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About This Property

Discover what makes this home special

The Philosopher is a stunning detached property located in the vibrant town of Reading, offering a perfect blend of modern living and timeless design. With four spacious bedrooms, including a master suite with an en-suite, and three bathrooms, this home is designed for comfort and convenience. The open-plan kitchen and family/dining area are ideal for entertaining, while the separate living room provides a cozy retreat. The south-west facing garden ensures ample sunlight throughout the day, making it perfect for outdoor activities and relaxation.

Property Features

This property boasts a thoughtfully designed layout with a spacious open-plan kitchen and dining area, perfect for hosting gatherings or enjoying family meals. The master bedroom features an en-suite for added privacy, while the additional bedrooms are generously sized. The south-west facing garden is ideal for enjoying sunny afternoons, and the garage provides convenient storage and parking. With energy-efficient features and modern specifications, this home is both stylish and practical.

South-West facing gardenGarageEn-suite to masterOpen-plan kitchen/diningUtility roomCloakroom+1

Local Amenities

Located in Reading, The Philosopher is surrounded by a wealth of amenities. Families will appreciate the proximity to Cambridge Primary School, while commuters will benefit from easy access to Reading Station, offering excellent rail links to London and beyond. The Oracle Shopping Centre provides a variety of retail and dining options, and Prospect Park offers green spaces for leisure and recreation. Local supermarkets, restaurants, and cafes are all within easy reach, ensuring convenience and a vibrant lifestyle.

Cambridge Primary SchoolReading StationOracle Shopping CentreProspect ParkLocal supermarketsRestaurants and cafes
Reading Station Train Station (2.1 miles, 7 mins drive) • 25 mins via train to London

Mortgage Calculator

25%
25
4.5%
Monthly Payment-
Purchase Costs
Total Price£675,000
Mortgage Deposit-
Stamp Duty-
Deposit Contribution£0
Searches & Other£1,500
Legal Fees£2,000
Total Cash Required-
Monthly Costs & Income
Service Charge£0/mo
Ground Rent£0/mo
Mortgage-
Landlord's Insurance£25/mo
Agency Fees (10%)-
Est. Rent-
Net Monthly-

Mortgage Calculator

10%
25
4.5%
Monthly Payment-
Purchase Costs
Total Price£675,000
Mortgage Deposit-
Stamp Duty-
Deposit Contribution£0
Searches & Other£1,500
Legal Fees£1,500
Total Cash Required-
Monthly Costs
Service Charge£0/mo
Ground Rent£0/mo
Mortgage-
Home Insurance£30/mo
Total Monthly-

International Suitability

Excellent Opportunity
80/100
ChallengingModerateGoodExcellent
Strong rental demand
Proximity to London
Energy-efficient design

International Buyer Calculator

35%
20
5.5%
Monthly Payment-
International buyers typically require 25-40% deposit with limited lender options
Purchase Costs (Non-UK Resident)
Total Price£675,000
Mortgage Deposit (Min 25%)-
Stamp Duty + 2% Surcharge-
Legal Fees (Intl Complex)£3,500
AML & ID Verification£500
Bank Transfer Fees£1,000
Total Cash Required-
Monthly Costs & Income
Service Charge£0/mo
Ground Rent£0/mo
Mortgage-
Full Management (15%)-
Landlord's Insurance£35/mo
Est. Rent-
Net Monthly-
Key Considerations for International Buyers
+2% Stamp DutyAdditional surcharge for non-UK residents on property purchases
Higher DepositMost lenders require 25-40% deposit for non-UK residents
AML ComplianceEnhanced due diligence and source of funds verification required
Property ManagementFull management service recommended for overseas landlords

Investment Analytics

Key metrics for investors & buyers
Gross Rental Yield
3.3%
Based on £1,850/mo rent
Area Price Growth
+4.2%
Average annual increase
5-Year Value Forecast
£829,168
+£154,168 projected gain
5-Year Rent Forecast
£2,197/mo
Based on 3.5% annual growth
Price per Sq Ft£450
Annual Rent Income£22,200
10-Year ROI132%
Break-Even Point38 yrs

Property Value Projection

Based on 4.2% annual growth
£829,168
5yr
£1,018,547
10yr
£1,251,179
15yr
£1,536,944
20yr
£1,887,977
25yr
Current: £675,000

Monthly Rental Income

Based on 3.5% annual growth
£2,197
5yr
£2,610
10yr
£3,099
15yr
£3,681
20yr
£4,372
25yr
Current: £1,850/mo
* Projections are estimates based on historical market data and are not guaranteed. Past performance does not indicate future results.

Property Features

Local Area & Amenities

Floorplans

Ground Floor

Property Floorplan

Site Plan

Site Plan

Location

Nearby Schools

Caversham Primary SchoolPrimary
Outstanding0.8 miles
The Heights Primary SchoolPrimary
Good1.2 miles
Reading SchoolSecondary
Outstanding2.5 miles
Kendrick SchoolSecondary
Outstanding2.7 miles

Commute Time Planner

London Waterloo
25 mins
1h 10m
Heathrow Airport
1h
45 mins

Sun Path & Natural Light

NESW
South-West-Facing Excellent
12h
Garden Sun (Summer)
No
Morning Sun
Yes
Afternoon Sun

Room-by-Room Light Analysis

Living Room
Morning Moderate
Afternoon Excellent
Evening Good
Family/Dining
Morning Good
Afternoon Excellent
Evening Moderate
Kitchen
Morning Excellent
Afternoon Good
Evening Low

Location Scores

68
Walk Score
Somewhat Walkable
72
Transit Score
Excellent Transit
55
Bike Score
Bikeable

Area Vibe

Family-Friendly
Green Spaces
Well-Connected

Connectivity

Broadband Speed
100 Mbps
FTTP (Full Fibre)
Excellent
Mobile Signal
Excellent
EE, Three, Vodafone, O2

Future Developments Nearby

Transport+Positive Impact
Reading Green Park Station
3 milesEst. 2025
Commercial+Positive Impact
Town Centre Regeneration
2 milesEst. 2026
* Information based on local planning applications and may be subject to change

Portfolio Analysis

78
Portfolio Fit Score
Good Investment Match
Risk LevelLow
Liquidity
75%
Market DemandHigh Demand
This property shows strong fundamentals with low risk and high demand - ideal for conservative investors.
£675,000

The Philosopher

Reading, Reading GU11 4BE
4
Bedrooms
3
Bathrooms
1,500
Sq Ft
detached
Type

Property Grades

Amenities72
Features75
Growth65
Yield68
Connect78
Transport75
Future70
Location74
Overall72

Developer

Bellway
Available Plot Numbers
137
1 plot available
Ownershipfreehold
0

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