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About This Property

Discover what makes this home special

This spacious four-bedroom family home in Elgin offers a perfect blend of modern living and comfort. Featuring a well-designed open-plan kitchen, dining, and family area, the property provides ample space for entertaining and day-to-day living. The separate lounge adds a cozy retreat, while the utility room and downstairs WC enhance functionality. Upstairs, the master bedroom boasts an en-suite, complemented by three additional bedrooms and a family bathroom, making it ideal for families or those needing extra space.

Set within a thoughtfully planned development, this property benefits from a south-east facing rear garden that enjoys good sunlight throughout the day. Its location in Elgin offers a balance of peaceful suburban living with convenient access to local amenities and transport links. The property is competitively priced at £347,995, making it an attractive option for first-time buyers, families, and investors alike.

Property Features

The property’s key features include four generously sized bedrooms, including a master with en-suite facilities, ensuring privacy and comfort. The open-plan kitchen, dining, and family area is designed for modern living, with plenty of natural light and access to the garden. Additional living space is provided by the separate lounge, perfect for relaxation or entertaining guests. Practical elements such as a utility room and downstairs WC add convenience, while off-street parking caters to families with vehicles.

4 Bedrooms3 BathroomsEn-suiteOpen-plan Kitchen/Dining/Family RoomSeparate LoungeUtility Room+3

Local Amenities

Located in the Elgin area, this property is close to several well-regarded schools including Elgin Academy and St. Sylvester’s Primary School, making it suitable for families. The nearby Elgin Railway Station provides rail connections to Inverness and beyond, supporting commuters and travelers. Local amenities such as supermarkets, parks, and a medical centre are within easy reach, enhancing everyday convenience. The presence of leisure facilities and a variety of dining options further adds to the appeal of this location.

Primary SchoolsSecondary SchoolsElgin Railway StationSupermarketsParksMedical Centre+2
Elgin Railway Station Train Station (1.6 miles, 5 mins drive) • 40 mins to Inverness

Estimate Calculator

Mortgage Calculator

25%
25
4.5%
Monthly Payment-
Purchase Costs
Total Price£347,995
Mortgage Deposit-
Stamp Duty-
Deposit Contribution£0
Searches & Other£1,500
Legal Fees£2,000
Total Cash Required-
Monthly Costs & Income
Estimated Service Charge£0/mo
Estimated Ground Rent£0/mo
Mortgage-
Landlord's Insurance£25/mo
Agency Fees-
Est. Rent-
Net Monthly-

Mortgage Calculator

10%
25
4.5%
Monthly Payment-
Purchase Costs
Total Price£347,995
Mortgage Deposit-
Stamp Duty-
Deposit Contribution£0
Searches & Other£1,500
Legal Fees£1,500
Total Cash Required-
Monthly Costs
Estimated Service Charge£0/mo
Estimated Ground Rent£0/mo
Mortgage-
Home Insurance£30/mo
Total Monthly-

International Suitability

Moderate Opportunity
65/100
ChallengingModerateGoodExcellent
Stable local market
Limited direct international transport links
Good rental demand from local professionals and families

International Buyer Calculator

35%
20
5.5%
Monthly Payment-
International buyers typically require 25-40% deposit with limited lender options
Purchase Costs (Non-UK Resident)
Total Price£347,995
Mortgage Deposit (Min 25%)-
Stamp Duty + 2% Surcharge-
Legal Fees (Intl Complex)£3,500
AML & ID Verification£500
Bank Transfer Fees£1,000
Total Cash Required-
Monthly Costs & Income
Estimated Service Charge£0/mo
Estimated Ground Rent£0/mo
Mortgage-
Full Management (10%)-
Landlord's Insurance£35/mo
Est. Rent-
Net Monthly-
Key Considerations for International Buyers
+2% Stamp DutyAdditional surcharge for non-UK residents on property purchases
Higher DepositMost lenders require 25-40% deposit for non-UK residents
AML ComplianceEnhanced due diligence and source of funds verification required
Property ManagementFull management service recommended for overseas landlords

Investment Analytics

Key metrics for investors & buyers
Gross Rental Yield
7.8%
Based on £2,262/mo rent
Area Price Growth
+4.8%
Average annual increase
5-Year Value Forecast
£439,506
+£91,511 projected gain
5-Year Rent Forecast
£2,597/mo
Based on 2.8% annual growth
Price per Sq Ft£240
Annual Rent Income£27,144
10-Year ROI312%
Break-Even Point11 yrs

Property Value Projection

Based on 4.8% annual growth
£439,506
5yr
£555,082
10yr
£701,050
15yr
£885,403
20yr
£1,118,234
25yr
Current: £347,995

Monthly Rental Income

Based on 2.8% annual growth
£2,597
5yr
£2,981
10yr
£3,423
15yr
£3,930
20yr
£4,511
25yr
Current: £2,262/mo
* Projections are estimates based on historical market data and are not guaranteed. Past performance does not indicate future results.

Property Features

Local Area & Amenities

Floorplans

Ground Floor

Property Floorplan

Site Plan

Site Plan

Location

Commute Time Planner

Inverness
40 mins
35 mins
Aberdeen
2h 15m
2h 30m

Sun Path & Natural LightAI generated - Estimated

NESW
South-East-Facing Excellent
9h
Garden Sun (Summer)
Yes
Morning Sun
No
Afternoon Sun

Room-by-Room Light Analysis

Family
Morning Excellent
Afternoon Good
Evening Moderate
Lounge
Morning Low
Afternoon Good
Evening Good
Kitchen
Morning Excellent
Afternoon Moderate
Evening Low

Location Scores

70
Walk Score
Very Walkable
50
Transit Score
Good Transit
55
Bike Score
Bikeable
View Location Details

Future Developments Nearby

Commercial and Residential+Positive Impact
Elgin Town Centre Regeneration
1.5 milesEst. 2025
* Information based on local planning applications and may be subject to change

Loading location insights...

£347,995
AvailableNB0000019245
View Location Analytics

Tain

Elgin, Elgin IV30 4FP
DWH Findrassie
4
Bedrooms
3
Bathrooms
1,450
Est. Sq ft
house
Type
Available Plot Numbers
76
1 plot(s) available
Ownershipfreehold

Request Information

£347,995Tain

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Tain
Tain Elgin£347,995

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