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About This Property

Discover what makes this home special

Nestled in the picturesque town of Elgin, the Balmoral is a stunning detached property designed for modern family living. With four spacious bedrooms, including a luxurious master suite, and three well-appointed bathrooms, this home offers comfort and style in equal measure. The thoughtfully designed layout includes a bright and airy lounge, a contemporary kitchen with integrated appliances, and a family dining area that opens onto the south-west facing garden, perfect for entertaining or relaxing in the sun. Located within a peaceful development surrounded by green spaces and excellent local amenities, the Balmoral is the ideal home for families seeking a blend of tranquility and convenience.

Property Features

The Balmoral boasts a range of premium features designed to enhance everyday living. The south-west facing garden ensures plenty of sunlight throughout the day, while the integrated garage provides secure parking and additional storage. Inside, the contemporary kitchen is equipped with high-quality appliances, making it a joy to cook and entertain. The spacious lounge and family dining area create a welcoming environment for relaxation and socializing. With an en-suite master bedroom and NHBC warranty, this property combines luxury and peace of mind.

South-West facing gardenGarageEn-suiteContemporary kitchenIntegrated appliancesSpacious lounge+2

Local Amenities

Situated in the heart of Elgin, the Balmoral is surrounded by a wealth of amenities. Families will appreciate the proximity to highly-rated schools, including West End Primary and Elgin Academy. Excellent transport links, including Elgin Train Station, connect you to Inverness and beyond. Nearby supermarkets, parks, and leisure facilities ensure all your daily needs are met, while the area's restaurants and healthcare facilities provide added convenience. With everything you need just a stone's throw away, the Balmoral offers an unparalleled lifestyle in a thriving community.

Local schoolsElgin Train StationSupermarketsParksRestaurantsHealthcare facilities+1
Elgin Train Station Train Station (1.5 miles, 5 minutes drive) • 40 minutes by car, 1 hour by train to Inverness

Mortgage Calculator

25%
25
4.5%
Monthly Payment-
Purchase Costs
Total PriceTo Be Confirmed
Mortgage Deposit-
Stamp Duty-
Deposit Contribution£0
Searches & Other£1,500
Legal Fees£2,000
Total Cash Required-
Monthly Costs & Income
Service Charge£0/mo
Ground Rent£0/mo
Mortgage-
Landlord's Insurance£25/mo
Agency Fees (10%)-
Est. Rent-
Net Monthly-

Mortgage Calculator

10%
25
4.5%
Monthly Payment-
Purchase Costs
Total PriceTo Be Confirmed
Mortgage Deposit-
Stamp Duty-
Deposit Contribution£0
Searches & Other£1,500
Legal Fees£1,500
Total Cash Required-
Monthly Costs
Service Charge£0/mo
Ground Rent£0/mo
Mortgage-
Home Insurance£30/mo
Total Monthly-

International Suitability

Excellent Opportunity
80/100
ChallengingModerateGoodExcellent
Strong rental demand
Excellent transport links
Proximity to natural beauty and amenities

International Buyer Calculator

35%
20
5.5%
Monthly Payment-
International buyers typically require 25-40% deposit with limited lender options
Purchase Costs (Non-UK Resident)
Total PriceTo Be Confirmed
Mortgage Deposit (Min 25%)-
Stamp Duty + 2% Surcharge-
Legal Fees (Intl Complex)£3,500
AML & ID Verification£500
Bank Transfer Fees£1,000
Total Cash Required-
Monthly Costs & Income
Service Charge£0/mo
Ground Rent£0/mo
Mortgage-
Full Management (15%)-
Landlord's Insurance£35/mo
Est. Rent-
Net Monthly-
Key Considerations for International Buyers
+2% Stamp DutyAdditional surcharge for non-UK residents on property purchases
Higher DepositMost lenders require 25-40% deposit for non-UK residents
AML ComplianceEnhanced due diligence and source of funds verification required
Property ManagementFull management service recommended for overseas landlords

Investment Analytics

Key metrics for investors & buyers
Gross Rental Yield
0.0%
Based on £1,400/mo rent
Area Price Growth
+4.2%
Average annual increase
5-Year Value Forecast
To Be Confirmed
+To Be Confirmed projected gain
5-Year Rent Forecast
£1,663/mo
Based on 3.5% annual growth
Price per Sq FtTo Be Confirmed
Annual Rent Income£16,800
10-Year ROI0%
Break-Even Point1 yrs

Property Value Projection

Based on 4.2% annual growth
To Be Confirmed
5yr
To Be Confirmed
10yr
To Be Confirmed
15yr
To Be Confirmed
20yr
To Be Confirmed
25yr
Current: To Be Confirmed

Monthly Rental Income

Based on 3.5% annual growth
£1,663
5yr
£1,975
10yr
£2,345
15yr
£2,786
20yr
£3,309
25yr
Current: £1,400/mo
* Projections are estimates based on historical market data and are not guaranteed. Past performance does not indicate future results.

Property Features

Local Area & Amenities

Floorplans

Ground Floor

Property Floorplan

Site Plan

Site Plan

Location

Nearby Schools

West End Primary SchoolPrimary
Good0.5 miles
Elgin AcademySecondary
Outstanding1.2 miles
Seafield Primary SchoolPrimary
Good0.8 miles
St Sylvester's RC Primary SchoolPrimary
Good1.0 miles
Milne's High SchoolSecondary
Good6.5 miles
Lossiemouth High SchoolSecondary
Good5.5 miles

Sun Path & Natural Light

NESW
South-West-Facing Excellent
12h
Garden Sun (Summer)
No
Morning Sun
Yes
Afternoon Sun

Room-by-Room Light Analysis

Living Room
Morning Moderate
Afternoon Excellent
Evening Good
Kitchen
Morning Excellent
Afternoon Good
Evening Moderate
Dining Room
Morning Good
Afternoon Excellent
Evening Good
Family Room
Morning Good
Afternoon Excellent
Evening Moderate

Location Scores

75
Walk Score
Very Walkable
68
Transit Score
Good Transit
62
Bike Score
Bikeable

Area Vibe

Family-Friendly
Peaceful
Green Spaces
Excellent Schools

Connectivity

Broadband Speed
70 Mbps
FTTP (Fibre to the Premises)
Good
Mobile Signal
Excellent
EE, Vodafone, Three, O2

Portfolio Analysis

85
Portfolio Fit Score
Excellent Investment Match
Risk LevelLow
Liquidity
80%
Market DemandHigh Demand
This property shows strong fundamentals with low risk and high demand - ideal for conservative investors.
To Be Confirmed

BALMORAL

Elgin, Elgin IV30 4FG
4
Bedrooms
3
Bathrooms
1,600
Sq Ft
detached
Type

Property Grades

Amenities88
Features90
Growth85
Yield84
Connect87
Transport86
Future89
Location90
Overall88

Developer

Barratt Homes
Available Plot Numbers
2
1 plot available
Ownershipfreehold

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