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About This Property

Discover what makes this home special

The Elgin is a charming detached three-bedroom family home located in the thriving Kirkcaldy area, specifically at KY1 4NH. This property offers a well-thought-out layout with three bathrooms, including an en-suite, providing ample convenience for modern family living. The spacious kitchen/dining room opens to the rear garden, allowing natural light to flood in and creating a perfect environment for family meals and entertaining guests. The living room offers a cozy retreat with a front-facing window, ideal for relaxing evenings. Upstairs, three comfortable bedrooms provide flexible accommodation, with the master bedroom benefiting from an en-suite shower room. The property also includes a utility room and a convenient ground-floor WC.

Property Features

This home boasts a detached layout ensuring privacy and space, complemented by three well-sized bedrooms and three bathrooms including an en-suite for added comfort. The kitchen/dining area is designed for modern living with direct access to the garden, perfect for indoor-outdoor flow. Additional features such as a utility room and cloakroom add to the practicality of the property. Double glazing throughout enhances energy efficiency and noise insulation, making this a comfortable family home.

DetachedThree BedroomsThree BathroomsEn-suiteUtility RoomGarden+4

Local Amenities

Situated in Kirkcaldy, this property benefits from excellent local amenities. Families will appreciate proximity to Coaltown of Wemyss Primary School and Kirkcaldy High School, both highly regarded in the area. For commuters, Kirkcaldy Railway Station offers direct links to Edinburgh and other major cities. Shopping needs are well catered for with a nearby Tesco Superstore and the Fife Leisure Park providing entertainment and dining options. Outdoor enthusiasts can enjoy Kirkcaldy Beach and various parks nearby. Frequent bus services run along the main routes, ensuring good public transport connectivity.

Coaltown of Wemyss Primary SchoolKirkcaldy High SchoolKirkcaldy Railway StationTesco SuperstoreFife Leisure ParkAdam Smith Theatre+2
Kirkcaldy Railway Station Train Station (1.5 miles, 6 mins drive) • 50 mins to Edinburgh

Estimate Calculator

Mortgage Calculator

25%
25
4.5%
Monthly Payment-
Purchase Costs
Total Price£237,995
Mortgage Deposit-
Stamp Duty-
Deposit Contribution£0
Searches & Other£1,500
Legal Fees£2,000
Total Cash Required-
Monthly Costs & Income
Estimated Service Charge£0/mo
Estimated Ground Rent£0/mo
Mortgage-
Landlord's Insurance£25/mo
Agency Fees-
Est. Rent-
Net Monthly-

Mortgage Calculator

10%
25
4.5%
Monthly Payment-
Purchase Costs
Total Price£237,995
Mortgage Deposit-
Stamp Duty-
Deposit Contribution£0
Searches & Other£1,500
Legal Fees£1,500
Total Cash Required-
Monthly Costs
Estimated Service Charge£0/mo
Estimated Ground Rent£0/mo
Mortgage-
Home Insurance£30/mo
Total Monthly-

International Suitability

Moderate Opportunity
68/100
ChallengingModerateGoodExcellent
Good transport links to Edinburgh
Stable local rental market
Limited international profile of Kirkcaldy

International Buyer Calculator

35%
20
5.5%
Monthly Payment-
International buyers typically require 25-40% deposit with limited lender options
Purchase Costs (Non-UK Resident)
Total Price£237,995
Mortgage Deposit (Min 25%)-
Stamp Duty + 2% Surcharge-
Legal Fees (Intl Complex)£3,500
AML & ID Verification£500
Bank Transfer Fees£1,000
Total Cash Required-
Monthly Costs & Income
Estimated Service Charge£0/mo
Estimated Ground Rent£0/mo
Mortgage-
Full Management (10%)-
Landlord's Insurance£35/mo
Est. Rent-
Net Monthly-
Key Considerations for International Buyers
+2% Stamp DutyAdditional surcharge for non-UK residents on property purchases
Higher DepositMost lenders require 25-40% deposit for non-UK residents
AML ComplianceEnhanced due diligence and source of funds verification required
Property ManagementFull management service recommended for overseas landlords

Investment Analytics

Key metrics for investors & buyers
Gross Rental Yield
5.5%
Based on £1,091/mo rent
Area Price Growth
+3.3%
Average annual increase
5-Year Value Forecast
£280,214
+£42,219 projected gain
5-Year Rent Forecast
£1,253/mo
Based on 2.8% annual growth
Price per Sq Ft£251
Annual Rent Income£13,092
10-Year ROI220%
Break-Even Point21 yrs

Property Value Projection

Based on 3.3% annual growth
£280,214
5yr
£329,922
10yr
£388,449
15yr
£457,357
20yr
£538,490
25yr
Current: £237,995

Monthly Rental Income

Based on 2.8% annual growth
£1,253
5yr
£1,438
10yr
£1,651
15yr
£1,895
20yr
£2,176
25yr
Current: £1,091/mo
* Projections are estimates based on historical market data and are not guaranteed. Past performance does not indicate future results.

Property Features

Local Area & Amenities

Floorplans

Ground Floor

Property Floorplan

Site Plan

Site Plan

Location

Commute Time Planner

Edinburgh Waverley
50 mins
45 mins
Edinburgh Airport
1h 20m
55 mins

Sun Path & Natural LightAI generated - Estimated

NESW
South-East-Facing Excellent
6h
Garden Sun (Summer)
Yes
Morning Sun
No
Afternoon Sun

Room-by-Room Light Analysis

Living Room
Morning Moderate
Afternoon Low
Evening Low
Kitchen/Dining Room
Morning Good
Afternoon Excellent
Evening Good
Master Bedroom
Morning Good
Afternoon Moderate
Evening Low
Bedroom 2
Morning Moderate
Afternoon Moderate
Evening Low
Bedroom 3
Morning Moderate
Afternoon Moderate
Evening Low

Location Scores

65
Walk Score
Somewhat Walkable
60
Transit Score
Good Transit
55
Bike Score
Bikeable
View Location Details

Future Developments Nearby

Commercial & Residential+Positive Impact
Kirkcaldy Town Centre Regeneration
1.2 milesEst. 2025
* Information based on local planning applications and may be subject to change

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£237,995
AvailableNB0000015627
View Location Analytics

The Elgin

Kirkcaldy, Kirkcaldy KY1 4NH
Castle Park
3
Bedrooms
3
Bathrooms
950
Est. Sq ft
detached
Type
Available Plot Numbers
89
1 plot(s) available
Ownershipfreehold

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£237,995The Elgin

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The Elgin
The ElginKirkcaldy£237,995

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