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About This Property

Discover what makes this home special

Huntly is a charming three-bedroom terraced home located in the desirable Elgin area of Moray, offering a perfect blend of modern living and tranquil surroundings. This property features a spacious lounge ideal for relaxation and working from home, a well-appointed kitchen/dining area that opens to the rear garden, and three comfortable bedrooms upstairs including a master with en-suite facilities. With four bathrooms including a ground floor WC, this home is designed for convenience and family living.

Situated within a friendly community, Huntly benefits from proximity to local amenities, schools, and green spaces, making it an excellent choice for families and professionals alike. The south-east facing garden ensures pleasant morning and early afternoon sunlight, perfect for outdoor enjoyment. With easy access to Elgin Railway Station and good road connections, commuting to Inverness and beyond is straightforward.

Property Features

This terraced home offers three well-sized bedrooms including a master with en-suite, providing privacy and comfort. The ground floor includes a convenient WC and a spacious lounge with a designated work-from-home area. The kitchen/dining room is modern and functional, featuring integrated appliances and direct access to the garden. Additional storage space is available under the stairs, enhancing practicality. The south-east facing garden receives good sunlight during the morning and early afternoon, ideal for gardening or outdoor dining.

Three BedroomsEn-suite BathroomGround Floor WCModern Kitchen/DiningLounge with Work From Home SpaceSouth-East Facing Garden+2

Local Amenities

The property is well positioned near a range of amenities including reputable schools such as Elgin High School and West End Primary, ensuring quality education options for families. Elgin Railway Station provides rail connections to Inverness and Aberdeen, facilitating easy travel. Local shopping needs are met by Tesco Superstore and various independent retailers in Elgin town centre. Leisure facilities including Elgin Leisure Centre and Cooper Park offer recreational opportunities, while Moray College UHI supports further education and community activities.

Elgin High SchoolWest End Primary SchoolElgin Railway StationTesco SuperstoreElgin Leisure CentreCooper Park+1
Elgin Railway Station Train Station (1.4 miles, 6 mins drive) • 45 mins to Inverness

Estimate Calculator

Mortgage Calculator

25%
25
4.5%
Monthly Payment-
Purchase Costs
Total Price£254,995
Mortgage Deposit-
Stamp Duty-
Deposit Contribution£0
Searches & Other£1,500
Legal Fees£2,000
Total Cash Required-
Monthly Costs & Income
Estimated Service Charge£0/mo
Estimated Ground Rent£0/mo
Mortgage-
Landlord's Insurance£25/mo
Agency Fees-
Est. Rent-
Net Monthly-

Mortgage Calculator

10%
25
4.5%
Monthly Payment-
Purchase Costs
Total Price£254,995
Mortgage Deposit-
Stamp Duty-
Deposit Contribution£0
Searches & Other£1,500
Legal Fees£1,500
Total Cash Required-
Monthly Costs
Estimated Service Charge£0/mo
Estimated Ground Rent£0/mo
Mortgage-
Home Insurance£30/mo
Total Monthly-

International Suitability

Moderate Opportunity
65/100
ChallengingModerateGoodExcellent
Stable local rental market
Limited international transport links
Growing local amenities and regeneration projects

International Buyer Calculator

35%
20
5.5%
Monthly Payment-
International buyers typically require 25-40% deposit with limited lender options
Purchase Costs (Non-UK Resident)
Total Price£254,995
Mortgage Deposit (Min 25%)-
Stamp Duty + 2% Surcharge-
Legal Fees (Intl Complex)£3,500
AML & ID Verification£500
Bank Transfer Fees£1,000
Total Cash Required-
Monthly Costs & Income
Estimated Service Charge£0/mo
Estimated Ground Rent£0/mo
Mortgage-
Full Management (10%)-
Landlord's Insurance£35/mo
Est. Rent-
Net Monthly-
Key Considerations for International Buyers
+2% Stamp DutyAdditional surcharge for non-UK residents on property purchases
Higher DepositMost lenders require 25-40% deposit for non-UK residents
AML ComplianceEnhanced due diligence and source of funds verification required
Property ManagementFull management service recommended for overseas landlords

Investment Analytics

Key metrics for investors & buyers
Gross Rental Yield
7.8%
Based on £1,657/mo rent
Area Price Growth
+4.8%
Average annual increase
5-Year Value Forecast
£322,050
+£67,055 projected gain
5-Year Rent Forecast
£1,902/mo
Based on 2.8% annual growth
Price per Sq Ft£232
Annual Rent Income£19,884
10-Year ROI312%
Break-Even Point11 yrs

Property Value Projection

Based on 4.8% annual growth
£322,050
5yr
£406,739
10yr
£513,698
15yr
£648,783
20yr
£819,392
25yr
Current: £254,995

Monthly Rental Income

Based on 2.8% annual growth
£1,902
5yr
£2,184
10yr
£2,507
15yr
£2,879
20yr
£3,305
25yr
Current: £1,657/mo
* Projections are estimates based on historical market data and are not guaranteed. Past performance does not indicate future results.

Property Features

Local Area & Amenities

Floorplans

Ground Floor

Property Floorplan

Site Plan

Site Plan

Location

Commute Time Planner

Inverness
45 mins
40 mins
Aberdeen
1h 45m
1h 30m

Sun Path & Natural LightAI generated - Estimated

NESW
South-East-Facing Excellent
7h
Garden Sun (Summer)
Yes
Morning Sun
No
Afternoon Sun

Room-by-Room Light Analysis

Lounge
Morning Excellent
Afternoon Moderate
Evening Low
Kitchen/Dining
Morning Good
Afternoon Excellent
Evening Moderate
Master Bedroom
Morning Good
Afternoon Moderate
Evening Low

Location Scores

55
Walk Score
Somewhat Walkable
50
Transit Score
Good Transit
48
Bike Score
Somewhat Bikeable
View Location Details

Future Developments Nearby

Commercial and Residential+Positive Impact
Elgin Town Centre Regeneration
1.5 milesEst. 2027
* Information based on local planning applications and may be subject to change

Loading location insights...

£254,995
AvailableNB0000019243
View Location Analytics

Huntly

Elgin, Elgin IV30 4FP
DWH Findrassie
3
Bedrooms
3
Bathrooms
1,100
Est. Sq ft
terraced
Type
Available Plot Numbers
80
1 plot(s) available
Ownershipfreehold

Request Information

£254,995Huntly

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Huntly
Huntly Elgin£254,995

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