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About This Property

Discover what makes this home special

This charming semi-detached property in Elgin offers a well-balanced living space ideal for families or first-time buyers. Featuring three bedrooms, including a master bedroom with an en-suite, and a family bathroom, the home provides ample accommodation. The ground floor comprises a spacious lounge and a modern kitchen/dining area with direct access to the rear garden, perfect for entertaining or relaxing outdoors. Situated on Plot 73 within a thoughtfully planned development, the property enjoys proximity to public open spaces and allotments, enhancing the community feel.

Located in the historic town of Elgin, IV30 4FG, this property benefits from a peaceful residential setting while maintaining convenient access to local amenities and transport links. The garden faces south-east, ensuring pleasant morning and early afternoon sunlight, ideal for gardening enthusiasts. With nearby schools, parks, and shopping facilities, this home offers a balanced lifestyle in a growing area with positive future development prospects.

Property Features

The property boasts a south-east facing rear garden that captures morning and early afternoon sunlight, enhancing outdoor enjoyment. An en-suite bathroom attached to the master bedroom adds privacy and convenience, while the modern kitchen/dining area is designed for family living and entertaining. The spacious lounge provides a comfortable living space, complemented by useful storage cupboards throughout. Off-street parking is available, adding to the property's practicality.

South-East facing gardenEn-suite bathroomModern kitchen/diningSpacious loungeStorage cupboardsOff-street parking+1

Local Amenities

Residents benefit from excellent local amenities including Elgin Railway Station just 1.5 miles away, providing connections to Inverness and Aberdeen. Educational needs are served by Elgin High School and several primary schools nearby. Tesco Superstore and local shops cater to daily shopping requirements, while Elgin Leisure Centre offers sports and recreational facilities. Numerous parks and green spaces provide outdoor leisure options, complemented by accessible bus routes and a health centre within easy reach.

Elgin Railway StationElgin High SchoolTesco SuperstoreElgin Leisure CentreLocal parksHealth centre+1
Elgin Railway Station Train Station (1.5 miles, 6 mins drive) • 40 mins to Inverness

Estimate Calculator

Mortgage Calculator

25%
25
4.5%
Monthly Payment-
Purchase Costs
Total Price£239,995
Mortgage Deposit-
Stamp Duty-
Deposit Contribution£0
Searches & Other£1,500
Legal Fees£2,000
Total Cash Required-
Monthly Costs & Income
Estimated Service Charge£0/mo
Estimated Ground Rent£0/mo
Mortgage-
Landlord's Insurance£25/mo
Agency Fees-
Est. Rent-
Net Monthly-

Mortgage Calculator

10%
25
4.5%
Monthly Payment-
Purchase Costs
Total Price£239,995
Mortgage Deposit-
Stamp Duty-
Deposit Contribution£0
Searches & Other£1,500
Legal Fees£1,500
Total Cash Required-
Monthly Costs
Estimated Service Charge£0/mo
Estimated Ground Rent£0/mo
Mortgage-
Home Insurance£30/mo
Total Monthly-

International Suitability

Moderate Opportunity
65/100
ChallengingModerateGoodExcellent
Stable local rental market
Limited direct international transport links
Growing community with development plans

International Buyer Calculator

35%
20
5.5%
Monthly Payment-
International buyers typically require 25-40% deposit with limited lender options
Purchase Costs (Non-UK Resident)
Total Price£239,995
Mortgage Deposit (Min 25%)-
Stamp Duty + 2% Surcharge-
Legal Fees (Intl Complex)£3,500
AML & ID Verification£500
Bank Transfer Fees£1,000
Total Cash Required-
Monthly Costs & Income
Estimated Service Charge£0/mo
Estimated Ground Rent£0/mo
Mortgage-
Full Management (10%)-
Landlord's Insurance£35/mo
Est. Rent-
Net Monthly-
Key Considerations for International Buyers
+2% Stamp DutyAdditional surcharge for non-UK residents on property purchases
Higher DepositMost lenders require 25-40% deposit for non-UK residents
AML ComplianceEnhanced due diligence and source of funds verification required
Property ManagementFull management service recommended for overseas landlords

Investment Analytics

Key metrics for investors & buyers
Gross Rental Yield
7.8%
Based on £1,560/mo rent
Area Price Growth
+4.8%
Average annual increase
5-Year Value Forecast
£303,106
+£63,111 projected gain
5-Year Rent Forecast
£1,791/mo
Based on 2.8% annual growth
Price per Sq Ft£253
Annual Rent Income£18,720
10-Year ROI312%
Break-Even Point11 yrs

Property Value Projection

Based on 4.8% annual growth
£303,106
5yr
£382,813
10yr
£483,480
15yr
£610,619
20yr
£771,191
25yr
Current: £239,995

Monthly Rental Income

Based on 2.8% annual growth
£1,791
5yr
£2,056
10yr
£2,361
15yr
£2,710
20yr
£3,111
25yr
Current: £1,560/mo
* Projections are estimates based on historical market data and are not guaranteed. Past performance does not indicate future results.

Property Features

Local Area & Amenities

Floorplans

Ground Floor

Property Floorplan

Site Plan

Site Plan

Location

Commute Time Planner

Inverness
40 mins
35 mins
Aberdeen
1h 40m
1h 45m

Sun Path & Natural LightAI generated - Estimated

NESW
South-East-Facing Excellent
7h
Garden Sun (Summer)
Yes
Morning Sun
No
Afternoon Sun

Room-by-Room Light Analysis

Lounge
Morning Good
Afternoon Moderate
Evening Low
Kitchen/Dining
Morning Excellent
Afternoon Good
Evening Moderate
Master Bedroom
Morning Good
Afternoon Moderate
Evening Low

Location Scores

58
Walk Score
Somewhat Walkable
45
Transit Score
Some Transit
52
Bike Score
Bikeable
View Location Details

Future Developments Nearby

Commercial and Residential+Positive Impact
Elgin Town Centre Regeneration
1.2 milesEst. 2025
* Information based on local planning applications and may be subject to change

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£239,995
AvailableNB0000009217
View Location Analytics

Cupar

Elgin, Elgin IV30 4FG
Findrassie
3
Bedrooms
2
Bathrooms
950
Est. Sq ft
semi detached
Type

Developer

Barratt Homes
Available Plot Numbers
73
1 plot(s) available
Ownershipfreehold

Request Information

£239,995Cupar

Enquire About This Property

Cupar
Cupar Elgin£239,995

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