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About This Property

Discover what makes this home special

The Philosopher is a stunning four-bedroom detached home located in the picturesque town of Cuffley, Hertfordshire. This contemporary property offers luxurious living spaces designed for modern families, featuring bright and airy interiors, high-spec finishes, and thoughtful layouts. The south-west facing garden ensures ample sunlight throughout the day, making it perfect for outdoor entertaining or relaxation. Situated in a prime location, this home is just a short drive from local amenities, excellent schools, and convenient transport links to London.

Property Features

This exceptional property boasts a range of premium features, including a spacious open-plan kitchen and dining area, perfect for family gatherings. The south-west facing garden provides abundant natural light and is ideal for outdoor activities. Additional highlights include a dedicated study, a utility room, and en-suite bathrooms for added convenience. With an EPC Rating A and NHBC warranty, this home offers energy efficiency and peace of mind.

South-West Facing GardenGarageEn-suite BathroomsUtility RoomStudyOpen-Plan Kitchen/Dining+2

Local Amenities

Located in the thriving community of Cuffley, The Philosopher is surrounded by excellent amenities. Families will appreciate the proximity to top-rated schools such as Cuffley School and Goffs Academy. The nearby train station offers swift connections to London, making it ideal for commuters. Local parks and green spaces provide opportunities for outdoor recreation, while supermarkets, restaurants, and healthcare facilities ensure all daily needs are met.

SchoolsTrain StationSupermarketsParksRestaurantsHealthcare Facilities
Cuffley Station Train Station (1.2 miles, 5 mins drive) • 45 mins by train to London

Mortgage Calculator

25%
25
4.5%
Monthly Payment-
Purchase Costs
Total Price£925,000
Mortgage Deposit-
Stamp Duty-
Deposit Contribution£0
Searches & Other£1,500
Legal Fees£2,000
Total Cash Required-
Monthly Costs & Income
Service Charge£0/mo
Ground Rent£0/mo
Mortgage-
Landlord's Insurance£25/mo
Agency Fees (10%)-
Est. Rent-
Net Monthly-

Mortgage Calculator

10%
25
4.5%
Monthly Payment-
Purchase Costs
Total Price£925,000
Mortgage Deposit-
Stamp Duty-
Deposit Contribution£0
Searches & Other£1,500
Legal Fees£1,500
Total Cash Required-
Monthly Costs
Service Charge£0/mo
Ground Rent£0/mo
Mortgage-
Home Insurance£30/mo
Total Monthly-

International Suitability

Excellent Opportunity
80/100
ChallengingModerateGoodExcellent
Strong rental demand
Proximity to London
Energy-efficient design

International Buyer Calculator

35%
20
5.5%
Monthly Payment-
International buyers typically require 25-40% deposit with limited lender options
Purchase Costs (Non-UK Resident)
Total Price£925,000
Mortgage Deposit (Min 25%)-
Stamp Duty + 2% Surcharge-
Legal Fees (Intl Complex)£3,500
AML & ID Verification£500
Bank Transfer Fees£1,000
Total Cash Required-
Monthly Costs & Income
Service Charge£0/mo
Ground Rent£0/mo
Mortgage-
Full Management (15%)-
Landlord's Insurance£35/mo
Est. Rent-
Net Monthly-
Key Considerations for International Buyers
+2% Stamp DutyAdditional surcharge for non-UK residents on property purchases
Higher DepositMost lenders require 25-40% deposit for non-UK residents
AML ComplianceEnhanced due diligence and source of funds verification required
Property ManagementFull management service recommended for overseas landlords

Investment Analytics

Key metrics for investors & buyers
Gross Rental Yield
6.5%
Based on £5,000/mo rent
Area Price Growth
+4.2%
Average annual increase
5-Year Value Forecast
£1,136,267
+£211,267 projected gain
5-Year Rent Forecast
£5,938/mo
Based on 3.5% annual growth
Price per Sq Ft£578
Annual Rent Income£60,000
10-Year ROI259%
Break-Even Point14 yrs

Property Value Projection

Based on 4.2% annual growth
£1,136,267
5yr
£1,395,786
10yr
£1,714,579
15yr
£2,106,183
20yr
£2,587,228
25yr
Current: £925,000

Monthly Rental Income

Based on 3.5% annual growth
£5,938
5yr
£7,053
10yr
£8,377
15yr
£9,949
20yr
£11,816
25yr
Current: £5,000/mo
* Projections are estimates based on historical market data and are not guaranteed. Past performance does not indicate future results.

Property Features

Local Area & Amenities

Floorplans

Ground Floor

Property Floorplan

Site Plan

Site Plan

Location

Nearby Schools

Cuffley SchoolPrimary
Good0.3 miles
Goffs AcademySecondary
Outstanding1.5 miles
St Mary's CofE High SchoolSecondary
Good2.1 miles
Woodside Primary SchoolPrimary
Outstanding1.8 miles

Commute Time Planner

London Waterloo
45 mins
1h 10m
Heathrow Airport
1h 30m
50 mins

Sun Path & Natural Light

NESW
South-West-Facing Excellent
12h
Garden Sun (Summer)
No
Morning Sun
Yes
Afternoon Sun

Room-by-Room Light Analysis

Living Room
Morning Good
Afternoon Excellent
Evening Moderate
Kitchen
Morning Excellent
Afternoon Good
Evening Low
Family/Dining Room
Morning Good
Afternoon Excellent
Evening Moderate

Location Scores

72
Walk Score
Very Walkable
65
Transit Score
Good Transit
58
Bike Score
Bikeable

Area Vibe

Family-Friendly
Green Spaces
Excellent Schools

Connectivity

Broadband Speed
67 Mbps
FTTP (Fibre to the Premises)
Good
Mobile Signal
Good
EE, Three, Vodafone

Future Developments Nearby

Commercial+Positive Impact
Town Regeneration Project
0.5 milesEst. 2026
* Information based on local planning applications and may be subject to change

Portfolio Analysis

88
Portfolio Fit Score
Excellent Investment Match
Risk LevelLow
Liquidity
85%
Market DemandHigh Demand
This property shows strong fundamentals with low risk and high demand - ideal for conservative investors.
£925,000

The Philosopher

East, Cuffley, Hertfordshire, EN6 4RD
4
Bedrooms
3
Bathrooms
1,600
Sq Ft
detached
Type

Property Grades

Amenities90
Features92
Growth88
Yield86
Connect89
Transport87
Future85
Location90
Overall89

Developer

Bellway
Available Plot Numbers
77
1 plot available
Ownershipfreehold

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