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About This Property

Discover what makes this home special

The Silversmith is a stunning four-bedroom detached family home located in the picturesque town of Ripley, Derbyshire. Designed with modern living in mind, this property boasts spacious interiors, including a bright and airy living room, an open-plan kitchen with integrated appliances, and a family room that opens onto the beautifully landscaped south-west facing garden. Upstairs, the master bedroom features a luxurious en-suite, while three additional bedrooms offer ample space for family or guests. With its contemporary design, energy efficiency, and prime location, The Silversmith is perfect for growing families or those seeking a stylish new home.

Property Features

This property offers a range of premium features, including a south-west facing garden ideal for enjoying summer afternoons, a spacious garage for convenient storage, and a luxurious en-suite in the master bedroom. The open-plan kitchen is equipped with modern integrated appliances, seamlessly connecting to the family room for relaxed living. The dining room provides an elegant space for entertaining, while the property’s NHBC warranty and EPC rating of A ensure peace of mind and energy efficiency.

South-West facing gardenGarageEn-suiteOpen-plan kitchenFamily roomDining room+2

Local Amenities

Situated in the heart of Ripley, The Silversmith benefits from excellent local amenities. Families will appreciate the proximity to Ripley Junior School and The Ripley Academy, while the town’s vibrant market and array of supermarkets, cafes, and restaurants cater to daily needs. Leisure options abound with Crossley Park and Ripley Leisure Centre nearby, and the stunning Derbyshire countryside offers endless opportunities for outdoor exploration. Convenient transport links, including bus services and nearby train stations, make commuting effortless.

Ripley Junior SchoolThe Ripley AcademyRipley MarketCrossley ParkRipley Leisure CentreDerbyshire countryside+5
Belper Train Station Train Station (3.9 miles, 10 mins drive) • 20 mins by car, 15 mins by train to Derby

Mortgage Calculator

25%
25
4.5%
Monthly Payment-
Purchase Costs
Total Price£374,950
Mortgage Deposit-
Stamp Duty-
Deposit Contribution£0
Searches & Other£1,500
Legal Fees£2,000
Total Cash Required-
Monthly Costs & Income
Service Charge£0/mo
Ground Rent£0/mo
Mortgage-
Landlord's Insurance£25/mo
Agency Fees (10%)-
Est. Rent-
Net Monthly-

Mortgage Calculator

10%
25
4.5%
Monthly Payment-
Purchase Costs
Total Price£374,950
Mortgage Deposit-
Stamp Duty-
Deposit Contribution£0
Searches & Other£1,500
Legal Fees£1,500
Total Cash Required-
Monthly Costs
Service Charge£0/mo
Ground Rent£0/mo
Mortgage-
Home Insurance£30/mo
Total Monthly-

International Suitability

Excellent Opportunity
80/100
ChallengingModerateGoodExcellent
Strong rental demand
Proximity to transport links
High-quality new build with warranties

International Buyer Calculator

35%
20
5.5%
Monthly Payment-
International buyers typically require 25-40% deposit with limited lender options
Purchase Costs (Non-UK Resident)
Total Price£374,950
Mortgage Deposit (Min 25%)-
Stamp Duty + 2% Surcharge-
Legal Fees (Intl Complex)£3,500
AML & ID Verification£500
Bank Transfer Fees£1,000
Total Cash Required-
Monthly Costs & Income
Service Charge£0/mo
Ground Rent£0/mo
Mortgage-
Full Management (15%)-
Landlord's Insurance£35/mo
Est. Rent-
Net Monthly-
Key Considerations for International Buyers
+2% Stamp DutyAdditional surcharge for non-UK residents on property purchases
Higher DepositMost lenders require 25-40% deposit for non-UK residents
AML ComplianceEnhanced due diligence and source of funds verification required
Property ManagementFull management service recommended for overseas landlords

Investment Analytics

Key metrics for investors & buyers
Gross Rental Yield
5.8%
Based on £1,800/mo rent
Area Price Growth
+4.2%
Average annual increase
5-Year Value Forecast
£460,587
+£85,637 projected gain
5-Year Rent Forecast
£2,138/mo
Based on 3.5% annual growth
Price per Sq Ft£234
Annual Rent Income£21,600
10-Year ROI230%
Break-Even Point17 yrs

Property Value Projection

Based on 4.2% annual growth
£460,587
5yr
£565,784
10yr
£695,007
15yr
£853,744
20yr
£1,048,736
25yr
Current: £374,950

Monthly Rental Income

Based on 3.5% annual growth
£2,138
5yr
£2,539
10yr
£3,016
15yr
£3,582
20yr
£4,254
25yr
Current: £1,800/mo
* Projections are estimates based on historical market data and are not guaranteed. Past performance does not indicate future results.

Property Features

Local Area & Amenities

Floorplans

Ground Floor

Property Floorplan

Site Plan

Site Plan

Location

Nearby Schools

Ripley Junior SchoolPrimary
Good0.5 miles
The Ripley AcademySecondary
Requires Improvement0.8 miles
Waingroves Primary SchoolPrimary
Outstanding1.2 miles
John Flamsteed Community SchoolSecondary
Good3.5 miles

Commute Time Planner

Nottingham
30 mins
40 mins
East Midlands Airport
1 hour
35 mins

Sun Path & Natural Light

NESW
South-West-Facing Excellent
12h
Garden Sun (Summer)
No
Morning Sun
Yes
Afternoon Sun

Room-by-Room Light Analysis

Living Room
Morning Moderate
Afternoon Excellent
Evening Good
Kitchen
Morning Excellent
Afternoon Good
Evening Moderate
Family Room
Morning Excellent
Afternoon Good
Evening Low
Dining Room
Morning Good
Afternoon Excellent
Evening Moderate

Location Scores

70
Walk Score
Very Walkable
60
Transit Score
Good Transit
55
Bike Score
Bikeable

Area Vibe

Family-Friendly
Green Spaces
Thriving Community

Connectivity

Broadband Speed
70 Mbps
FTTP (Fibre to the Premises)
Good
Mobile Signal
Excellent
EE, Vodafone, O2

Future Developments Nearby

Commercial and Residential+Positive Impact
Ripley Town Centre Regeneration
1 mileEst. 2025
* Information based on local planning applications and may be subject to change

Portfolio Analysis

88
Portfolio Fit Score
Excellent Investment Match
Risk LevelLow
Liquidity
85%
Market DemandHigh Demand
This property shows strong fundamentals with low risk and high demand - ideal for conservative investors.
£374,950

The Silversmith

Ripley, Derbyshire, DE5 3QL
4
Bedrooms
3
Bathrooms
1,600
Sq Ft
detached
Type

Property Grades

Amenities86
Features90
Growth84
Yield88
Connect87
Transport85
Future83
Location88
Overall87

Developer

Bellway
Available Plot Numbers
181
1 plot available
Ownershipfreehold

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