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About This Property

Discover what makes this home special

The Lumley is a charming detached family home located in the sought-after Houghton Gate development in Chester Le Street, Durham. Offering three well-proportioned bedrooms including a master bedroom with en-suite, this property is ideal for growing families or professionals seeking a comfortable and modern living space. The spacious kitchen/dining area with French doors opens onto a south-west facing garden, perfect for enjoying afternoon and evening sunlight. The bright living room provides a welcoming space for relaxation and entertaining guests.

Situated within easy reach of local amenities and excellent transport links, The Lumley offers a balanced lifestyle combining suburban tranquility with convenient access to Durham city centre and Newcastle. The property benefits from multiple storage areas, a downstairs cloakroom, and a well-designed layout that maximises natural light throughout the day. This home represents a fantastic opportunity for buyers looking for a quality property in a thriving community.

Property Features

The Lumley boasts a thoughtful design with three bedrooms, including a master with en-suite, providing privacy and comfort. The open-plan kitchen and dining area features modern fittings and direct access to the garden, enhancing indoor-outdoor living. Additional conveniences include a downstairs cloakroom and ample storage throughout the home, ensuring functionality for everyday living. The south-west facing garden receives generous sunlight, ideal for outdoor activities and entertaining.

DetachedSouth-West gardenEn-suite bathroomFitted kitchenDining areaLiving room+4

Local Amenities

Located in Houghton Gate, the property benefits from proximity to reputable schools such as St. Joseph's RC Primary and Chester-le-Street Academy, making it suitable for families. Chester-le-Street Railway Station provides regular services to Durham and Newcastle, facilitating easy commuting. Residents have convenient access to a Tesco Superstore for daily shopping needs and enjoy recreational opportunities at nearby Riverside Park and Chester-le-Street Leisure Centre. The area is well-served with local shops and healthcare facilities, supporting a comfortable and connected lifestyle.

St. Joseph's RC Primary SchoolChester-le-Street AcademyChester-le-Street Railway StationTesco SuperstoreRiverside ParkChester-le-Street Leisure Centre+2
Chester-le-Street Train Station (1.1 miles, 4 mins drive) • 17 mins to Newcastle upon Tyne

Estimate Calculator

Mortgage Calculator

25%
25
4.5%
Monthly Payment-
Purchase Costs
Total Price£284,995
Mortgage Deposit-
Stamp Duty-
Deposit Contribution£0
Searches & Other£1,500
Legal Fees£2,000
Total Cash Required-
Monthly Costs & Income
Estimated Service Charge£0/mo
Estimated Ground Rent£0/mo
Mortgage-
Landlord's Insurance£25/mo
Agency Fees-
Est. Rent-
Net Monthly-

Mortgage Calculator

10%
25
4.5%
Monthly Payment-
Purchase Costs
Total Price£284,995
Mortgage Deposit-
Stamp Duty-
Deposit Contribution£0
Searches & Other£1,500
Legal Fees£1,500
Total Cash Required-
Monthly Costs
Estimated Service Charge£0/mo
Estimated Ground Rent£0/mo
Mortgage-
Home Insurance£30/mo
Total Monthly-

International Suitability

Moderate Opportunity
68/100
ChallengingModerateGoodExcellent
Good transport links to major cities
Stable local rental demand
Limited international market recognition

International Buyer Calculator

35%
20
5.5%
Monthly Payment-
International buyers typically require 25-40% deposit with limited lender options
Purchase Costs (Non-UK Resident)
Total Price£284,995
Mortgage Deposit (Min 25%)-
Stamp Duty + 2% Surcharge-
Legal Fees (Intl Complex)£3,500
AML & ID Verification£500
Bank Transfer Fees£1,000
Total Cash Required-
Monthly Costs & Income
Estimated Service Charge£0/mo
Estimated Ground Rent£0/mo
Mortgage-
Full Management (10%)-
Landlord's Insurance£35/mo
Est. Rent-
Net Monthly-
Key Considerations for International Buyers
+2% Stamp DutyAdditional surcharge for non-UK residents on property purchases
Higher DepositMost lenders require 25-40% deposit for non-UK residents
AML ComplianceEnhanced due diligence and source of funds verification required
Property ManagementFull management service recommended for overseas landlords

Investment Analytics

Key metrics for investors & buyers
Gross Rental Yield
6.4%
Based on £1,520/mo rent
Area Price Growth
+3.1%
Average annual increase
5-Year Value Forecast
£331,672
+£46,677 projected gain
5-Year Rent Forecast
£2,223/mo
Based on 7.9% annual growth
Price per Sq Ft£271
Annual Rent Income£18,240
10-Year ROI256%
Break-Even Point10 yrs

Property Value Projection

Based on 3.1% annual growth
£331,672
5yr
£385,995
10yr
£449,214
15yr
£522,788
20yr
£608,412
25yr
Current: £284,995

Monthly Rental Income

Based on 7.9% annual growth
£2,223
5yr
£3,251
10yr
£4,755
15yr
£6,955
20yr
£10,171
25yr
Current: £1,520/mo
* Projections are estimates based on historical market data and are not guaranteed. Past performance does not indicate future results.

Property Features

Local Area & Amenities

Floorplans

Ground Floor

Property Floorplan

Site Plan

Site Plan

Location

Commute Time Planner

Newcastle Central
17 mins
25 mins
Durham
10 mins
15 mins

Sun Path & Natural LightAI generated - Estimated

NESW
South-West-Facing Excellent
8h
Garden Sun (Summer)
No
Morning Sun
Yes
Afternoon Sun

Room-by-Room Light Analysis

Living Room
Morning Moderate
Afternoon Good
Evening Excellent
Kitchen/Dining
Morning Excellent
Afternoon Good
Evening Moderate
Bedroom 1
Morning Good
Afternoon Excellent
Evening Good
Bedroom 2
Morning Good
Afternoon Good
Evening Moderate
Bedroom 3
Morning Moderate
Afternoon Moderate
Evening Low

Location Scores

68
Walk Score
Somewhat Walkable
55
Transit Score
Good Transit
60
Bike Score
Bikeable
View Location Details

Future Developments Nearby

Commercial and Residential+Positive Impact
Chester-le-Street Town Centre Regeneration
0.7 milesEst. 2025
* Information based on local planning applications and may be subject to change

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£284,995
AvailableNB0000031388
View Location Analytics

The Lumley

Houghton Gate, Chester-le-Street DH3 4EB
Hedworths Green at Lambton Park
3
Bedrooms
3
Bathrooms
1,050
Est. Sq ft
detached
Type

Developer

Bellway
Available Plot Numbers
136
1 plot(s) available
Ownershipfreehold

Request Information

£284,995The Lumley

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The Lumley
The LumleyHoughton Gate£284,995

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