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About This Property

Discover what makes this home special

The Philosopher is a stunning 4-bedroom detached property located in the peaceful and family-friendly area of Brough, East Yorkshire. Designed with modern living in mind, this home offers spacious interiors, a south-west facing garden, and high-quality finishes throughout. Perfect for families, the property is situated close to excellent schools, green spaces, and convenient transport links.

Property Features

This property boasts a thoughtfully designed layout with a spacious open-plan kitchen and dining area, a study for remote work, and a utility room for added convenience. The master bedroom includes a luxurious en-suite, while the family bathroom serves the additional three bedrooms. The south-west facing garden ensures ample sunlight throughout the day, making it perfect for outdoor relaxation or entertaining.

South-West GardenGarageEn-suiteUtility RoomStudyOpen-Plan Kitchen/Dining+1

Local Amenities

Located in the charming town of Brough, this property benefits from proximity to highly rated schools, including South Hunsley School and Brough Primary School. Brough Train Station offers direct links to Hull and beyond, while local supermarkets, parks, and restaurants provide all the essentials for comfortable living. The nearby community centre hosts regular events, adding to the vibrant local atmosphere.

SchoolsTrain StationSupermarketsParksRestaurantsCommunity Centre
Brough Train Station Train Station (1.1 miles, 5 mins drive) • 15 mins by train to Hull

Mortgage Calculator

25%
25
4.5%
Monthly Payment-
Purchase Costs
Total Price£399,995
Mortgage Deposit-
Stamp Duty-
Deposit Contribution£0
Searches & Other£1,500
Legal Fees£2,000
Total Cash Required-
Monthly Costs & Income
Service Charge£0/mo
Ground Rent£0/mo
Mortgage-
Landlord's Insurance£25/mo
Agency Fees (10%)-
Est. Rent-
Net Monthly-

Mortgage Calculator

10%
25
4.5%
Monthly Payment-
Purchase Costs
Total Price£399,995
Mortgage Deposit-
Stamp Duty-
Deposit Contribution£0
Searches & Other£1,500
Legal Fees£1,500
Total Cash Required-
Monthly Costs
Service Charge£0/mo
Ground Rent£0/mo
Mortgage-
Home Insurance£30/mo
Total Monthly-

International Suitability

Good Opportunity
75/100
ChallengingModerateGoodExcellent
Strong rental demand
Proximity to transport links
Affluent area with limited stock

International Buyer Calculator

35%
20
5.5%
Monthly Payment-
International buyers typically require 25-40% deposit with limited lender options
Purchase Costs (Non-UK Resident)
Total Price£399,995
Mortgage Deposit (Min 25%)-
Stamp Duty + 2% Surcharge-
Legal Fees (Intl Complex)£3,500
AML & ID Verification£500
Bank Transfer Fees£1,000
Total Cash Required-
Monthly Costs & Income
Service Charge£0/mo
Ground Rent£0/mo
Mortgage-
Full Management (15%)-
Landlord's Insurance£35/mo
Est. Rent-
Net Monthly-
Key Considerations for International Buyers
+2% Stamp DutyAdditional surcharge for non-UK residents on property purchases
Higher DepositMost lenders require 25-40% deposit for non-UK residents
AML ComplianceEnhanced due diligence and source of funds verification required
Property ManagementFull management service recommended for overseas landlords

Investment Analytics

Key metrics for investors & buyers
Gross Rental Yield
4.7%
Based on £1,550/mo rent
Area Price Growth
+4.2%
Average annual increase
5-Year Value Forecast
£491,352
+£91,357 projected gain
5-Year Rent Forecast
£1,841/mo
Based on 3.5% annual growth
Price per Sq Ft£267
Annual Rent Income£18,600
10-Year ROI186%
Break-Even Point24 yrs

Property Value Projection

Based on 4.2% annual growth
£491,352
5yr
£603,576
10yr
£741,430
15yr
£910,770
20yr
£1,118,787
25yr
Current: £399,995

Monthly Rental Income

Based on 3.5% annual growth
£1,841
5yr
£2,186
10yr
£2,597
15yr
£3,084
20yr
£3,663
25yr
Current: £1,550/mo
* Projections are estimates based on historical market data and are not guaranteed. Past performance does not indicate future results.

Property Features

Local Area & Amenities

Floorplans

Ground Floor

Property Floorplan

Site Plan

Site Plan

Location

Nearby Schools

Brough Primary SchoolPrimary
Good0.5 miles
South Hunsley SchoolSecondary
Outstanding1.2 miles
Elloughton Primary SchoolPrimary
Good1.0 miles
Hull Collegiate SchoolIndependent
Outstanding5.1 miles

Sun Path & Natural Light

NESW
South-West-Facing Excellent
10h
Garden Sun (Summer)
No
Morning Sun
Yes
Afternoon Sun

Room-by-Room Light Analysis

Living Room
Morning Moderate
Afternoon Excellent
Evening Good
Kitchen
Morning Excellent
Afternoon Good
Evening Low

Location Scores

45
Walk Score
Car-Dependent
35
Transit Score
Some Transit
50
Bike Score
Bikeable

Area Vibe

Quiet
Family-Friendly
Green Spaces

Connectivity

Broadband Speed
67 Mbps
FTTP
Good
Mobile Signal
Excellent
EE, Three, Vodafone

Portfolio Analysis

78
Portfolio Fit Score
Good Investment Match
Risk LevelLow
Liquidity
72%
Market DemandHigh Demand
This property shows strong fundamentals with low risk and high demand - ideal for conservative investors.
£399,995

The Philosopher

Brough, East Yorkshire, HU15 1XB
4
Bedrooms
3
Bathrooms
1,500
Sq Ft
detached
Type

Property Grades

Amenities68
Features75
Growth60
Yield65
Connect70
Transport62
Future58
Location70
Overall68

Developer

Bellway
Available Plot Numbers
154
1 plot available
Ownershipfreehold

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