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About This Property

Discover what makes this home special

The Cutler is a stunning four-bedroom detached home located in the sought-after area of Lathom, Lancashire. This contemporary property offers a perfect balance of modern design and family-friendly functionality. The spacious living areas include a bright living room, an open-plan kitchen/dining area with a family room, and a convenient ground floor cloakroom. Upstairs, the master bedroom features a luxurious en-suite, while three additional bedrooms and a family bathroom provide ample space for a growing family. With its south-west facing garden, this home enjoys plenty of natural light and is perfect for outdoor entertaining. Situated on Plot 127, The Cutler benefits from a peaceful location within a vibrant new development, close to local amenities and excellent transport links.

Property Features

The Cutler boasts a range of standout features, including an integral garage, a bright and spacious open-plan kitchen/dining area, and a versatile family room. The master bedroom offers a private en-suite, while the south-west facing garden ensures plenty of sunlight throughout the day. Designed with energy efficiency in mind, this home also includes modern fixtures and fittings, making it a comfortable and stylish choice for families.

South-west facing gardenIntegral garageOpen-plan kitchen/dining areaFamily roomEn-suite to master bedroomGround floor cloakroom+2

Local Amenities

Located in the picturesque village of Lathom, The Cutler is surrounded by excellent local amenities. Families will appreciate the proximity to highly regarded schools such as Lathom High School and Ormskirk School, as well as the renowned Edge Hill University. Commuters benefit from easy access to Burscough Junction and Ormskirk railway stations, offering convenient links to Liverpool and Manchester. For shopping and leisure, residents can enjoy nearby supermarkets, the bustling Ormskirk Market, and the serene green spaces of Beacon Country Park and Coronation Park.

Lathom High SchoolOrmskirk SchoolEdge Hill UniversityBurscough Junction railway stationOrmskirk railway stationMorrisons Supermarket+4
Ormskirk Station Train Station (3.2 miles, 8 mins drive) • 35 mins by train to Liverpool

Mortgage Calculator

25%
25
4.5%
Monthly Payment-
Purchase Costs
Total Price£369,995
Mortgage Deposit-
Stamp Duty-
Deposit Contribution£0
Searches & Other£1,500
Legal Fees£2,000
Total Cash Required-
Monthly Costs & Income
Service Charge£0/mo
Ground Rent£0/mo
Mortgage-
Landlord's Insurance£25/mo
Agency Fees (10%)-
Est. Rent-
Net Monthly-

Mortgage Calculator

10%
25
4.5%
Monthly Payment-
Purchase Costs
Total Price£369,995
Mortgage Deposit-
Stamp Duty-
Deposit Contribution£0
Searches & Other£1,500
Legal Fees£1,500
Total Cash Required-
Monthly Costs
Service Charge£0/mo
Ground Rent£0/mo
Mortgage-
Home Insurance£30/mo
Total Monthly-

International Suitability

Excellent Opportunity
80/100
ChallengingModerateGoodExcellent
Strong rental demand
Proximity to transport links and schools
Energy-efficient new build with NHBC warranty

International Buyer Calculator

35%
20
5.5%
Monthly Payment-
International buyers typically require 25-40% deposit with limited lender options
Purchase Costs (Non-UK Resident)
Total Price£369,995
Mortgage Deposit (Min 25%)-
Stamp Duty + 2% Surcharge-
Legal Fees (Intl Complex)£3,500
AML & ID Verification£500
Bank Transfer Fees£1,000
Total Cash Required-
Monthly Costs & Income
Service Charge£0/mo
Ground Rent£0/mo
Mortgage-
Full Management (15%)-
Landlord's Insurance£35/mo
Est. Rent-
Net Monthly-
Key Considerations for International Buyers
+2% Stamp DutyAdditional surcharge for non-UK residents on property purchases
Higher DepositMost lenders require 25-40% deposit for non-UK residents
AML ComplianceEnhanced due diligence and source of funds verification required
Property ManagementFull management service recommended for overseas landlords

Investment Analytics

Key metrics for investors & buyers
Gross Rental Yield
6.0%
Based on £1,850/mo rent
Area Price Growth
+4.2%
Average annual increase
5-Year Value Forecast
£454,501
+£84,506 projected gain
5-Year Rent Forecast
£2,197/mo
Based on 3.5% annual growth
Price per Sq Ft£231
Annual Rent Income£22,200
10-Year ROI240%
Break-Even Point16 yrs

Property Value Projection

Based on 4.2% annual growth
£454,501
5yr
£558,307
10yr
£685,822
15yr
£842,462
20yr
£1,034,877
25yr
Current: £369,995

Monthly Rental Income

Based on 3.5% annual growth
£2,197
5yr
£2,610
10yr
£3,099
15yr
£3,681
20yr
£4,372
25yr
Current: £1,850/mo
* Projections are estimates based on historical market data and are not guaranteed. Past performance does not indicate future results.

Property Features

Local Area & Amenities

Floorplans

Ground Floor

Property Floorplan

Site Plan

Site Plan

Location

Nearby Schools

Lathom High SchoolSecondary
Good1.5 miles
Ormskirk SchoolSecondary
Outstanding3.2 miles
Newburgh Church of England Primary SchoolPrimary
Good1.2 miles
Westhead Lathom St James' Church of England Primary SchoolPrimary
Good2.1 miles

Commute Time Planner

Manchester
55 mins
1h 10m
Liverpool
35 mins
40 mins

Sun Path & Natural Light

NESW
South-West-Facing Excellent
12h
Garden Sun (Summer)
No
Morning Sun
Yes
Afternoon Sun

Room-by-Room Light Analysis

Living Room
Morning Good
Afternoon Excellent
Evening Moderate
Kitchen/Dining
Morning Excellent
Afternoon Good
Evening Low
Family Room
Morning Excellent
Afternoon Good
Evening Low
Bedrooms (rear-facing)
Morning Good
Afternoon Excellent
Evening Moderate

Location Scores

65
Walk Score
Somewhat Walkable
55
Transit Score
Good Transit
60
Bike Score
Bikeable

Area Vibe

Quiet
Family-Friendly
Green Spaces
Good Schools

Connectivity

Broadband Speed
74 Mbps
FTTP (Fibre to the Premises)
Good
Mobile Signal
Excellent
EE, Vodafone, O2

Future Developments Nearby

Residential+Positive Impact
Lathom Pastures Phase 2
0.2 milesEst. 2025
* Information based on local planning applications and may be subject to change

Portfolio Analysis

85
Portfolio Fit Score
Excellent Investment Match
Risk LevelLow
Liquidity
80%
Market DemandHigh Demand
This property shows strong fundamentals with low risk and high demand - ideal for conservative investors.
£369,995

The Cutler

Lathom, Lancashire, WN8 8FD
4
Bedrooms
3
Bathrooms
1,600
Sq Ft
detached
Type

Property Grades

Amenities88
Features90
Growth85
Yield84
Connect90
Transport87
Future86
Location89
Overall88

Developer

Bellway
Available Plot Numbers
127
1 plot available
Ownershipfreehold

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