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About This Property

Discover what makes this home special

The Finchale is an exceptional 4-bedroom semi-detached home located in the desirable Houghton Gate area of Chester-le-Street. Designed with modern family living in mind, this property boasts a spacious layout, contemporary finishes, and energy-efficient features, making it perfect for growing families or professionals seeking a stylish and functional home. The ground floor offers a welcoming living room, a versatile family room, and an open-plan kitchen-dining area with French doors leading to the garden. Upstairs, you'll find four generously sized bedrooms, including a master suite with an en-suite and dressing area, alongside a family bathroom. With excellent transport links, outstanding schools, and local amenities nearby, The Finchale is a perfect blend of convenience and comfort.

Property Features

This property is thoughtfully designed for modern living, offering spacious interiors and high-quality finishes. The open-plan kitchen-dining area is perfect for entertaining, while the family room and living room provide ample space for relaxation. The master bedroom features an en-suite and dressing area, adding a touch of luxury. Additional conveniences include a utility room and a ground floor WC.

4 bedroomsMaster en-suiteDressing areaOpen-plan kitchen-diningFamily roomGround floor WC+3

Local Amenities

Situated in the heart of Houghton Gate, this property benefits from proximity to top-rated schools, excellent transport links, and a variety of local amenities. Enjoy leisurely strolls in nearby parks, convenient shopping at local centres, and easy access to healthcare facilities. The thriving community and ongoing developments in the area make this an ideal location for families and professionals alike.

SchoolsTrain stationParksShopping centresRestaurantsHealthcare facilities
Chester-le-Street Station Train Station (2.5 miles, 7 mins drive) • 15 mins by train to Newcastle upon Tyne

Mortgage Calculator

25%
25
4.5%
Monthly Payment-
Purchase Costs
Total PriceTo Be Confirmed
Mortgage Deposit-
Stamp Duty-
Deposit Contribution£0
Searches & Other£1,500
Legal Fees£2,000
Total Cash Required-
Monthly Costs & Income
Service Charge£0/mo
Ground Rent£0/mo
Mortgage-
Landlord's Insurance£25/mo
Agency Fees (10%)-
Est. Rent-
Net Monthly-

Mortgage Calculator

10%
25
4.5%
Monthly Payment-
Purchase Costs
Total PriceTo Be Confirmed
Mortgage Deposit-
Stamp Duty-
Deposit Contribution£0
Searches & Other£1,500
Legal Fees£1,500
Total Cash Required-
Monthly Costs
Service Charge£0/mo
Ground Rent£0/mo
Mortgage-
Home Insurance£30/mo
Total Monthly-

International Suitability

Excellent Opportunity
80/100
ChallengingModerateGoodExcellent
Proximity to major cities and transport links
Strong rental demand in the area
Modern, energy-efficient design

International Buyer Calculator

35%
20
5.5%
Monthly Payment-
International buyers typically require 25-40% deposit with limited lender options
Purchase Costs (Non-UK Resident)
Total PriceTo Be Confirmed
Mortgage Deposit (Min 25%)-
Stamp Duty + 2% Surcharge-
Legal Fees (Intl Complex)£3,500
AML & ID Verification£500
Bank Transfer Fees£1,000
Total Cash Required-
Monthly Costs & Income
Service Charge£0/mo
Ground Rent£0/mo
Mortgage-
Full Management (15%)-
Landlord's Insurance£35/mo
Est. Rent-
Net Monthly-
Key Considerations for International Buyers
+2% Stamp DutyAdditional surcharge for non-UK residents on property purchases
Higher DepositMost lenders require 25-40% deposit for non-UK residents
AML ComplianceEnhanced due diligence and source of funds verification required
Property ManagementFull management service recommended for overseas landlords

Investment Analytics

Key metrics for investors & buyers
Gross Rental Yield
0.0%
Based on £1,600/mo rent
Area Price Growth
+4.2%
Average annual increase
5-Year Value Forecast
To Be Confirmed
+To Be Confirmed projected gain
5-Year Rent Forecast
£1,900/mo
Based on 3.5% annual growth
Price per Sq FtTo Be Confirmed
Annual Rent Income£19,200
10-Year ROI0%
Break-Even Point1 yrs

Property Value Projection

Based on 4.2% annual growth
To Be Confirmed
5yr
To Be Confirmed
10yr
To Be Confirmed
15yr
To Be Confirmed
20yr
To Be Confirmed
25yr
Current: To Be Confirmed

Monthly Rental Income

Based on 3.5% annual growth
£1,900
5yr
£2,257
10yr
£2,681
15yr
£3,184
20yr
£3,781
25yr
Current: £1,600/mo
* Projections are estimates based on historical market data and are not guaranteed. Past performance does not indicate future results.

Property Features

Local Area & Amenities

Floorplans

Ground Floor

Property Floorplan

Site Plan

Site Plan

Location

Nearby Schools

Houghton Le Spring Primary SchoolPrimary
Good1.2 miles
Dubmire Primary SchoolPrimary
Outstanding1.5 miles
Park View SchoolSecondary
Outstanding2.3 miles
St Robert of Newminster Catholic SchoolSecondary
Good2.8 miles

Commute Time Planner

Newcastle upon Tyne
15 mins
20 mins
Durham
10 mins
15 mins

Location Scores

65
Walk Score
Somewhat Walkable
60
Transit Score
Good Transit
55
Bike Score
Bikeable

Area Vibe

Family-Friendly
Quiet
Green Spaces
Good Schools

Connectivity

Broadband Speed
100 Mbps
FTTP (Full Fibre)
Excellent
Mobile Signal
Excellent
EE, Vodafone, O2, Three

Future Developments Nearby

Mixed-Use Development+Positive Impact
Houghton Gate Town Centre Regeneration
0.8 milesEst. 2025
* Information based on local planning applications and may be subject to change

Portfolio Analysis

85
Portfolio Fit Score
Excellent Investment Match
Risk LevelLow
Liquidity
80%
Market DemandHigh Demand
This property shows strong fundamentals with low risk and high demand - ideal for conservative investors.
To Be Confirmed

The Finchale

Houghton Gate, Chester Le Street, Durham, County Durham, DH3 4EB
4
Bedrooms
3
Bathrooms
1,600
Sq Ft
semi detached
Type

Property Grades

Amenities88
Features90
Growth85
Yield87
Connect86
Transport84
Future88
Location89
Overall88

Developer

Bellway
Ownershipfreehold

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