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About This Property

Discover what makes this home special

The Philosopher is a stunning detached four-bedroom home located in the picturesque coastal town of Herne Bay, Kent. This brand-new property combines contemporary design with practical living spaces, making it ideal for families or those seeking a peaceful retreat. The ground floor boasts an open-plan kitchen and family/dining area, perfect for entertaining, alongside a separate living room and study. Upstairs, the spacious master bedroom features an en-suite, complemented by three additional bedrooms and a modern family bathroom. With its excellent location, close to schools, transport links, and local amenities, The Philosopher offers a perfect blend of convenience and luxury.

Property Features

This property is thoughtfully designed to cater to modern lifestyles, with an open-plan kitchen and dining area that seamlessly connects to the garden, ideal for family gatherings or entertaining guests. The inclusion of a separate study offers versatility for remote working or quiet relaxation. The master bedroom with en-suite provides a private sanctuary, while the additional bedrooms are generously sized for growing families. High-quality fixtures and fittings throughout, combined with energy-efficient features, ensure comfort and sustainability.

GardenGarageEn-suiteFitted KitchenUtility RoomStudy+2

Local Amenities

Located in the vibrant town of Herne Bay, The Philosopher benefits from proximity to a variety of amenities. Families will appreciate the excellent local schools, while commuters can take advantage of the nearby train station offering direct links to London and Canterbury. The town boasts a charming seafront, perfect for leisurely walks, alongside a range of shops, restaurants, and recreational facilities. Essential services such as healthcare and supermarkets are conveniently located, making this an ideal place to call home.

SchoolsTrain StationSupermarketsParksBeachesRestaurants+2
Herne Bay Station Train Station (1.2 miles, 5 mins drive) • 45 mins by train to London

Mortgage Calculator

25%
25
4.5%
Monthly Payment-
Purchase Costs
Total PriceTo Be Confirmed
Mortgage Deposit-
Stamp Duty-
Deposit Contribution£0
Searches & Other£1,500
Legal Fees£2,000
Total Cash Required-
Monthly Costs & Income
Service Charge£0/mo
Ground Rent£0/mo
Mortgage-
Landlord's Insurance£25/mo
Agency Fees (10%)-
Est. Rent-
Net Monthly-

Mortgage Calculator

10%
25
4.5%
Monthly Payment-
Purchase Costs
Total PriceTo Be Confirmed
Mortgage Deposit-
Stamp Duty-
Deposit Contribution£0
Searches & Other£1,500
Legal Fees£1,500
Total Cash Required-
Monthly Costs
Service Charge£0/mo
Ground Rent£0/mo
Mortgage-
Home Insurance£30/mo
Total Monthly-

International Suitability

Good Opportunity
75/100
ChallengingModerateGoodExcellent
Strong rental demand
Good transport links
Proximity to London

International Buyer Calculator

35%
20
5.5%
Monthly Payment-
International buyers typically require 25-40% deposit with limited lender options
Purchase Costs (Non-UK Resident)
Total PriceTo Be Confirmed
Mortgage Deposit (Min 25%)-
Stamp Duty + 2% Surcharge-
Legal Fees (Intl Complex)£3,500
AML & ID Verification£500
Bank Transfer Fees£1,000
Total Cash Required-
Monthly Costs & Income
Service Charge£0/mo
Ground Rent£0/mo
Mortgage-
Full Management (15%)-
Landlord's Insurance£35/mo
Est. Rent-
Net Monthly-
Key Considerations for International Buyers
+2% Stamp DutyAdditional surcharge for non-UK residents on property purchases
Higher DepositMost lenders require 25-40% deposit for non-UK residents
AML ComplianceEnhanced due diligence and source of funds verification required
Property ManagementFull management service recommended for overseas landlords

Investment Analytics

Key metrics for investors & buyers
Gross Rental Yield
0.0%
Based on £2,200/mo rent
Area Price Growth
+4.2%
Average annual increase
5-Year Value Forecast
To Be Confirmed
+To Be Confirmed projected gain
5-Year Rent Forecast
£2,613/mo
Based on 3.5% annual growth
Price per Sq FtTo Be Confirmed
Annual Rent Income£26,400
10-Year ROI0%
Break-Even Point1 yrs

Property Value Projection

Based on 4.2% annual growth
To Be Confirmed
5yr
To Be Confirmed
10yr
To Be Confirmed
15yr
To Be Confirmed
20yr
To Be Confirmed
25yr
Current: To Be Confirmed

Monthly Rental Income

Based on 3.5% annual growth
£2,613
5yr
£3,103
10yr
£3,686
15yr
£4,378
20yr
£5,199
25yr
Current: £2,200/mo
* Projections are estimates based on historical market data and are not guaranteed. Past performance does not indicate future results.

Property Features

Local Area & Amenities

Floorplans

Ground Floor

Property Floorplan

Site Plan

Site Plan

Location

Nearby Schools

Herne Bay Junior SchoolPrimary
Good0.8 miles
Herne Bay High SchoolSecondary
Outstanding1.2 miles
Herne CE Junior SchoolPrimary
Outstanding1.5 miles
Briary Primary SchoolPrimary
Good1.3 miles
The Canterbury AcademySecondary
Good6.5 miles
Queen Elizabeth's Grammar SchoolSecondary
Outstanding7.8 miles

Commute Time Planner

London Victoria
1h 30m
1h 40m
Canterbury
20 mins
15 mins
Heathrow Airport
2h 10m
1h 45m

Location Scores

72
Walk Score
Very Walkable
65
Transit Score
Good Transit
58
Bike Score
Bikeable

Area Vibe

Family-Friendly
Green
Good Schools
Coastal Charm

Connectivity

Broadband Speed
67 Mbps
FTTP (Fibre to the Premises)
Good
Mobile Signal
Good
EE, Three, Vodafone, O2

Future Developments Nearby

Residential/Commercial+Positive Impact
Herne Bay Seafront Regeneration
1.5 milesEst. 2025
Commercial+Positive Impact
Canterbury Business Hub Expansion
6 milesEst. 2026
* Information based on local planning applications and may be subject to change

Portfolio Analysis

80
Portfolio Fit Score
Excellent Investment Match
Risk LevelLow
Liquidity
75%
Market DemandHigh Demand
This property shows strong fundamentals with low risk and high demand - ideal for conservative investors.
To Be Confirmed

The Philosopher

Herne Bay, Kent, CT6 7RS
4
Bedrooms
3
Bathrooms
1,600
Sq Ft
detached
Type

Property Grades

Amenities72
Features78
Growth65
Yield70
Connect75
Transport68
Future60
Location72
Overall72

Developer

Bellway
Ownershipfreehold

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