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About This Property

Discover what makes this home special

The Lumley at Houghton Gate is a beautifully designed three-bedroom semi-detached home located in the charming area of Chester Le Street, County Durham. This modern property offers a perfect blend of contemporary style and practical living, making it ideal for families, professionals, or those looking to downsize without compromising on quality. With a south-west facing rear garden, the home enjoys abundant natural light throughout the day, creating a warm and inviting atmosphere. The property boasts a spacious living room, an open-plan kitchen/dining area with French doors leading to the garden, and three well-proportioned bedrooms, including a master suite with en-suite facilities. Positioned in a thriving community, The Lumley offers excellent access to local amenities and transport links, ensuring convenience and connectivity for its residents.

Property Features

This property is thoughtfully designed to cater to modern living needs. The south-west facing garden provides a sunny outdoor space perfect for relaxation or entertaining. The open-plan kitchen/dining area features sleek fittings and French doors, seamlessly connecting indoor and outdoor living. The master bedroom includes an en-suite for added privacy, while the additional bedrooms offer ample space for family or guests. With an NHBC warranty and an EPC rating of A, this home guarantees energy efficiency and peace of mind for years to come.

South-West Facing GardenGarageEn-suite Master BedroomOpen-Plan Kitchen/Dining AreaNHBC WarrantyEPC Rating A+2

Local Amenities

The Lumley is ideally situated within easy reach of excellent local amenities. Families will appreciate the proximity to highly rated schools such as Houghton Gate Primary and Park View School. Chester Le Street Train Station provides convenient access to Newcastle, Durham, and beyond, making commuting effortless. Shopping needs are met by nearby supermarkets, including Tesco, while Riverside Park offers green spaces for leisure and recreation. For cultural outings, Durham City Centre and Lumley Castle are just a short drive away. Healthcare facilities, including local GP practices, ensure residents have everything they need close at hand.

Houghton Gate Primary SchoolPark View SchoolChester Le Street Train StationTesco SuperstoreRiverside ParkDurham City Centre+2
Chester-le-Street Station Train Station (2.1 miles, 6 mins drive) • 15 mins by train to Newcastle upon Tyne

Mortgage Calculator

25%
25
4.5%
Monthly Payment-
Purchase Costs
Total Price£284,995
Mortgage Deposit-
Stamp Duty-
Deposit Contribution£0
Searches & Other£1,500
Legal Fees£2,000
Total Cash Required-
Monthly Costs & Income
Service Charge£0/mo
Ground Rent£0/mo
Mortgage-
Landlord's Insurance£25/mo
Agency Fees (10%)-
Est. Rent-
Net Monthly-

Mortgage Calculator

10%
25
4.5%
Monthly Payment-
Purchase Costs
Total Price£284,995
Mortgage Deposit-
Stamp Duty-
Deposit Contribution£0
Searches & Other£1,500
Legal Fees£1,500
Total Cash Required-
Monthly Costs
Service Charge£0/mo
Ground Rent£0/mo
Mortgage-
Home Insurance£30/mo
Total Monthly-

International Suitability

Excellent Opportunity
78/100
ChallengingModerateGoodExcellent
Strong rental demand
Proximity to transport links
Energy-efficient design

International Buyer Calculator

35%
20
5.5%
Monthly Payment-
International buyers typically require 25-40% deposit with limited lender options
Purchase Costs (Non-UK Resident)
Total Price£284,995
Mortgage Deposit (Min 25%)-
Stamp Duty + 2% Surcharge-
Legal Fees (Intl Complex)£3,500
AML & ID Verification£500
Bank Transfer Fees£1,000
Total Cash Required-
Monthly Costs & Income
Service Charge£0/mo
Ground Rent£0/mo
Mortgage-
Full Management (15%)-
Landlord's Insurance£35/mo
Est. Rent-
Net Monthly-
Key Considerations for International Buyers
+2% Stamp DutyAdditional surcharge for non-UK residents on property purchases
Higher DepositMost lenders require 25-40% deposit for non-UK residents
AML ComplianceEnhanced due diligence and source of funds verification required
Property ManagementFull management service recommended for overseas landlords

Investment Analytics

Key metrics for investors & buyers
Gross Rental Yield
6.5%
Based on £1,550/mo rent
Area Price Growth
+4.2%
Average annual increase
5-Year Value Forecast
£350,087
+£65,092 projected gain
5-Year Rent Forecast
£1,841/mo
Based on 3.5% annual growth
Price per Sq Ft£300
Annual Rent Income£18,600
10-Year ROI261%
Break-Even Point14 yrs

Property Value Projection

Based on 4.2% annual growth
£350,087
5yr
£430,046
10yr
£528,266
15yr
£648,921
20yr
£797,132
25yr
Current: £284,995

Monthly Rental Income

Based on 3.5% annual growth
£1,841
5yr
£2,186
10yr
£2,597
15yr
£3,084
20yr
£3,663
25yr
Current: £1,550/mo
* Projections are estimates based on historical market data and are not guaranteed. Past performance does not indicate future results.

Property Features

Local Area & Amenities

Floorplans

Ground Floor

Property Floorplan

Site Plan

Site Plan

Location

Nearby Schools

Houghton Primary SchoolPrimary
Good0.5 miles
Lumley Junior SchoolPrimary
Outstanding1.2 miles
Park View SchoolSecondary
Outstanding1.8 miles
Durham High School for GirlsSecondary
Good3.5 miles
St Robert of Newminster Catholic SchoolSecondary
Good4.0 miles

Commute Time Planner

Newcastle upon Tyne
15 mins
20 mins
Durham
10 mins
15 mins
Sunderland
25 mins
20 mins

Sun Path & Natural Light

NESW
South-West-Facing Excellent
12h
Garden Sun (Summer)
No
Morning Sun
Yes
Afternoon Sun

Room-by-Room Light Analysis

Living Room
Morning Moderate
Afternoon Excellent
Evening Good
Kitchen/Dining
Morning Good
Afternoon Excellent
Evening Moderate

Location Scores

72
Walk Score
Very Walkable
65
Transit Score
Good Transit
58
Bike Score
Bikeable

Area Vibe

Family-Friendly
Green
Good Schools

Connectivity

Broadband Speed
100 Mbps
FTTP (Fibre to the Premises)
Excellent
Mobile Signal
Excellent
EE, Vodafone, O2, Three

Future Developments Nearby

Commercial+Positive Impact
Houghton Town Centre Regeneration
1.0 mileEst. 2025
Recreational+Positive Impact
Riverside Greenway Project
0.8 milesEst. 2024
* Information based on local planning applications and may be subject to change

Portfolio Analysis

85
Portfolio Fit Score
Excellent Investment Match
Risk LevelLow
Liquidity
80%
Market DemandHigh Demand
This property shows strong fundamentals with low risk and high demand - ideal for conservative investors.
£284,995

The Lumley

Houghton Gate, Chester Le Street, Durham, County Durham, DH3 4EB
3
Bedrooms
2
Bathrooms
950
Sq Ft
semi detached
Type

Property Grades

Amenities88
Features90
Growth84
Yield86
Connect87
Transport85
Future83
Location89
Overall87

Developer

Bellway
Available Plot Numbers
136
1 plot available
Ownershipfreehold

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