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About This Property

Discover what makes this home special

The Philosopher is a stunning four-bedroom detached home located in the charming village of Bacton, Suffolk. This modern property offers a perfect blend of contemporary living and traditional charm, with spacious interiors and high-quality finishes throughout. The thoughtfully designed layout includes a bright and airy living room, a versatile family/dining area, and a sleek fitted kitchen. Upstairs, four generously sized bedrooms, including a master with an en-suite, provide ample space for family living. The south-west facing garden ensures plenty of sunlight, making it ideal for outdoor relaxation and entertaining.

Property Features

This property boasts a range of premium features, including a south-west facing garden that maximizes sunlight throughout the day. The modern fitted kitchen is complemented by a utility room for added convenience, while the en-suite master bedroom offers a private retreat. Additional highlights include a dedicated study, spacious living areas, and a garage. Built to the highest standards, this home comes with an NHBC warranty and an EPC A rating, ensuring energy efficiency and peace of mind.

South-west facing gardenGarageEn-suite to MasterFitted kitchenUtility roomStudy+3

Local Amenities

Situated in the picturesque village of Bacton, this property benefits from excellent local amenities. Families will appreciate the proximity to Bacton Primary School and Stowmarket High School, while commuters can take advantage of Stowmarket Train Station, offering direct links to London and Norwich. The area also boasts a variety of local shops, supermarkets, and dining options, as well as beautiful parks and green spaces for outdoor activities. With its blend of rural charm and convenient connections, Bacton is an ideal location for modern family living.

Bacton Primary SchoolStowmarket High SchoolStowmarket Train StationLocal shopsSupermarketsParks+2
Stowmarket Train Station (6.2 miles, 12 mins drive) • 25 mins by car, 20 mins by train to Ipswich

Mortgage Calculator

25%
25
4.5%
Monthly Payment-
Purchase Costs
Total Price£435,000
Mortgage Deposit-
Stamp Duty-
Deposit Contribution£0
Searches & Other£1,500
Legal Fees£2,000
Total Cash Required-
Monthly Costs & Income
Service Charge£0/mo
Ground Rent£0/mo
Mortgage-
Landlord's Insurance£25/mo
Agency Fees (10%)-
Est. Rent-
Net Monthly-

Mortgage Calculator

10%
25
4.5%
Monthly Payment-
Purchase Costs
Total Price£435,000
Mortgage Deposit-
Stamp Duty-
Deposit Contribution£0
Searches & Other£1,500
Legal Fees£1,500
Total Cash Required-
Monthly Costs
Service Charge£0/mo
Ground Rent£0/mo
Mortgage-
Home Insurance£30/mo
Total Monthly-

International Suitability

Excellent Opportunity
80/100
ChallengingModerateGoodExcellent
Strong rental demand
Proximity to transport links
Energy efficiency (EPC A rating)

International Buyer Calculator

35%
20
5.5%
Monthly Payment-
International buyers typically require 25-40% deposit with limited lender options
Purchase Costs (Non-UK Resident)
Total Price£435,000
Mortgage Deposit (Min 25%)-
Stamp Duty + 2% Surcharge-
Legal Fees (Intl Complex)£3,500
AML & ID Verification£500
Bank Transfer Fees£1,000
Total Cash Required-
Monthly Costs & Income
Service Charge£0/mo
Ground Rent£0/mo
Mortgage-
Full Management (15%)-
Landlord's Insurance£35/mo
Est. Rent-
Net Monthly-
Key Considerations for International Buyers
+2% Stamp DutyAdditional surcharge for non-UK residents on property purchases
Higher DepositMost lenders require 25-40% deposit for non-UK residents
AML ComplianceEnhanced due diligence and source of funds verification required
Property ManagementFull management service recommended for overseas landlords

Investment Analytics

Key metrics for investors & buyers
Gross Rental Yield
5.8%
Based on £2,100/mo rent
Area Price Growth
+4.2%
Average annual increase
5-Year Value Forecast
£534,353
+£99,353 projected gain
5-Year Rent Forecast
£2,494/mo
Based on 3.5% annual growth
Price per Sq Ft£272
Annual Rent Income£25,200
10-Year ROI232%
Break-Even Point17 yrs

Property Value Projection

Based on 4.2% annual growth
£534,353
5yr
£656,397
10yr
£806,316
15yr
£990,475
20yr
£1,216,696
25yr
Current: £435,000

Monthly Rental Income

Based on 3.5% annual growth
£2,494
5yr
£2,962
10yr
£3,518
15yr
£4,179
20yr
£4,963
25yr
Current: £2,100/mo
* Projections are estimates based on historical market data and are not guaranteed. Past performance does not indicate future results.

Property Features

Local Area & Amenities

Floorplans

Ground Floor

Property Floorplan

Site Plan

Site Plan

Location

Nearby Schools

Bacton Primary SchoolPrimary
Good0.4 miles
Stowmarket High SchoolSecondary
Good6.3 miles
Cedars Park Community Primary SchoolPrimary
Outstanding5.8 miles
Finborough SchoolIndependent
Outstanding5.5 miles
Old Newton Church of England Primary SchoolPrimary
Good3.2 miles
Thurston Community CollegeSecondary
Good8.5 miles

Commute Time Planner

London Liverpool Street
1h 20m
2h
Cambridge
1h 15m
1h 10m

Sun Path & Natural Light

NESW
South-West-Facing Excellent
12h
Garden Sun (Summer)
No
Morning Sun
Yes
Afternoon Sun

Room-by-Room Light Analysis

Living Room
Morning Good
Afternoon Excellent
Evening Moderate
Family/Dining
Morning Good
Afternoon Excellent
Evening Moderate
Kitchen
Morning Excellent
Afternoon Good
Evening Low

Location Scores

55
Walk Score
Somewhat Walkable
40
Transit Score
Some Transit
60
Bike Score
Bikeable

Area Vibe

Quiet
Rural
Family-Friendly
Green Spaces

Connectivity

Broadband Speed
67 Mbps
FTTP (Fibre to the Premises)
Good
Mobile Signal
Excellent
EE, Three, Vodafone, O2

Future Developments Nearby

Residential and Commercial+Positive Impact
Bacton Green Regeneration
0.8 milesEst. 2025
* Information based on local planning applications and may be subject to change

Portfolio Analysis

85
Portfolio Fit Score
Excellent Investment Match
Risk LevelLow
Liquidity
80%
Market DemandHigh Demand
This property shows strong fundamentals with low risk and high demand - ideal for conservative investors.
£435,000

The Philosopher

Bacton, Suffolk, IP14 4NS
4
Bedrooms
3
Bathrooms
1,600
Sq Ft
detached
Type

Property Grades

Amenities88
Features90
Growth85
Yield84
Connect87
Transport83
Future86
Location89
Overall87

Developer

Bellway
Available Plot Numbers
18
1 plot available
Ownershipfreehold

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