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About This Property

Discover what makes this home special

The Coppersmith is a charming detached three-bedroom home located in the desirable St Albans area, offering a perfect blend of modern living and community convenience. Priced at £425,000, this property features an intelligently designed floorplan with three bathrooms, including an en-suite, providing ample space for family living. The spacious kitchen/dining area opens onto the rear garden, which enjoys a south-west facing aspect, allowing for good natural light throughout the day. The living room provides a comfortable and inviting space for relaxation or entertaining guests.

Situated within easy reach of St Albans City station, residents benefit from excellent transport links to London and surrounding areas, making it ideal for commuters. The local neighbourhood is well-served by schools, parks, and shopping amenities, providing a balanced lifestyle for families and professionals alike. The property is part of a well-planned development with access to green spaces and recreational facilities, enhancing its appeal for buyers seeking both comfort and community.

Property Features

The Coppersmith boasts a thoughtfully laid out interior with three bedrooms, including a master with an en-suite bathroom, and an additional family bathroom. The ground floor offers a spacious kitchen/dining area with direct access to the rear garden, perfect for indoor-outdoor living. Additional features include a separate living room, cloakroom, and multiple storage areas, ensuring functionality and comfort. The south-west facing garden benefits from good sunlight, ideal for outdoor activities and relaxation.

DetachedThree BedroomsThree BathroomsEn-suiteSouth-West GardenKitchen/Dining+4

Local Amenities

Located in the vibrant St Albans area, the property benefits from proximity to two main train stations offering frequent services to London and beyond. The area is well served by reputable schools such as St Albans Girls' School and Beaumont School, making it attractive for families. Shopping needs are met by nearby Tesco Superstore and local shops, while recreational opportunities abound at Verulamium Park and other green spaces. Healthcare and community facilities are easily accessible, contributing to a well-rounded and convenient lifestyle.

St Albans City StationSt Albans Abbey StationSt Albans Girls' SchoolBeaumont SchoolTesco SuperstoreVerulamium Park+2
St Albans City Train Station (3.5 miles, 10 mins drive) • 25 mins to London

Estimate Calculator

Mortgage Calculator

25%
25
4.5%
Monthly Payment-
Purchase Costs
Total Price£425,000
Mortgage Deposit-
Stamp Duty-
Deposit Contribution£0
Searches & Other£1,500
Legal Fees£2,000
Total Cash Required-
Monthly Costs & Income
Estimated Service Charge£0/mo
Estimated Ground Rent£0/mo
Mortgage-
Landlord's Insurance£25/mo
Agency Fees-
Est. Rent-
Net Monthly-

Mortgage Calculator

10%
25
4.5%
Monthly Payment-
Purchase Costs
Total Price£425,000
Mortgage Deposit-
Stamp Duty-
Deposit Contribution£0
Searches & Other£1,500
Legal Fees£1,500
Total Cash Required-
Monthly Costs
Estimated Service Charge£0/mo
Estimated Ground Rent£0/mo
Mortgage-
Home Insurance£30/mo
Total Monthly-

International Suitability

Moderate Opportunity
65/100
ChallengingModerateGoodExcellent
Good transport links to London
Limited immediate walkability
Strong local schools
Average rental yield

International Buyer Calculator

35%
20
5.5%
Monthly Payment-
International buyers typically require 25-40% deposit with limited lender options
Purchase Costs (Non-UK Resident)
Total Price£425,000
Mortgage Deposit (Min 25%)-
Stamp Duty + 2% Surcharge-
Legal Fees (Intl Complex)£3,500
AML & ID Verification£500
Bank Transfer Fees£1,000
Total Cash Required-
Monthly Costs & Income
Estimated Service Charge£0/mo
Estimated Ground Rent£0/mo
Mortgage-
Full Management (10%)-
Landlord's Insurance£35/mo
Est. Rent-
Net Monthly-
Key Considerations for International Buyers
+2% Stamp DutyAdditional surcharge for non-UK residents on property purchases
Higher DepositMost lenders require 25-40% deposit for non-UK residents
AML ComplianceEnhanced due diligence and source of funds verification required
Property ManagementFull management service recommended for overseas landlords

Investment Analytics

Key metrics for investors & buyers
Gross Rental Yield
5.7%
Based on £2,019/mo rent
Area Price Growth
+0.1%
Average annual increase
5-Year Value Forecast
£427,129
+£2,129 projected gain
5-Year Rent Forecast
£2,398/mo
Based on 3.5% annual growth
Price per Sq Ft£386
Annual Rent Income£24,228
10-Year ROI228%
Break-Even Point18 yrs

Property Value Projection

Based on 0.1% annual growth
£427,129
5yr
£429,269
10yr
£431,420
15yr
£433,581
20yr
£435,753
25yr
Current: £425,000

Monthly Rental Income

Based on 3.5% annual growth
£2,398
5yr
£2,848
10yr
£3,383
15yr
£4,017
20yr
£4,771
25yr
Current: £2,019/mo
* Projections are estimates based on historical market data and are not guaranteed. Past performance does not indicate future results.

Property Features

Local Area & Amenities

Floorplans

Ground Floor

Property Floorplan

Site Plan

Site Plan

Location

Commute Time Planner

London St Pancras
25 mins
50 mins
Luton Airport
40 mins
25 mins

Sun Path & Natural LightAI generated - Estimated

NESW
South-West-Facing Excellent
7h
Garden Sun (Summer)
No
Morning Sun
Yes
Afternoon Sun

Room-by-Room Light Analysis

Living Room
Morning Moderate
Afternoon Good
Evening Good
Kitchen/Dining
Morning Low
Afternoon Excellent
Evening Good
Master Bedroom
Morning Good
Afternoon Moderate
Evening Low

Location Scores

50
Walk Score
Somewhat Walkable
40
Transit Score
Some Transit
55
Bike Score
Bikeable
View Location Details

Future Developments Nearby

Commercial/Residential+Positive Impact
St Albans Town Centre Regeneration
3 milesEst. 2025
* Information based on local planning applications and may be subject to change

Loading location insights...

£425,000
AvailableNB0000031772
View Location Analytics

The Coppersmith

St Albans, Buckingham MK18 1GY
Moreton Fields
3
Bedrooms
3
Bathrooms
1,100
Est. Sq ft
detached
Type

Developer

Bellway
Available Plot Numbers
89
1 plot(s) available
Ownershipfreehold

Request Information

£425,000The Coppersmith

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The Coppersmith
The CoppersmithSt Albans£425,000

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