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About This Property

Discover what makes this home special

Nestled in the picturesque Wixams development, 'The Oak' is a stunning semi-detached property that perfectly blends modern living with a family-friendly environment. Boasting three spacious bedrooms, a contemporary fitted kitchen/dining area, and a bright living room that opens up to a south-west facing garden, this home is ideal for hosting and relaxation alike. With excellent transport links to Bedford and London, as well as proximity to highly-rated schools and local amenities, this property offers convenience and comfort in equal measure.

Property Features

This home is thoughtfully designed to cater to modern family living. The south-west facing garden ensures ample sunlight throughout the day, while the garage and cloakroom provide practical storage solutions. The contemporary kitchen is equipped with high-spec appliances, and the energy-efficient design ensures lower utility costs. With the added security of a NHBC warranty, this property offers peace of mind and long-term value.

South-West Facing GardenGarageCloakroomContemporary KitchenNHBC WarrantyEnergy Efficient EPC A

Local Amenities

Located in the vibrant Wixams area, 'The Oak' benefits from a wide range of nearby amenities. Families will appreciate the proximity to top-rated schools such as Lakeview Primary and Wixams Academy. For commuters, Bedford Train Station offers swift access to London and Milton Keynes. The local community centre, parks, and restaurants provide ample opportunities for leisure and socializing, while nearby supermarkets ensure convenience for daily needs.

Local SchoolsTrain StationSupermarketsParksCommunity CentreRestaurants
Bedford Train Station Train Station (3.5 miles, 10 mins drive) • 40 mins by train to London

Mortgage Calculator

25%
25
4.5%
Monthly Payment-
Purchase Costs
Total Price£405,000
Mortgage Deposit-
Stamp Duty-
Deposit Contribution£0
Searches & Other£1,500
Legal Fees£2,000
Total Cash Required-
Monthly Costs & Income
Service Charge£0/mo
Ground Rent£0/mo
Mortgage-
Landlord's Insurance£25/mo
Agency Fees (10%)-
Est. Rent-
Net Monthly-

Mortgage Calculator

10%
25
4.5%
Monthly Payment-
Purchase Costs
Total Price£405,000
Mortgage Deposit-
Stamp Duty-
Deposit Contribution£0
Searches & Other£1,500
Legal Fees£1,500
Total Cash Required-
Monthly Costs
Service Charge£0/mo
Ground Rent£0/mo
Mortgage-
Home Insurance£30/mo
Total Monthly-

International Suitability

Good Opportunity
72/100
ChallengingModerateGoodExcellent
Proximity to London and Bedford
High rental demand due to family-friendly environment
Energy-efficient new build with modern specifications

International Buyer Calculator

35%
20
5.5%
Monthly Payment-
International buyers typically require 25-40% deposit with limited lender options
Purchase Costs (Non-UK Resident)
Total Price£405,000
Mortgage Deposit (Min 25%)-
Stamp Duty + 2% Surcharge-
Legal Fees (Intl Complex)£3,500
AML & ID Verification£500
Bank Transfer Fees£1,000
Total Cash Required-
Monthly Costs & Income
Service Charge£0/mo
Ground Rent£0/mo
Mortgage-
Full Management (15%)-
Landlord's Insurance£35/mo
Est. Rent-
Net Monthly-
Key Considerations for International Buyers
+2% Stamp DutyAdditional surcharge for non-UK residents on property purchases
Higher DepositMost lenders require 25-40% deposit for non-UK residents
AML ComplianceEnhanced due diligence and source of funds verification required
Property ManagementFull management service recommended for overseas landlords

Investment Analytics

Key metrics for investors & buyers
Gross Rental Yield
4.3%
Based on £1,450/mo rent
Area Price Growth
+4.2%
Average annual increase
5-Year Value Forecast
£497,501
+£92,501 projected gain
5-Year Rent Forecast
£1,722/mo
Based on 3.5% annual growth
Price per Sq Ft£426
Annual Rent Income£17,400
10-Year ROI172%
Break-Even Point27 yrs

Property Value Projection

Based on 4.2% annual growth
£497,501
5yr
£611,128
10yr
£750,708
15yr
£922,167
20yr
£1,132,786
25yr
Current: £405,000

Monthly Rental Income

Based on 3.5% annual growth
£1,722
5yr
£2,045
10yr
£2,429
15yr
£2,885
20yr
£3,427
25yr
Current: £1,450/mo
* Projections are estimates based on historical market data and are not guaranteed. Past performance does not indicate future results.

Property Features

Local Area & Amenities

Floorplans

Ground Floor

Property Floorplan

Site Plan

Site Plan

Location

Nearby Schools

Lakeview Primary SchoolPrimary
Good0.5 miles
Wixams AcademySecondary
Good0.8 miles
Wilstead Primary SchoolPrimary
Outstanding1.2 miles
Bedford AcademySecondary
Good3.5 miles

Commute Time Planner

London St Pancras
40 mins
1h 20m
Milton Keynes
25 mins
30 mins

Sun Path & Natural Light

NESW
South-West-Facing Excellent
10h
Garden Sun (Summer)
No
Morning Sun
Yes
Afternoon Sun

Room-by-Room Light Analysis

Living Room
Morning Moderate
Afternoon Excellent
Evening Good
Kitchen/Dining
Morning Good
Afternoon Moderate
Evening Low

Location Scores

65
Walk Score
Somewhat Walkable
50
Transit Score
Good Transit
55
Bike Score
Bikeable

Area Vibe

Family-Friendly
Quiet
Green Spaces

Connectivity

Broadband Speed
67 Mbps
FTTP
Good
Mobile Signal
Excellent
EE, O2, Vodafone

Future Developments Nearby

Retail and Community+Positive Impact
Wixams Town Centre Development
0.7 milesEst. 2025
* Information based on local planning applications and may be subject to change

Portfolio Analysis

78
Portfolio Fit Score
Good Investment Match
Risk LevelLow
Liquidity
75%
Market DemandHigh Demand
This property shows strong fundamentals with low risk and high demand - ideal for conservative investors.
£405,000

The Oak

Wixams, Bedfordshire, MK45 3RE
3
Bedrooms
2
Bathrooms
950
Sq Ft
semi detached
Type

Property Grades

Amenities70
Features75
Growth65
Yield68
Connect72
Transport60
Future65
Location70
Overall68

Developer

Bellway
Available Plot Numbers
301
1 plot available
Ownershipfreehold

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