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About This Property

Discover what makes this home special

The Ripon is a charming three-bedroom semi-detached home located in the heart of Swadlincote, Derbyshire. Offering a well-planned layout with three bathrooms including an en-suite, this property perfectly suits families or professionals seeking comfort and convenience. The spacious lounge and open-plan kitchen/dining area create an inviting environment for both relaxing and entertaining. The rear garden faces south-west, ensuring good natural light and pleasant outdoor space for most of the day.

Situated within easy reach of local amenities and transport links, The Ripon benefits from proximity to Swadlincote town centre and Derby city, providing excellent access to shopping, schools, and leisure facilities. The area is undergoing positive regeneration, enhancing its appeal and future growth potential. This property represents a solid investment opportunity in a well-connected and evolving community.

Property Features

This property boasts a practical and modern layout with three bedrooms and three bathrooms, including a master en-suite. The open-plan kitchen and dining area overlook the garden, providing a bright and airy space for family meals. Additional features include a convenient ground floor WC, a storage room under the stairs, and a welcoming lobby entrance. The south-west facing garden maximizes sunlight exposure, ideal for outdoor activities and relaxation.

South-West facing gardenEn-suite bathroomThree bathroomsSemi-detachedOpen-plan kitchen/diningLounge with dual aspect+3

Local Amenities

The property is well-served by educational institutions such as St George's Primary School and William Allitt Academy, both within a short drive. Residents benefit from access to Swadlincote Leisure Centre and the Morrisons supermarket for daily essentials. The nearby town centre offers a variety of shops, restaurants, and cafes, while outdoor enthusiasts can enjoy the nearby Rosliston Forestry Centre and local parks. Overall, the area provides a balanced mix of amenities catering to families and professionals alike.

St George's Primary SchoolWilliam Allitt AcademySwadlincote Leisure CentreMorrisons SupermarketSwadlincote Town CentreRosliston Forestry Centre+2
Swadlincote Train Station (1.7 miles, 6 mins drive) • 25 mins by car to Derby

Estimate Calculator

Mortgage Calculator

25%
25
4.5%
Monthly Payment-
Purchase Costs
Total Price£238,000
Mortgage Deposit-
Stamp Duty-
Deposit Contribution£0
Searches & Other£1,500
Legal Fees£2,000
Total Cash Required-
Monthly Costs & Income
Estimated Service Charge£0/mo
Estimated Ground Rent£0/mo
Mortgage-
Landlord's Insurance£25/mo
Agency Fees-
Est. Rent-
Net Monthly-

Mortgage Calculator

10%
25
4.5%
Monthly Payment-
Purchase Costs
Total Price£238,000
Mortgage Deposit-
Stamp Duty-
Deposit Contribution£0
Searches & Other£1,500
Legal Fees£1,500
Total Cash Required-
Monthly Costs
Estimated Service Charge£0/mo
Estimated Ground Rent£0/mo
Mortgage-
Home Insurance£30/mo
Total Monthly-

International Suitability

Moderate Opportunity
65/100
ChallengingModerateGoodExcellent
Affordable entry price
Limited direct train connections
Growing local regeneration projects
Lower international profile

International Buyer Calculator

35%
20
5.5%
Monthly Payment-
International buyers typically require 25-40% deposit with limited lender options
Purchase Costs (Non-UK Resident)
Total Price£238,000
Mortgage Deposit (Min 25%)-
Stamp Duty + 2% Surcharge-
Legal Fees (Intl Complex)£3,500
AML & ID Verification£500
Bank Transfer Fees£1,000
Total Cash Required-
Monthly Costs & Income
Estimated Service Charge£0/mo
Estimated Ground Rent£0/mo
Mortgage-
Full Management (10%)-
Landlord's Insurance£35/mo
Est. Rent-
Net Monthly-
Key Considerations for International Buyers
+2% Stamp DutyAdditional surcharge for non-UK residents on property purchases
Higher DepositMost lenders require 25-40% deposit for non-UK residents
AML ComplianceEnhanced due diligence and source of funds verification required
Property ManagementFull management service recommended for overseas landlords

Investment Analytics

Key metrics for investors & buyers
Gross Rental Yield
5.4%
Based on £1,071/mo rent
Area Price Growth
+4.6%
Average annual increase
5-Year Value Forecast
£297,444
+£59,444 projected gain
5-Year Rent Forecast
£1,354/mo
Based on 4.8% annual growth
Price per Sq Ft£251
Annual Rent Income£12,852
10-Year ROI216%
Break-Even Point16 yrs

Property Value Projection

Based on 4.6% annual growth
£297,444
5yr
£371,734
10yr
£464,580
15yr
£580,615
20yr
£725,632
25yr
Current: £238,000

Monthly Rental Income

Based on 4.8% annual growth
£1,354
5yr
£1,712
10yr
£2,164
15yr
£2,735
20yr
£3,458
25yr
Current: £1,071/mo
* Projections are estimates based on historical market data and are not guaranteed. Past performance does not indicate future results.

Property Features

Local Area & Amenities

Floorplans

Ground Floor

Property Floorplan

Site Plan

Site Plan

Location

Commute Time Planner

Derby
N/A (no direct train from Swadlincote)
25 mins
Birmingham New Street
40 mins (via Burton-on-Trent)
50 mins

Sun Path & Natural LightAI generated - Estimated

NESW
South-West-Facing Excellent
7h
Garden Sun (Summer)
No
Morning Sun
Yes
Afternoon Sun

Room-by-Room Light Analysis

Lounge
Morning Moderate
Afternoon Good
Evening Good
Kitchen/Dining
Morning Good
Afternoon Excellent
Evening Moderate
Master Bedroom
Morning Good
Afternoon Moderate
Evening Low
Bedroom 2
Morning Moderate
Afternoon Low
Evening Low
Bedroom 3
Morning Moderate
Afternoon Low
Evening Low

Location Scores

55
Walk Score
Somewhat Walkable
48
Transit Score
Some Transit
43
Bike Score
Somewhat Bikeable
View Location Details

Future Developments Nearby

Commercial and Residential+Positive Impact
Swadlincote Town Centre Regeneration
0.8 milesEst. 2027
TransportModerate Positive Impact
Local Infrastructure Improvements
Within 2 milesEst. 2025
* Information based on local planning applications and may be subject to change

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£238,000
AvailableNB0000030170
View Location Analytics

The Ripon

Swadlincote, Swadlincote DE11 0BB
Cadley Village
3
Bedrooms
3
Bathrooms
950
Est. Sq ft
semi detached
Type

Developer

Avant Homes
Available Plot Numbers
362
1 plot(s) available
Ownershipfreehold

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£238,000The Ripon

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The Ripon
The RiponSwadlincote£238,000

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