About This Property

Discover what makes this home special

The Oak is a spacious detached family home located in the desirable area of Stowmarket, Suffolk. Offering four well-proportioned bedrooms and two bathrooms, this property is ideal for growing families or those who require additional space for a home office or guest room. The ground floor features a generous family room with direct access to the rear garden, a separate lounge, a modern kitchen with utility room, and a convenient WC. Upstairs, the master bedroom benefits from an en-suite shower room, complemented by three further bedrooms and a family bathroom.

Set within a peaceful development, Plot 28 enjoys a south-east facing garden that captures morning and early afternoon sunshine, perfect for outdoor entertaining and relaxation. The property is well connected, with Stowmarket train station just over a mile away, providing direct links to Ipswich and London. Local amenities including schools, supermarkets, and parks are all within easy reach, making The Oak a fantastic choice for families and commuters alike.

Property Features

This detached home offers four bedrooms including a master with en-suite, providing ample space and privacy. The flexible living areas include a large family room opening onto the garden, a separate lounge, and a dedicated office space on the ground floor. The kitchen is well-equipped with an adjoining utility room, enhancing functionality. Additional storage is provided by multiple store cupboards throughout the property. The south-east facing garden ensures good natural light in the mornings and early afternoons, ideal for family living and entertaining.

DetachedFour BedroomsEn-suiteFamily RoomLoungeKitchen with Utility+4

Local Amenities

The Oak benefits from proximity to a range of local amenities that cater to everyday needs and lifestyle. Stowmarket train station offers convenient rail services to Ipswich and London, supporting commuter lifestyles. Educational facilities such as Stowmarket High School and Needham Market Primary School are nearby, making it suitable for families. For shopping and leisure, Sainsbury's supermarket and the Stowmarket Leisure Centre are within easy reach, alongside green spaces like Milton Road Park for outdoor activities. Healthcare needs are met by a local GP surgery close to the development.

Stowmarket Train StationStowmarket High SchoolNeedham Market Primary SchoolSainsbury's SupermarketStowmarket Leisure CentreMilton Road Park+1
Stowmarket Train Station (1.3 miles, 5 mins drive) • 20 mins to Ipswich

Estimate Calculator

Mortgage Calculator

25%
25
4.5%
Monthly Payment-
Purchase Costs
Total Price£399,995
Mortgage Deposit-
Stamp Duty-
Deposit Contribution£0
Searches & Other£1,500
Legal Fees£2,000
Total Cash Required-
Monthly Costs & Income
Estimated Service Charge£0/mo
Estimated Ground Rent£0/mo
Mortgage-
Landlord's Insurance£25/mo
Agency Fees-
Est. Rent-
Net Monthly-

Mortgage Calculator

10%
25
4.5%
Monthly Payment-
Purchase Costs
Total Price£399,995
Mortgage Deposit-
Stamp Duty-
Deposit Contribution£0
Searches & Other£1,500
Legal Fees£1,500
Total Cash Required-
Monthly Costs
Estimated Service Charge£0/mo
Estimated Ground Rent£0/mo
Mortgage-
Home Insurance£30/mo
Total Monthly-

International Suitability

Moderate Opportunity
68/100
ChallengingModerateGoodExcellent
Good transport links to London
Growing local economy
Limited international amenities
Moderate rental yield potential

International Buyer Calculator

35%
20
5.5%
Monthly Payment-
International buyers typically require 25-40% deposit with limited lender options
Purchase Costs (Non-UK Resident)
Total Price£399,995
Mortgage Deposit (Min 25%)-
Stamp Duty + 2% Surcharge-
Legal Fees (Intl Complex)£3,500
AML & ID Verification£500
Bank Transfer Fees£1,000
Total Cash Required-
Monthly Costs & Income
Estimated Service Charge£0/mo
Estimated Ground Rent£0/mo
Mortgage-
Full Management (10%)-
Landlord's Insurance£35/mo
Est. Rent-
Net Monthly-
Key Considerations for International Buyers
+2% Stamp DutyAdditional surcharge for non-UK residents on property purchases
Higher DepositMost lenders require 25-40% deposit for non-UK residents
AML ComplianceEnhanced due diligence and source of funds verification required
Property ManagementFull management service recommended for overseas landlords

Investment Analytics

Key metrics for investors & buyers
Gross Rental Yield
6.7%
Based on £2,233/mo rent
Area Price Growth
+0.5%
Average annual increase
5-Year Value Forecast
£409,280
+£9,285 projected gain
5-Year Rent Forecast
£2,691/mo
Based on 3.8% annual growth
Price per Sq Ft£222
Annual Rent Income£26,796
10-Year ROI268%
Break-Even Point13 yrs

Property Value Projection

Based on 0.5% annual growth
£409,280
5yr
£418,780
10yr
£428,501
15yr
£438,448
20yr
£448,625
25yr
Current: £399,995

Monthly Rental Income

Based on 3.8% annual growth
£2,691
5yr
£3,242
10yr
£3,907
15yr
£4,708
20yr
£5,673
25yr
Current: £2,233/mo
* Projections are estimates based on historical market data and are not guaranteed. Past performance does not indicate future results.

Property Features

Local Area & Amenities

Floorplans

Ground Floor

Property Floorplan

Site Plan

Site Plan

Location

Commute Time Planner

London Liverpool Street
1h 15m
1h 30m
Norwich
40 mins
50 mins

Sun Path & Natural LightAI generated - Estimated

NESW
South-East-Facing Excellent
7h
Garden Sun (Summer)
Yes
Morning Sun
No
Afternoon Sun

Room-by-Room Light Analysis

Family Room
Morning Excellent
Afternoon Good
Evening Moderate
Lounge
Morning Low
Afternoon Good
Evening Good
Kitchen
Morning Good
Afternoon Moderate
Evening Low

Location Scores

65
Walk Score
Somewhat Walkable
55
Transit Score
Good Transit
60
Bike Score
Bikeable
View Location Details

Future Developments Nearby

Commercial and Residential+Positive Impact
Stowmarket Town Centre Regeneration
1 mileEst. 2025
* Information based on local planning applications and may be subject to change

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£399,995
AvailableNB0000026323
View Location Analytics

The Oak

Stowmarket, Stowmarket IP14 4ED
Copper Fields, Old Newton, Stowmarket
4
Bedrooms
2
Bathrooms
1,800
Est. Sq ft
detached
Type
Available Plot Numbers
281722
3 plot(s) available
Ownershipfreehold

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£399,995The Oak

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The Oak
The OakStowmarket£399,995

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