Free Preview Used

You've used your free preview. Sign up to continue exploring properties!

About This Property

Discover what makes this home special

The Cutler is a spacious and well-designed detached family home located in the peaceful village of Lathom, Lancashire. Offering four generously sized bedrooms and three bathrooms, including a master en-suite, this property is ideal for growing families seeking comfort and privacy. The ground floor features a welcoming living room, a large kitchen/dining area, and a family room that opens onto the rear garden, perfect for entertaining or relaxing. A garage and ample storage space add to the practicality of this home.

Situated in a semi-rural setting with easy access to local amenities, The Cutler combines countryside charm with convenient connectivity. The rear garden faces south-east, ensuring pleasant morning and early afternoon sunlight, enhancing the living experience. Its location near Ormskirk railway station provides reasonable access to Liverpool and Manchester, making it suitable for commuters while retaining a tranquil lifestyle.

Property Features

This detached home boasts four bedrooms, including a master with en-suite facilities, and two additional bathrooms plus a cloakroom downstairs. The open-plan kitchen/dining area and family room provide versatile living spaces with direct garden access. A separate living room offers a more formal setting. Additional features include a garage and multiple storage cupboards throughout the property, enhancing functionality for family living.

DetachedFour BedroomsThree BathroomsEn-suiteGarageSouth-East Facing Garden+3

Local Amenities

Located in Lathom, the property benefits from proximity to essential amenities including well-regarded schools such as Lathom Primary and St. Bede's Catholic High School. Ormskirk Railway Station provides rail links to Liverpool and Manchester, supporting commuter needs. Nearby supermarkets and local shops cater to everyday shopping, while Lathom Park and other green spaces offer recreational opportunities. Healthcare facilities and local pubs further enhance the community feel of the area.

Ormskirk Railway StationLathom Primary SchoolSt. Bede's Catholic High SchoolTesco SuperstoreLathom ParkLocal Pubs+1
Ormskirk Railway Station Train Station (2.3 miles, 7 mins drive) • 35 mins to Liverpool

Estimate Calculator

Mortgage Calculator

25%
25
4.5%
Monthly Payment-
Purchase Costs
Total Price£371,995
Mortgage Deposit-
Stamp Duty-
Deposit Contribution£0
Searches & Other£1,500
Legal Fees£2,000
Total Cash Required-
Monthly Costs & Income
Estimated Service Charge£0/mo
Estimated Ground Rent£0/mo
Mortgage-
Landlord's Insurance£25/mo
Agency Fees-
Est. Rent-
Net Monthly-

Mortgage Calculator

10%
25
4.5%
Monthly Payment-
Purchase Costs
Total Price£371,995
Mortgage Deposit-
Stamp Duty-
Deposit Contribution£0
Searches & Other£1,500
Legal Fees£1,500
Total Cash Required-
Monthly Costs
Estimated Service Charge£0/mo
Estimated Ground Rent£0/mo
Mortgage-
Home Insurance£30/mo
Total Monthly-

International Suitability

Moderate Opportunity
65/100
ChallengingModerateGoodExcellent
Good family home with strong local demand
Limited immediate transport connectivity
Potential for capital growth with local developments

International Buyer Calculator

35%
20
5.5%
Monthly Payment-
International buyers typically require 25-40% deposit with limited lender options
Purchase Costs (Non-UK Resident)
Total Price£371,995
Mortgage Deposit (Min 25%)-
Stamp Duty + 2% Surcharge-
Legal Fees (Intl Complex)£3,500
AML & ID Verification£500
Bank Transfer Fees£1,000
Total Cash Required-
Monthly Costs & Income
Estimated Service Charge£0/mo
Estimated Ground Rent£0/mo
Mortgage-
Full Management (10%)-
Landlord's Insurance£35/mo
Est. Rent-
Net Monthly-
Key Considerations for International Buyers
+2% Stamp DutyAdditional surcharge for non-UK residents on property purchases
Higher DepositMost lenders require 25-40% deposit for non-UK residents
AML ComplianceEnhanced due diligence and source of funds verification required
Property ManagementFull management service recommended for overseas landlords

Investment Analytics

Key metrics for investors & buyers
Gross Rental Yield
5.8%
Based on £1,798/mo rent
Area Price Growth
+3.2%
Average annual increase
5-Year Value Forecast
£435,869
+£63,874 projected gain
5-Year Rent Forecast
£2,317/mo
Based on 5.2% annual growth
Price per Sq Ft£225
Annual Rent Income£21,576
10-Year ROI232%
Break-Even Point14 yrs

Property Value Projection

Based on 3.2% annual growth
£435,869
5yr
£510,712
10yr
£598,405
15yr
£701,155
20yr
£821,549
25yr
Current: £371,995

Monthly Rental Income

Based on 5.2% annual growth
£2,317
5yr
£2,985
10yr
£3,846
15yr
£4,956
20yr
£6,385
25yr
Current: £1,798/mo
* Projections are estimates based on historical market data and are not guaranteed. Past performance does not indicate future results.

Property Features

Local Area & Amenities

Floorplans

Ground Floor

Property Floorplan

Site Plan

Site Plan

Location

Commute Time Planner

Liverpool Lime Street
35 mins
40 mins
Manchester Piccadilly
1h 10m
50 mins

Sun Path & Natural LightAI generated - Estimated

NESW
South-East-Facing Excellent
7h
Garden Sun (Summer)
Yes
Morning Sun
No
Afternoon Sun

Room-by-Room Light Analysis

Family Room
Morning Excellent
Afternoon Good
Evening Low
Living Room
Morning Moderate
Afternoon Good
Evening Low
Kitchen/Dining
Morning Good
Afternoon Excellent
Evening Moderate

Location Scores

55
Walk Score
Somewhat Walkable
40
Transit Score
Some Transit
45
Bike Score
Somewhat Bikeable
View Location Details

Future Developments Nearby

Residential+Positive Impact
Lathom Village Expansion
1 mileEst. 2025
* Information based on local planning applications and may be subject to change

Loading location insights...

£371,995
AvailableNB0000031544
View Location Analytics

The Cutler

Lathom, Skelmersdale WN8 8FD
Lathom Pastures
4
Bedrooms
3
Bathrooms
1,650
Est. Sq ft
detached
Type

Developer

Bellway
Available Plot Numbers
148
1 plot(s) available
Ownershipfreehold

Request Information

£371,995The Cutler

Enquire About This Property

The Cutler
The CutlerLathom£371,995

Property Assistant

Ask me anything