance£35/mo
Est. Rent-
Net Monthly-
Key Considerations for International Buyers
+2% Stamp DutyAdditional surcharge for non-UK residents on property purchases
Higher DepositMost lenders require 25-40% deposit for non-UK residents
AML ComplianceEnhanced due diligence and source of funds verification required
Property ManagementFull management service recommended for overseas landlords

Investment Analytics

Key metrics for investors & buyers
Gross Rental Yield
0.0%
Based on £1,500/mo rent
Area Price Growth
+4.2%
Average annual increase
5-Year Value Forecast
To Be Confirmed
+To Be Confirmed projected gain
5-Year Rent Forecast
£1,782/mo
Based on 3.5% annual growth
Price per Sq FtTo Be Confirmed
Annual Rent Income£18,000
10-Year ROI0%
Break-Even Point1 yrs

Property Value Projection

Based on 4.2% annual growth
To Be Confirmed
5yr
To Be Confirmed
10yr
To Be Confirmed
15yr
To Be Confirmed
20yr
To Be Confirmed
25yr
Current: To Be Confirmed

Monthly Rental Income

Based on 3.5% annual growth
£1,782
5yr
£2,116
10yr
£2,513
15yr
£2,985
20yr
£3,545
25yr
Current: £1,500/mo
* Projections are estimates based on historical market data and are not guaranteed. Past performance does not indicate future results.

Property Features

Local Area & Amenities

Floorplans

Ground Floor

Property Floorplan

Site Plan

Site Plan

Location

Nearby Schools

St Julian's Primary SchoolPrimary
Good0.5 miles
Lliswerry High SchoolSecondary
Good1.2 miles
Glasllwch Primary SchoolPrimary
Outstanding2.0 miles
Bassaleg SchoolSecondary
Outstanding3.5 miles

Commute Time Planner

Cardiff Central
20 mins
25 mins
Bristol Temple Meads
35 mins
50 mins

Location Scores

72
Walk Score
Very Walkable
65
Transit Score
Good Transit
58
Bike Score
Bikeable

Area Vibe

Family-Friendly
Green Spaces
Good Schools
Quiet

Connectivity

Broadband Speed
67 Mbps
FTTP
Good
Mobile Signal
Good
EE, Three, Vodafone

Future Developments Nearby

Commercial+Positive Impact
Newport Retail Park Expansion
1 mileEst. 2025
Public+Positive Impact
Local Green Space Enhancement
0.3 milesEst. 2024
* Information based on local planning applications and may be subject to change

Portfolio Analysis

75
Portfolio Fit Score
Good Investment Match
Risk LevelLow
Liquidity
70%
Market DemandHigh Demand
This property shows strong fundamentals with low risk and high demand - ideal for conservative investors.
To Be Confirmed

The Philosopher

Over Garage, Cardiff NP19 4FX
4
Bedrooms
3
Bathrooms
1,500
Sq Ft
detached
Type

Property Grades

Amenities68
Features72
Growth60
Yield65
Connect70
Transport62
Future55
Location68
Overall65

Developer

Bellway
Ownershipfreehold
0

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