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About This Property

Discover what makes this home special

Nestled in the picturesque village of Bacton, Suffolk, 'The Philosopher' is a stunning 4-bedroom detached home that perfectly balances modern design with countryside charm. This home boasts a spacious layout, with a bright and airy family/dining area that opens onto a south-west facing garden, ideal for entertaining or relaxing in the sun. The well-appointed kitchen and separate utility room ensure practicality, while the study provides a quiet space for work or study. Upstairs, the master bedroom features an en-suite, complemented by three additional bedrooms and a family bathroom, all designed with comfort and style in mind.

Located on Plot 16 within a thoughtfully planned development, this property offers easy access to local amenities and transport links. With its contemporary design, energy-efficient features, and idyllic setting, 'The Philosopher' is a perfect choice for families or professionals seeking a blend of tranquility and convenience.

Property Features

This property is designed with modern living in mind, featuring a spacious and bright family/dining area, a contemporary kitchen with high-quality fittings, and a separate utility room for added convenience. The south-west facing garden ensures ample sunlight, while the master bedroom's en-suite adds a touch of luxury. Additional features include a dedicated study, perfect for remote working, and a garage for secure parking. Built to the highest standards, this home comes with an NHBC warranty and boasts energy-efficient features for sustainable living.

South-west facing gardenGarageEn-suite to master bedroomModern fitted kitchenStudyUtility room+2

Local Amenities

Located in the charming village of Bacton, this property benefits from proximity to excellent local amenities. Families will appreciate the nearby Bacton Primary School and Stowmarket High School, while commuters can take advantage of Stowmarket Train Station, offering direct links to London and Norwich. The area is well-served by local shops, supermarkets, and healthcare facilities, ensuring convenience for daily needs. For leisure, residents can enjoy nearby parks, traditional pubs, and a variety of restaurants, making this an ideal location for a balanced lifestyle.

Bacton Primary SchoolStowmarket High SchoolStowmarket Train StationLocal shopsSupermarketsParks+3
Stowmarket Train Station (6.2 miles, 12 mins drive) • 25 mins by car, 20 mins by train to Ipswich

Mortgage Calculator

25%
25
4.5%
Monthly Payment-
Purchase Costs
Total Price£425,000
Mortgage Deposit-
Stamp Duty-
Deposit Contribution£0
Searches & Other£1,500
Legal Fees£2,000
Total Cash Required-
Monthly Costs & Income
Service Charge£0/mo
Ground Rent£0/mo
Mortgage-
Landlord's Insurance£25/mo
Agency Fees (10%)-
Est. Rent-
Net Monthly-

Mortgage Calculator

10%
25
4.5%
Monthly Payment-
Purchase Costs
Total Price£425,000
Mortgage Deposit-
Stamp Duty-
Deposit Contribution£0
Searches & Other£1,500
Legal Fees£1,500
Total Cash Required-
Monthly Costs
Service Charge£0/mo
Ground Rent£0/mo
Mortgage-
Home Insurance£30/mo
Total Monthly-

International Suitability

Excellent Opportunity
80/100
ChallengingModerateGoodExcellent
Strong rental demand
Good transport links
Proximity to schools and amenities

International Buyer Calculator

35%
20
5.5%
Monthly Payment-
International buyers typically require 25-40% deposit with limited lender options
Purchase Costs (Non-UK Resident)
Total Price£425,000
Mortgage Deposit (Min 25%)-
Stamp Duty + 2% Surcharge-
Legal Fees (Intl Complex)£3,500
AML & ID Verification£500
Bank Transfer Fees£1,000
Total Cash Required-
Monthly Costs & Income
Service Charge£0/mo
Ground Rent£0/mo
Mortgage-
Full Management (15%)-
Landlord's Insurance£35/mo
Est. Rent-
Net Monthly-
Key Considerations for International Buyers
+2% Stamp DutyAdditional surcharge for non-UK residents on property purchases
Higher DepositMost lenders require 25-40% deposit for non-UK residents
AML ComplianceEnhanced due diligence and source of funds verification required
Property ManagementFull management service recommended for overseas landlords

Investment Analytics

Key metrics for investors & buyers
Gross Rental Yield
5.2%
Based on £1,850/mo rent
Area Price Growth
+4.2%
Average annual increase
5-Year Value Forecast
£522,069
+£97,069 projected gain
5-Year Rent Forecast
£2,197/mo
Based on 3.5% annual growth
Price per Sq Ft£266
Annual Rent Income£22,200
10-Year ROI209%
Break-Even Point20 yrs

Property Value Projection

Based on 4.2% annual growth
£522,069
5yr
£641,307
10yr
£787,780
15yr
£967,706
20yr
£1,188,726
25yr
Current: £425,000

Monthly Rental Income

Based on 3.5% annual growth
£2,197
5yr
£2,610
10yr
£3,099
15yr
£3,681
20yr
£4,372
25yr
Current: £1,850/mo
* Projections are estimates based on historical market data and are not guaranteed. Past performance does not indicate future results.

Property Features

Local Area & Amenities

Floorplans

Ground Floor

Property Floorplan

Site Plan

Site Plan

Location

Nearby Schools

Bacton Primary SchoolPrimary
Good0.4 miles
Stowmarket High SchoolSecondary
Good6.3 miles
Cedars Park Community Primary SchoolPrimary
Outstanding5.8 miles
Finborough SchoolIndependent
Outstanding5.5 miles
Old Newton Church of England Primary SchoolPrimary
Good3.2 miles
Thurston Community CollegeSecondary
Good8.5 miles

Commute Time Planner

London Liverpool Street
1h 20m
2h
Cambridge
1h 15m
1h 10m

Sun Path & Natural Light

NESW
South-West-Facing Excellent
12h
Garden Sun (Summer)
No
Morning Sun
Yes
Afternoon Sun

Room-by-Room Light Analysis

Living Room
Morning Moderate
Afternoon Excellent
Evening Good
Family/Dining
Morning Moderate
Afternoon Excellent
Evening Good
Kitchen
Morning Good
Afternoon Excellent
Evening Moderate

Location Scores

55
Walk Score
Somewhat Walkable
40
Transit Score
Some Transit
60
Bike Score
Bikeable

Area Vibe

Quiet
Rural
Family-Friendly
Green Spaces

Connectivity

Broadband Speed
67 Mbps
FTTP (Fibre to the Premises)
Good
Mobile Signal
Excellent
EE, Three, Vodafone, O2

Future Developments Nearby

Residential and Commercial+Positive Impact
Bacton Green Regeneration
0.8 milesEst. 2025
* Information based on local planning applications and may be subject to change

Portfolio Analysis

85
Portfolio Fit Score
Excellent Investment Match
Risk LevelLow
Liquidity
80%
Market DemandHigh Demand
This property shows strong fundamentals with low risk and high demand - ideal for conservative investors.
£425,000

The Philosopher

Bacton, Suffolk, IP14 4NS
4
Bedrooms
3
Bathrooms
1,600
Sq Ft
detached
Type

Property Grades

Amenities88
Features90
Growth85
Yield84
Connect87
Transport86
Future88
Location89
Overall88

Developer

Bellway
Available Plot Numbers
16
1 plot available
Ownershipfreehold

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