About This Property

Discover what makes this home special

Harrogate is a spacious and modern four-bedroom detached house located in the sought-after Rochester area, ME3 8JE. This well-appointed property offers three bathrooms, including an en-suite, providing ample convenience for family living. The house boasts a generous living room with abundant natural light, a fitted kitchen designed for both functionality and style, and a private south-west facing garden that enjoys excellent afternoon and evening sun. Situated on Plot 70, this home combines comfort with a prime location close to local amenities and transport links.

The property benefits from a quiet residential setting while being within easy reach of Rochester town centre, offering a blend of historic charm and contemporary convenience. Ideal for families or professionals seeking a balance between space, accessibility, and lifestyle, Harrogate presents an excellent opportunity to own a quality home in a thriving community. The garden and garage add further appeal, making this a versatile property ready to move into or invest in.

Property Features

This property features a large south-west facing garden that captures the afternoon and evening sun, perfect for outdoor entertaining and relaxing. The fitted kitchen is modern and well-equipped, designed to meet the needs of a busy household. With a garage and off-street parking, convenience is assured. The three bathrooms, including an en-suite to the master bedroom, provide privacy and comfort for all occupants. Double glazing throughout enhances energy efficiency and noise reduction, while the spacious living room offers a bright and welcoming environment.

South-West facing gardenGarageEn-suite bathroomFitted kitchenSpacious living roomDetached house+2

Local Amenities

Located in Rochester, ME3 8JE, Harrogate benefits from excellent local amenities. Rochester Station and Strood Station provide frequent rail services to London and surrounding areas, making commuting straightforward. The nearby Rochester High Street offers a variety of shops, cafes, and restaurants, alongside cultural attractions such as Rochester Castle and the Guildhall Museum. For families, St Margaret’s CE Primary School and The Robert Napier School are highly regarded local education options. Additionally, Riverside Park and other green spaces provide recreational opportunities close to home, while Tesco Superstore and Medway Maritime Hospital ensure essential services are within easy reach.

Rochester StationStrood StationRochester High StreetTesco SuperstoreMedway Maritime HospitalRochester Castle+3
Rochester Railway Station Train Station (1.1 miles, 5 mins drive) • 56 mins to London

Estimate Calculator

Mortgage Calculator

25%
25
4.5%
Monthly Payment-
Purchase Costs
Total Price£650,000
Mortgage Deposit-
Stamp Duty-
Deposit Contribution£0
Searches & Other£1,500
Legal Fees£2,000
Total Cash Required-
Monthly Costs & Income
Estimated Service Charge£0/mo
Estimated Ground Rent£0/mo
Mortgage-
Landlord's Insurance£25/mo
Agency Fees-
Est. Rent-
Net Monthly-

Mortgage Calculator

10%
25
4.5%
Monthly Payment-
Purchase Costs
Total Price£650,000
Mortgage Deposit-
Stamp Duty-
Deposit Contribution£0
Searches & Other£1,500
Legal Fees£1,500
Total Cash Required-
Monthly Costs
Estimated Service Charge£0/mo
Estimated Ground Rent£0/mo
Mortgage-
Home Insurance£30/mo
Total Monthly-

International Suitability

Good Opportunity
72/100
ChallengingModerateGoodExcellent
Strong rental demand due to proximity to London and universities
Good transport links with direct trains to London Victoria and St Pancras
Stable local property market with moderate growth
Limited international community presence locally

International Buyer Calculator

35%
20
5.5%
Monthly Payment-
International buyers typically require 25-40% deposit with limited lender options
Purchase Costs (Non-UK Resident)
Total Price£650,000
Mortgage Deposit (Min 25%)-
Stamp Duty + 2% Surcharge-
Legal Fees (Intl Complex)£3,500
AML & ID Verification£500
Bank Transfer Fees£1,000
Total Cash Required-
Monthly Costs & Income
Estimated Service Charge£0/mo
Estimated Ground Rent£0/mo
Mortgage-
Full Management (10%)-
Landlord's Insurance£35/mo
Est. Rent-
Net Monthly-
Key Considerations for International Buyers
+2% Stamp DutyAdditional surcharge for non-UK residents on property purchases
Higher DepositMost lenders require 25-40% deposit for non-UK residents
AML ComplianceEnhanced due diligence and source of funds verification required
Property ManagementFull management service recommended for overseas landlords

Investment Analytics

Key metrics for investors & buyers
Gross Rental Yield
5.1%
Based on £2,763/mo rent
Area Price Growth
+2.2%
Average annual increase
5-Year Value Forecast
£725,425
+£75,425 projected gain
5-Year Rent Forecast
£3,282/mo
Based on 3.5% annual growth
Price per Sq Ft£464
Annual Rent Income£33,156
10-Year ROI204%
Break-Even Point21 yrs

Property Value Projection

Based on 2.2% annual growth
£725,425
5yr
£809,603
10yr
£903,549
15yr
£1,008,395
20yr
£1,125,409
25yr
Current: £650,000

Monthly Rental Income

Based on 3.5% annual growth
£3,282
5yr
£3,897
10yr
£4,629
15yr
£5,498
20yr
£6,530
25yr
Current: £2,763/mo
* Projections are estimates based on historical market data and are not guaranteed. Past performance does not indicate future results.

Property Features

Local Area & Amenities

Floorplan

Site Plan

Site Plan

Location

Commute Time Planner

London St Pancras International
56 mins
1h 20m
London Heathrow Airport
1h 40m
1h 10m

Sun Path & Natural LightAI generated - Estimated

NESW
South-West-Facing Excellent
8h
Garden Sun (Summer)
No
Morning Sun
Yes
Afternoon Sun

Room-by-Room Light Analysis

Living Room
Morning Good
Afternoon Excellent
Evening Moderate
Kitchen
Morning Excellent
Afternoon Good
Evening Low
Master Bedroom
Morning Moderate
Afternoon Good
Evening Good

Location Scores

68
Walk Score
Somewhat Walkable
60
Transit Score
Good Transit
55
Bike Score
Bikeable
View Location Details

Future Developments Nearby

Mixed-use Residential and Commercial+Positive Impact
Rochester Riverside Regeneration
0.7 milesEst. 2027
Transport InfrastructureModerate Impact
Medway Council Transport Improvements
N/AEst. 2025
* Information based on local planning applications and may be subject to change

Loading location insights...

£650,000
Under OfferNB0000021743
View Location Analytics

Harrogate

Rochester, Rochester ME3 8JE
Oakleigh Fields, Cliffe Woods
4
Bedrooms
3
Bathrooms
1,400
Est. Sq ft
house
Type

Developer

Redrow
Available Plot Numbers
Plot 70
1 plot(s) available
Ownershipfreehold

Request Information

£650,000Harrogate

Enquire About This Property

Harrogate
HarrogateRochester£650,000

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