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About This Property

Discover what makes this home special

The Harper is a charming detached three-bedroom home located in the desirable area of St Albans, MK18 1GY. This property offers a well-planned layout with a spacious kitchen/dining area that opens onto the rear garden, perfect for family living and entertaining. The living room is comfortably sized and enjoys natural light from the front aspect. Upstairs, the master bedroom benefits from an en-suite bathroom, while two additional bedrooms share a family bathroom, making it ideal for families or professionals seeking a comfortable and stylish home.

Situated in a friendly community with access to local parks and sports pitches, The Harper provides an excellent balance of suburban tranquility and convenient amenities. Its location in St Albans offers access to quality schools, transport links, and shopping facilities, making it a highly attractive option for buyers seeking a blend of lifestyle and practicality.

Property Features

This property boasts a detached structure with a private garden facing south-east, ensuring good sunlight throughout the day. The open-plan kitchen/dining area is designed for modern living, complemented by a separate living room. The master bedroom includes an en-suite for added privacy and convenience. Additional storage spaces and a cloakroom on the ground floor enhance functionality. The layout is well thought out to maximize space and natural light.

DetachedGardenEn-suiteKitchen/DiningLiving RoomStore Room+3

Local Amenities

The property benefits from proximity to excellent transport links including St Albans City and Abbey stations, providing easy access to London and surrounding areas. Local schools such as St Albans Girls' School and Sandringham School are highly rated, making it ideal for families. Residents can enjoy recreational facilities including Verulamium Park and nearby sports pitches. Essential amenities like supermarkets and the St Albans Library are also within easy reach, supporting a convenient and comfortable lifestyle.

St Albans City StationSt Albans Abbey StationSt Albans Girls' SchoolSandringham SchoolSt Albans LibraryVerulamium Park+2
St Albans City Train Station (3.2 miles, 10 mins drive) • 22 mins to London

Estimate Calculator

Mortgage Calculator

25%
25
4.5%
Monthly Payment-
Purchase Costs
Total Price£400,000
Mortgage Deposit-
Stamp Duty-
Deposit Contribution£0
Searches & Other£1,500
Legal Fees£2,000
Total Cash Required-
Monthly Costs & Income
Estimated Service Charge£0/mo
Estimated Ground Rent£0/mo
Mortgage-
Landlord's Insurance£25/mo
Agency Fees-
Est. Rent-
Net Monthly-

Mortgage Calculator

10%
25
4.5%
Monthly Payment-
Purchase Costs
Total Price£400,000
Mortgage Deposit-
Stamp Duty-
Deposit Contribution£0
Searches & Other£1,500
Legal Fees£1,500
Total Cash Required-
Monthly Costs
Estimated Service Charge£0/mo
Estimated Ground Rent£0/mo
Mortgage-
Home Insurance£30/mo
Total Monthly-

International Suitability

Attractive Investment
75/100
ChallengingModerateGoodExcellent
Excellent transport connections to London
High-quality local schools
Moderate rental yield potential
Limited number of bathrooms for price

International Buyer Calculator

35%
20
5.5%
Monthly Payment-
International buyers typically require 25-40% deposit with limited lender options
Purchase Costs (Non-UK Resident)
Total Price£400,000
Mortgage Deposit (Min 25%)-
Stamp Duty + 2% Surcharge-
Legal Fees (Intl Complex)£3,500
AML & ID Verification£500
Bank Transfer Fees£1,000
Total Cash Required-
Monthly Costs & Income
Estimated Service Charge£0/mo
Estimated Ground Rent£0/mo
Mortgage-
Full Management (10%)-
Landlord's Insurance£35/mo
Est. Rent-
Net Monthly-
Key Considerations for International Buyers
+2% Stamp DutyAdditional surcharge for non-UK residents on property purchases
Higher DepositMost lenders require 25-40% deposit for non-UK residents
AML ComplianceEnhanced due diligence and source of funds verification required
Property ManagementFull management service recommended for overseas landlords

Investment Analytics

Key metrics for investors & buyers
Gross Rental Yield
5.7%
Based on £1,900/mo rent
Area Price Growth
+0.1%
Average annual increase
5-Year Value Forecast
£402,004
+£2,004 projected gain
5-Year Rent Forecast
£2,257/mo
Based on 3.5% annual growth
Price per Sq Ft£421
Annual Rent Income£22,800
10-Year ROI228%
Break-Even Point18 yrs

Property Value Projection

Based on 0.1% annual growth
£402,004
5yr
£404,018
10yr
£406,042
15yr
£408,076
20yr
£410,121
25yr
Current: £400,000

Monthly Rental Income

Based on 3.5% annual growth
£2,257
5yr
£2,680
10yr
£3,183
15yr
£3,781
20yr
£4,490
25yr
Current: £1,900/mo
* Projections are estimates based on historical market data and are not guaranteed. Past performance does not indicate future results.

Property Features

Local Area & Amenities

Floorplans

Ground Floor

Property Floorplan

Site Plan

Site Plan

Location

Commute Time Planner

London St Pancras
22 mins
50 mins
Luton Airport
30 mins
25 mins

Sun Path & Natural LightAI generated - Estimated

NESW
South-East-Facing Excellent
7h
Garden Sun (Summer)
Yes
Morning Sun
No
Afternoon Sun

Room-by-Room Light Analysis

Living Room
Morning Moderate
Afternoon Low
Evening Low
Kitchen/Dining
Morning Good
Afternoon Excellent
Evening Good
Bedroom 1 (Master)
Morning Good
Afternoon Moderate
Evening Low
Bedroom 2
Morning Moderate
Afternoon Low
Evening Low
Bedroom 3
Morning Moderate
Afternoon Low
Evening Low

Location Scores

55
Walk Score
Somewhat Walkable
50
Transit Score
Good Transit
60
Bike Score
Bikeable
View Location Details

Future Developments Nearby

Commercial & Residential+Positive Impact
St Albans City Centre Regeneration
3 milesEst. 2027
* Information based on local planning applications and may be subject to change

Loading location insights...

£400,000
AvailableNB0000031774
View Location Analytics

The Harper

St Albans, Buckingham MK18 1GY
Moreton Fields
3
Bedrooms
2
Bathrooms
950
Est. Sq ft
detached
Type

Developer

Bellway
Available Plot Numbers
113
1 plot(s) available
Ownershipfreehold

Request Information

£400,000The Harper

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The Harper
The HarperSt Albans£400,000

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