About This Property

Discover what makes this home special

This charming mid-terrace property in St Andrews offers a perfect blend of modern living and traditional appeal. Featuring four spacious bedrooms and three bathrooms, including an en-suite, it is ideal for families or professionals seeking comfort and convenience. The ground floor boasts a large open-plan lounge and dining area with French doors opening to the rear garden, creating a bright and inviting space for entertaining or relaxing. The well-equipped kitchen includes integrated appliances and practical storage solutions.

Located in the historic and vibrant town of St Andrews, this home benefits from excellent local amenities and strong transport links. The rear garden faces south-east, allowing for pleasant morning and early afternoon sunlight, enhancing the outdoor living experience. With easy access to nearby schools, shops, and transport hubs, this property represents a fantastic opportunity for both homeowners and investors.

Property Features

The property’s four bedrooms provide ample space for family living or guest accommodation, complemented by three bathrooms including a convenient en-suite. The open-plan lounge and dining area creates a versatile living space with natural light flooding in through French doors. The kitchen is fitted with modern appliances such as a hob, oven, dishwasher, and washing machine, ensuring functionality. Additional storage is available under the stairs and in built-in cupboards, enhancing practicality.

Four BedroomsThree BathroomsEn-suiteOpen-plan Lounge and DiningIntegrated Kitchen AppliancesSouth-East Facing Garden+2

Local Amenities

Situated in a well-established community, the property is close to reputable educational institutions including St Andrews Primary School and Madras College, making it ideal for families. The nearby Leuchars railway station offers efficient connections to Dundee and Edinburgh, supporting commuter lifestyles. Residents can enjoy a variety of leisure options such as the famous St Andrews Links Golf Course, West Sands Beach, and several local parks. Essential amenities including supermarkets and healthcare facilities are within easy reach, ensuring convenience in daily living.

St Andrews Primary SchoolMadras CollegeSt Andrews Railway Station (Leuchars)Tesco SuperstoreSt Andrews Community HospitalWest Sands Beach+2
Leuchars Station Train Station (3.5 miles, 10 mins drive) • 25 mins to Dundee

Estimate Calculator

Mortgage Calculator

25%
25
4.5%
Monthly Payment-
Purchase Costs
Total Price£421,995
Mortgage Deposit-
Stamp Duty-
Deposit Contribution£0
Searches & Other£1,500
Legal Fees£2,000
Total Cash Required-
Monthly Costs & Income
Estimated Service Charge£0/mo
Estimated Ground Rent£0/mo
Mortgage-
Landlord's Insurance£25/mo
Agency Fees-
Est. Rent-
Net Monthly-

Mortgage Calculator

10%
25
4.5%
Monthly Payment-
Purchase Costs
Total Price£421,995
Mortgage Deposit-
Stamp Duty-
Deposit Contribution£0
Searches & Other£1,500
Legal Fees£1,500
Total Cash Required-
Monthly Costs
Estimated Service Charge£0/mo
Estimated Ground Rent£0/mo
Mortgage-
Home Insurance£30/mo
Total Monthly-

International Suitability

Moderate Opportunity
68/100
ChallengingModerateGoodExcellent
Strong local rental demand due to university and tourism
Limited direct international transport links
Stable property market with moderate growth

International Buyer Calculator

35%
20
5.5%
Monthly Payment-
International buyers typically require 25-40% deposit with limited lender options
Purchase Costs (Non-UK Resident)
Total Price£421,995
Mortgage Deposit (Min 25%)-
Stamp Duty + 2% Surcharge-
Legal Fees (Intl Complex)£3,500
AML & ID Verification£500
Bank Transfer Fees£1,000
Total Cash Required-
Monthly Costs & Income
Estimated Service Charge£0/mo
Estimated Ground Rent£0/mo
Mortgage-
Full Management (10%)-
Landlord's Insurance£35/mo
Est. Rent-
Net Monthly-
Key Considerations for International Buyers
+2% Stamp DutyAdditional surcharge for non-UK residents on property purchases
Higher DepositMost lenders require 25-40% deposit for non-UK residents
AML ComplianceEnhanced due diligence and source of funds verification required
Property ManagementFull management service recommended for overseas landlords

Investment Analytics

Key metrics for investors & buyers
Gross Rental Yield
7.5%
Based on £2,637/mo rent
Area Price Growth
+3.3%
Average annual increase
5-Year Value Forecast
£496,855
+£74,860 projected gain
5-Year Rent Forecast
£3,027/mo
Based on 2.8% annual growth
Price per Sq Ft£301
Annual Rent Income£31,644
10-Year ROI300%
Break-Even Point12 yrs

Property Value Projection

Based on 3.3% annual growth
£496,855
5yr
£584,994
10yr
£688,768
15yr
£810,952
20yr
£954,811
25yr
Current: £421,995

Monthly Rental Income

Based on 2.8% annual growth
£3,027
5yr
£3,476
10yr
£3,990
15yr
£4,581
20yr
£5,259
25yr
Current: £2,637/mo
* Projections are estimates based on historical market data and are not guaranteed. Past performance does not indicate future results.

Property Features

Local Area & Amenities

Floorplans

Ground Floor

Property Floorplan

Site Plan

Site Plan

Location

Commute Time Planner

Dundee
20 mins
25 mins
Edinburgh
1h 10m
1h 20m

Sun Path & Natural LightAI generated - Estimated

NESW
South-East-Facing Excellent
7h
Garden Sun (Summer)
Yes
Morning Sun
No
Afternoon Sun

Room-by-Room Light Analysis

Lounge
Morning Excellent
Afternoon Good
Evening Moderate
Kitchen
Morning Good
Afternoon Moderate
Evening Low
Bedroom 3
Morning Good
Afternoon Moderate
Evening Low
Bedroom 4
Morning Moderate
Afternoon Good
Evening Low

Location Scores

75
Walk Score
Very Walkable
60
Transit Score
Good Transit
65
Bike Score
Bikeable
View Location Details

Future Developments Nearby

Commercial and Retail+Positive Impact
St Andrews Town Centre Regeneration
1.2 milesEst. 2025
* Information based on local planning applications and may be subject to change

Loading location insights...

£421,995
AvailableNB0000019221
View Location Analytics

STEWARTON

St Andrews, St Andrews KY16 8BS
DWH @ St Andrews
4
Bedrooms
3
Bathrooms
1,400
Est. Sq ft
mid terrace
Type
Available Plot Numbers
162
1 plot(s) available
Ownershipfreehold

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£421,995STEWARTON

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STEWARTON
STEWARTON St Andrews£421,995

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