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About This Property

Discover what makes this home special

The Philosopher is a beautifully designed detached family home located in the charming village of Bacton, Suffolk. Offering four spacious bedrooms and two bathrooms, this property combines modern living with countryside tranquility. The ground floor features a generous living room, a family/dining area with French doors opening to the garden, a well-equipped kitchen, utility room, study, and a convenient cloakroom. Upstairs, the master bedroom benefits from an en-suite, complemented by three additional bedrooms and a family bathroom.

Set within a peaceful development, Plot 25 enjoys a south-east facing garden that captures ample morning sunlight, perfect for early risers and garden enthusiasts. Its location offers a quiet village lifestyle while maintaining reasonable access to nearby towns and transport links. This home is ideal for families seeking space, comfort, and a community atmosphere in Suffolk.

With quality finishes throughout and thoughtful design, The Philosopher presents an excellent opportunity for both owner-occupiers and investors looking for a property in a sought-after rural setting with potential for future growth.

Property Features

This detached home boasts four well-proportioned bedrooms including a master with en-suite facilities. The ground floor is designed for modern family living with a spacious living room, open family/dining area with garden access, and a practical kitchen with adjoining utility room. Additional features include a study for home working, a cloakroom, and garage parking. The south-east facing garden ensures good morning sunlight, enhancing outdoor enjoyment.

DetachedFour BedroomsTwo BathroomsEn-suiteStudyUtility Room+4

Local Amenities

Bacton offers a range of local amenities including a well-regarded primary school, local shops for everyday needs, and community facilities such as the village hall and popular pub. The nearby town of Halesworth provides rail connections to Ipswich and beyond, while the Suffolk coast is within easy reach for leisure activities. The village setting combines rural charm with practical access to essential services, making it a desirable location for families and commuters alike.

Bacton Primary SchoolHalesworth Train StationLocal ShopsThe White Horse PubBacton Village HallParks+1
Halesworth Train Station (5.5 miles, 12 mins drive) • 40 mins to Ipswich

Estimate Calculator

Mortgage Calculator

25%
25
4.5%
Monthly Payment-
Purchase Costs
Total Price£440,000
Mortgage Deposit-
Stamp Duty-
Deposit Contribution£0
Searches & Other£1,500
Legal Fees£2,000
Total Cash Required-
Monthly Costs & Income
Estimated Service Charge£0/mo
Estimated Ground Rent£0/mo
Mortgage-
Landlord's Insurance£25/mo
Agency Fees-
Est. Rent-
Net Monthly-

Mortgage Calculator

10%
25
4.5%
Monthly Payment-
Purchase Costs
Total Price£440,000
Mortgage Deposit-
Stamp Duty-
Deposit Contribution£0
Searches & Other£1,500
Legal Fees£1,500
Total Cash Required-
Monthly Costs
Estimated Service Charge£0/mo
Estimated Ground Rent£0/mo
Mortgage-
Home Insurance£30/mo
Total Monthly-

International Suitability

Moderate Opportunity
60/100
ChallengingModerateGoodExcellent
Quiet rural location
Limited direct transport links
Good potential for long-term growth

International Buyer Calculator

35%
20
5.5%
Monthly Payment-
International buyers typically require 25-40% deposit with limited lender options
Purchase Costs (Non-UK Resident)
Total Price£440,000
Mortgage Deposit (Min 25%)-
Stamp Duty + 2% Surcharge-
Legal Fees (Intl Complex)£3,500
AML & ID Verification£500
Bank Transfer Fees£1,000
Total Cash Required-
Monthly Costs & Income
Estimated Service Charge£0/mo
Estimated Ground Rent£0/mo
Mortgage-
Full Management (10%)-
Landlord's Insurance£35/mo
Est. Rent-
Net Monthly-
Key Considerations for International Buyers
+2% Stamp DutyAdditional surcharge for non-UK residents on property purchases
Higher DepositMost lenders require 25-40% deposit for non-UK residents
AML ComplianceEnhanced due diligence and source of funds verification required
Property ManagementFull management service recommended for overseas landlords

Investment Analytics

Key metrics for investors & buyers
Gross Rental Yield
6.7%
Based on £2,457/mo rent
Area Price Growth
+0.5%
Average annual increase
5-Year Value Forecast
£450,214
+£10,214 projected gain
5-Year Rent Forecast
£2,961/mo
Based on 3.8% annual growth
Price per Sq Ft£267
Annual Rent Income£29,484
10-Year ROI268%
Break-Even Point13 yrs

Property Value Projection

Based on 0.5% annual growth
£450,214
5yr
£460,664
10yr
£471,357
15yr
£482,299
20yr
£493,494
25yr
Current: £440,000

Monthly Rental Income

Based on 3.8% annual growth
£2,961
5yr
£3,568
10yr
£4,299
15yr
£5,180
20yr
£6,242
25yr
Current: £2,457/mo
* Projections are estimates based on historical market data and are not guaranteed. Past performance does not indicate future results.

Property Features

Local Area & Amenities

Floorplans

Ground Floor

Property Floorplan

Site Plan

Site Plan

Location

Commute Time Planner

Ipswich
40 mins
35 mins
London Liverpool Street
1h 50m
2h 15m

Sun Path & Natural LightAI generated - Estimated

NESW
South-East-Facing Excellent
7h
Garden Sun (Summer)
Yes
Morning Sun
No
Afternoon Sun

Room-by-Room Light Analysis

Family/Dining
Morning Excellent
Afternoon Good
Evening Moderate
Living Room
Morning Moderate
Afternoon Good
Evening Low
Kitchen
Morning Good
Afternoon Moderate
Evening Low

Location Scores

45
Walk Score
Car-Dependent
30
Transit Score
Some Transit
40
Bike Score
Somewhat Bikeable
View Location Details

Future Developments Nearby

Community & Retail+Positive Impact
Bacton Village Centre Enhancement
0.3 milesEst. 2025
* Information based on local planning applications and may be subject to change

Loading location insights...

£440,000
AvailableNB0000031453
View Location Analytics

The Philosopher

Bacton, Stowmarket IP14 4NS
Ivy Hill
4
Bedrooms
2
Bathrooms
1,650
Est. Sq ft
detached
Type

Developer

Bellway
Available Plot Numbers
25
1 plot(s) available
Ownershipfreehold

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£440,000The Philosopher

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The Philosopher
The PhilosopherBacton£440,000

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