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About This Property

Discover what makes this home special

Featuring an open-plan kitchen diner with utility room, wc and French doors onto the garden. At the front of the home is the lounge, ideal for relaxing in the evening. Upstairs are 4 double bedrooms, including the main bedroom with en-suite. A bathroom completes the home.

Property Features

Flooring package includedDetached 4 double bed home£15000 Deposit BoostUpgraded KitchenSolar panels included+3

Estimate Calculator

Mortgage Calculator

25%
25
4.5%
Monthly Payment-
Purchase Costs
Total Price£419,995
Mortgage Deposit-
Stamp Duty-
Deposit Contribution£0
Searches & Other£1,500
Legal Fees£2,000
Total Cash Required-
Monthly Costs & Income
Estimated Service Charge£0/mo
Estimated Ground Rent£0/mo
Mortgage-
Landlord's Insurance£25/mo
Agency Fees-
Est. Rent-
Net Monthly-

Mortgage Calculator

10%
25
4.5%
Monthly Payment-
Purchase Costs
Total Price£419,995
Mortgage Deposit-
Stamp Duty-
Deposit Contribution£0
Searches & Other£1,500
Legal Fees£1,500
Total Cash Required-
Monthly Costs
Estimated Service Charge£0/mo
Estimated Ground Rent£0/mo
Mortgage-
Home Insurance£30/mo
Total Monthly-

International Suitability

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International Buyer Calculator

35%
20
5.5%
Monthly Payment-
International buyers typically require 25-40% deposit with limited lender options
Purchase Costs (Non-UK Resident)
Total Price£419,995
Mortgage Deposit (Min 25%)-
Stamp Duty + 2% Surcharge-
Legal Fees (Intl Complex)£3,500
AML & ID Verification£500
Bank Transfer Fees£1,000
Total Cash Required-
Monthly Costs & Income
Estimated Service Charge£0/mo
Estimated Ground Rent£0/mo
Mortgage-
Full Management (10%)-
Landlord's Insurance£35/mo
Est. Rent-
Net Monthly-
Key Considerations for International Buyers
+2% Stamp DutyAdditional surcharge for non-UK residents on property purchases
Higher DepositMost lenders require 25-40% deposit for non-UK residents
AML ComplianceEnhanced due diligence and source of funds verification required
Property ManagementFull management service recommended for overseas landlords

Investment Analytics

Key metrics for investors & buyers
Gross Rental Yield
5.8%
Based on £2,040/mo rent
Area Price Growth
+4.2%
Average annual increase
5-Year Value Forecast
£515,920
+£95,925 projected gain
5-Year Rent Forecast
£2,579/mo
Based on 4.8% annual growth
Price per Sq Ft£∞
Annual Rent Income£24,480
10-Year ROI233%
Break-Even Point15 yrs

Property Value Projection

Based on 4.2% annual growth
£515,920
5yr
£633,755
10yr
£778,502
15yr
£956,310
20yr
£1,174,727
25yr
Current: £419,995

Monthly Rental Income

Based on 4.8% annual growth
£2,579
5yr
£3,260
10yr
£4,121
15yr
£5,210
20yr
£6,587
25yr
Current: £2,040/mo
* Projections are estimates based on historical market data and are not guaranteed. Past performance does not indicate future results.

Property Features

Local Area & Amenities

Floorplans

Ground Floor

Property Floorplan

Site Plan

Site Plan

Location

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£419,995
SoldNB0000004827
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RIPON

Overstone, Northampton NN6 0RW
Barratt at Overstone Gate
4
Bedrooms
2
Bathrooms
0
Est. Sq ft
detached
Type

Developer

Barratt Homes
Available Plot Numbers
112
1 plot(s) available
Ownershipfreehold

Request Information

£419,995RIPON

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RIPON
RIPON Overstone£419,995

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