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About This Property

Discover what makes this home special

The Elgin is a charming detached family home located in the sought-after Rosslyn Gait development in Kirkcaldy. This three-bedroom property offers a well-thought-out layout with a spacious lounge, a modern kitchen/dining room with access to the rear garden, and a convenient utility room. Upstairs, the master bedroom benefits from an en-suite shower room, complemented by two further bedrooms and a family bathroom, making it ideal for growing families or those needing extra space for guests or a home office. The property enjoys a private garden facing south-east, offering pleasant natural light throughout the day.

Situated in a vibrant community, The Elgin combines modern living with excellent local amenities and transport links. Kirkcaldy town centre is just a short drive away, providing a variety of shops, eateries, and leisure facilities. For families, there are reputable schools nearby, and the proximity to Kirkcaldy train station ensures easy access to Edinburgh and other major cities. This home represents an excellent opportunity for first-time buyers, families, or investors looking for a well-appointed property in a desirable location.

Property Features

This detached home boasts a south-east facing private garden that captures ample sunlight, perfect for outdoor entertaining or relaxation. The modern kitchen/dining room is designed for family living and entertaining, with direct access to the garden. The master bedroom benefits from an en-suite shower room, providing added privacy and convenience. Additional features include a utility room for extra storage and laundry needs, a spacious lounge for comfortable living, and off-street parking ensuring convenience for residents and guests.

DetachedSouth-East facing gardenEn-suiteUtility roomModern kitchen/diningPrivate garden+2

Local Amenities

The Elgin benefits from excellent local amenities including Kirkcaldy Train Station, which offers frequent services to Edinburgh and beyond, making commuting straightforward. Families will appreciate the proximity to well-regarded schools such as Kirkcaldy High School and Balwearie High School, along with Dunnikier Primary School. Shopping needs are well catered for with a Tesco Superstore nearby and a variety of retail options in Kirkcaldy Town Centre. For leisure, residents can enjoy outdoor activities at Beveridge Park or visit the Fife Leisure Park which hosts a range of sports and entertainment facilities, ensuring a balanced lifestyle.

Kirkcaldy Train StationKirkcaldy High SchoolBalwearie High SchoolDunnikier Primary SchoolTesco SuperstoreFife Leisure Park+2
Kirkcaldy Railway Station Train Station (1.4 miles, 6 mins drive) • 50 mins to Edinburgh

Estimate Calculator

Mortgage Calculator

25%
25
4.5%
Monthly Payment-
Purchase Costs
Total Price£244,995
Mortgage Deposit-
Stamp Duty-
Deposit Contribution£0
Searches & Other£1,500
Legal Fees£2,000
Total Cash Required-
Monthly Costs & Income
Estimated Service Charge£0/mo
Estimated Ground Rent£0/mo
Mortgage-
Landlord's Insurance£25/mo
Agency Fees-
Est. Rent-
Net Monthly-

Mortgage Calculator

10%
25
4.5%
Monthly Payment-
Purchase Costs
Total Price£244,995
Mortgage Deposit-
Stamp Duty-
Deposit Contribution£0
Searches & Other£1,500
Legal Fees£1,500
Total Cash Required-
Monthly Costs
Estimated Service Charge£0/mo
Estimated Ground Rent£0/mo
Mortgage-
Home Insurance£30/mo
Total Monthly-

International Suitability

Moderate Opportunity
68/100
ChallengingModerateGoodExcellent
Good transport links to Edinburgh
Moderate rental demand in Kirkcaldy
Limited international profile of Kirkcaldy

International Buyer Calculator

35%
20
5.5%
Monthly Payment-
International buyers typically require 25-40% deposit with limited lender options
Purchase Costs (Non-UK Resident)
Total Price£244,995
Mortgage Deposit (Min 25%)-
Stamp Duty + 2% Surcharge-
Legal Fees (Intl Complex)£3,500
AML & ID Verification£500
Bank Transfer Fees£1,000
Total Cash Required-
Monthly Costs & Income
Estimated Service Charge£0/mo
Estimated Ground Rent£0/mo
Mortgage-
Full Management (10%)-
Landlord's Insurance£35/mo
Est. Rent-
Net Monthly-
Key Considerations for International Buyers
+2% Stamp DutyAdditional surcharge for non-UK residents on property purchases
Higher DepositMost lenders require 25-40% deposit for non-UK residents
AML ComplianceEnhanced due diligence and source of funds verification required
Property ManagementFull management service recommended for overseas landlords

Investment Analytics

Key metrics for investors & buyers
Gross Rental Yield
5.5%
Based on £1,123/mo rent
Area Price Growth
+3.3%
Average annual increase
5-Year Value Forecast
£288,456
+£43,461 projected gain
5-Year Rent Forecast
£1,289/mo
Based on 2.8% annual growth
Price per Sq Ft£240
Annual Rent Income£13,476
10-Year ROI220%
Break-Even Point21 yrs

Property Value Projection

Based on 3.3% annual growth
£288,456
5yr
£339,626
10yr
£399,874
15yr
£470,809
20yr
£554,328
25yr
Current: £244,995

Monthly Rental Income

Based on 2.8% annual growth
£1,289
5yr
£1,480
10yr
£1,699
15yr
£1,951
20yr
£2,240
25yr
Current: £1,123/mo
* Projections are estimates based on historical market data and are not guaranteed. Past performance does not indicate future results.

Property Features

Local Area & Amenities

Floorplans

Ground Floor

Property Floorplan

Site Plan

Site Plan

Location

Commute Time Planner

Edinburgh Waverley
50 mins
45 mins
Edinburgh Airport
1h 15m
50 mins

Sun Path & Natural LightAI generated - Estimated

NESW
South-East-Facing Excellent
6h
Garden Sun (Summer)
Yes
Morning Sun
No
Afternoon Sun

Room-by-Room Light Analysis

Lounge
Morning Moderate
Afternoon Good
Evening Low
Kitchen/Dining room
Morning Good
Afternoon Excellent
Evening Moderate
Bedroom 1
Morning Good
Afternoon Moderate
Evening Low

Location Scores

55
Walk Score
Somewhat Walkable
60
Transit Score
Good Transit
50
Bike Score
Bikeable
View Location Details

Future Developments Nearby

Commercial and Residential+Positive Impact
Kirkcaldy Town Centre Regeneration
1.2 milesEst. 2025
* Information based on local planning applications and may be subject to change

Loading location insights...

£244,995
AvailableNB0000017184
View Location Analytics

The Elgin

Kirkcaldy, Kirkcaldy KY1 2DD
Rosslyn Gait
3
Bedrooms
3
Bathrooms
1,020
Est. Sq ft
detached
Type
Available Plot Numbers
303
1 plot(s) available
Ownershipfreehold

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£244,995The Elgin

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The Elgin
The ElginKirkcaldy£244,995

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