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About This Property

Discover what makes this home special

The Chartham is a stunning four-bedroom detached home located in the vibrant seaside town of Margate, Kent. This contemporary property boasts a thoughtfully designed layout, perfect for modern family living. The spacious living areas include a bright family room, an elegant dining area, and a sleek fitted kitchen. The master bedroom features a luxurious en-suite, complemented by three additional well-proportioned bedrooms and a family bathroom. The south-west facing garden ensures ample sunlight throughout the day, making it ideal for outdoor relaxation and entertaining.

Property Features

This property offers a perfect blend of style and functionality, featuring a spacious layout with ample natural light. The fitted kitchen is equipped with modern appliances, while the family room and dining area provide versatile spaces for relaxation and entertaining. The south-west facing garden is a standout feature, offering plenty of sunlight for outdoor activities. With an EPC A rating and NHBC warranty, this home is energy-efficient and built to the highest standards.

South-West facing gardenGarageEn-suiteFitted kitchenFamily roomDining area+3

Local Amenities

Located in the thriving town of Margate, The Chartham benefits from excellent local amenities. Families will appreciate the proximity to top-rated schools such as Hartsdown Academy and St Gregory's Catholic Primary School. Margate Train Station provides convenient transport links to London and surrounding areas. Shopping and leisure options abound at Westwood Cross Shopping Centre, while Dreamland Margate and Margate Main Sands offer entertainment and seaside charm. The nearby QEQM Hospital ensures access to quality healthcare, and local parks provide green spaces for relaxation and recreation.

Hartsdown AcademySt Gregory's Catholic Primary SchoolMargate Train StationWestwood Cross Shopping CentreDreamland MargateMargate Main Sands+2
Margate Train Station Train Station (1.8 miles, 6 mins drive) • 1h 30 mins by train to London

Mortgage Calculator

25%
25
4.5%
Monthly Payment-
Purchase Costs
Total Price£495,000
Mortgage Deposit-
Stamp Duty-
Deposit Contribution£0
Searches & Other£1,500
Legal Fees£2,000
Total Cash Required-
Monthly Costs & Income
Service Charge£0/mo
Ground Rent£0/mo
Mortgage-
Landlord's Insurance£25/mo
Agency Fees (10%)-
Est. Rent-
Net Monthly-

Mortgage Calculator

10%
25
4.5%
Monthly Payment-
Purchase Costs
Total Price£495,000
Mortgage Deposit-
Stamp Duty-
Deposit Contribution£0
Searches & Other£1,500
Legal Fees£1,500
Total Cash Required-
Monthly Costs
Service Charge£0/mo
Ground Rent£0/mo
Mortgage-
Home Insurance£30/mo
Total Monthly-

International Suitability

Good Opportunity
75/100
ChallengingModerateGoodExcellent
Strong rental demand
Proximity to London
Appeal of seaside location

International Buyer Calculator

35%
20
5.5%
Monthly Payment-
International buyers typically require 25-40% deposit with limited lender options
Purchase Costs (Non-UK Resident)
Total Price£495,000
Mortgage Deposit (Min 25%)-
Stamp Duty + 2% Surcharge-
Legal Fees (Intl Complex)£3,500
AML & ID Verification£500
Bank Transfer Fees£1,000
Total Cash Required-
Monthly Costs & Income
Service Charge£0/mo
Ground Rent£0/mo
Mortgage-
Full Management (15%)-
Landlord's Insurance£35/mo
Est. Rent-
Net Monthly-
Key Considerations for International Buyers
+2% Stamp DutyAdditional surcharge for non-UK residents on property purchases
Higher DepositMost lenders require 25-40% deposit for non-UK residents
AML ComplianceEnhanced due diligence and source of funds verification required
Property ManagementFull management service recommended for overseas landlords

Investment Analytics

Key metrics for investors & buyers
Gross Rental Yield
6.5%
Based on £2,670/mo rent
Area Price Growth
+4.2%
Average annual increase
5-Year Value Forecast
£608,056
+£113,056 projected gain
5-Year Rent Forecast
£3,171/mo
Based on 3.5% annual growth
Price per Sq Ft£309
Annual Rent Income£32,040
10-Year ROI259%
Break-Even Point14 yrs

Property Value Projection

Based on 4.2% annual growth
£608,056
5yr
£746,934
10yr
£917,532
15yr
£1,127,093
20yr
£1,384,517
25yr
Current: £495,000

Monthly Rental Income

Based on 3.5% annual growth
£3,171
5yr
£3,766
10yr
£4,473
15yr
£5,313
20yr
£6,310
25yr
Current: £2,670/mo
* Projections are estimates based on historical market data and are not guaranteed. Past performance does not indicate future results.

Property Features

Local Area & Amenities

Floorplans

Ground Floor

Property Floorplan

Site Plan

Site Plan

Location

Nearby Schools

Palm Bay Primary SchoolPrimary
Good0.4 miles
Hartsdown AcademySecondary
Requires Improvement1.2 miles
St. Gregory's Catholic Primary SchoolPrimary
Outstanding0.8 miles
Upton Junior SchoolPrimary
Outstanding1.5 miles
King Ethelbert SchoolSecondary
Good2.3 miles
Charles Dickens SchoolSecondary
Good2.6 miles

Commute Time Planner

London Waterloo
1h 30 mins
2h
Heathrow Airport
2h
2h 10 mins

Sun Path & Natural Light

NESW
South-West-Facing Excellent
12h
Garden Sun (Summer)
No
Morning Sun
Yes
Afternoon Sun

Room-by-Room Light Analysis

Living Room
Morning Moderate
Afternoon Excellent
Evening Good
Kitchen
Morning Excellent
Afternoon Good
Evening Moderate
Dining Room
Morning Excellent
Afternoon Good
Evening Moderate
Family Room
Morning Moderate
Afternoon Excellent
Evening Good

Location Scores

72
Walk Score
Very Walkable
65
Transit Score
Good Transit
58
Bike Score
Bikeable

Area Vibe

Family-Friendly
Green Spaces
Coastal Lifestyle
Good Schools

Connectivity

Broadband Speed
67 Mbps
FTTP (Fibre to the Premises)
Good
Mobile Signal
Good
EE, Three, Vodafone, O2

Future Developments Nearby

Commercial and Residential+Positive Impact
Margate Town Centre Regeneration
1.5 milesEst. 2026
* Information based on local planning applications and may be subject to change

Portfolio Analysis

80
Portfolio Fit Score
Excellent Investment Match
Risk LevelLow
Liquidity
75%
Market DemandHigh Demand
This property shows strong fundamentals with low risk and high demand - ideal for conservative investors.
£495,000

The Chartham

Margate, Kent, CT9 4HD
4
Bedrooms
3
Bathrooms
1,600
Sq Ft
detached
Type

Property Grades

Amenities72
Features78
Growth65
Yield70
Connect75
Transport68
Future62
Location74
Overall72

Developer

Bellway
Available Plot Numbers
22
1 plot available
Ownershipfreehold

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